ASSOCIATED BANC-CORP

ASSOCIATED BANC-CORPASBEarnings & Financial Report

NYSE · Financials · State Commercial Banks

Associated Banc-Corp is a U.S. regional bank holding company providing retail banking, commercial banking, commercial real estate lending, private banking and specialized financial services. Headquartered in Green Bay, Wisconsin, Associated is a Midwest bank with from more than 220 banking locations serving more than 100 communities throughout Wisconsin, Illinois and Minnesota. The company also operates loan production offices in Indiana, Michigan, Missouri, New York, Ohio and Texas.

Revenue

$310.0M

Gross Profit

N/A

Operating Profit

$162.9M

Net Profit

$137.1M

Gross Margin

N/A

Operating Margin

52.6%

Net Margin

44.2%

YoY Growth

14.7%

EPS

$0.80

ASSOCIATED BANC-CORP Q4 FY2025 Financial Summary

ASSOCIATED BANC-CORP reported revenue of $310.0M (up 14.7% YoY) for Q4 FY2025, with a net profit of $137.1M (up 184.8% YoY) (44.2% margin).

Key Financial Metrics

Total Revenue$310.0M
Net Profit$137.1M
Gross MarginN/A
Operating Margin52.6%
Report PeriodQ4 FY2025

ASSOCIATED BANC-CORP Annual Revenue by Year

ASSOCIATED BANC-CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.2B).

YearAnnual Revenue
2025$1.2B
2024$1.2B
2023$1.1B
2022$1.2B

ASSOCIATED BANC-CORP Quarterly Revenue & Net Profit History

ASSOCIATED BANC-CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q1 FY2026$383.0M$119.6M31.2%
Q4 FY2025$310.0M+14.7%$137.1M44.2%
Q3 FY2025$305.2M-7.4%$124.7M40.9%
Q2 FY2025$300.0M-6.8%$111.2M37.1%
Q1 FY2025$285.9M-11.4%$101.7M35.6%
Q4 FY2024$270.3M+120.8%$-161.6M-59.8%
Q3 FY2024$329.7M+2.8%$88.0M26.7%
Q2 FY2024$321.8M-0.5%$115.6M35.9%

Income Statement

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Revenue$321.8M$329.7M$270.3M$285.9M$300.0M$305.2M$310.0M$383.0M
YoY Growth-0.5%2.8%120.8%-11.4%-6.8%-7.4%14.7%N/A

Balance Sheet

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026
Assets$41.62B$42.21B$43.02B$43.31B$43.99B$44.46B$45.20B$45.59B
Liabilities$37.38B$37.80B$38.42B$38.62B$39.21B$39.59B$40.23B$40.60B
Equity$4.24B$4.41B$4.61B$4.69B$4.78B$4.87B$4.98B$5.00B

Cash Flow

Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$113.5M$105.1M$207.1M$98.2M$141.5M$158.0M$218.1M