Atlanticus Holdings CorpATLCEarnings & Financial Report
Nasdaq
NextMar 31, 2026
ATLC Q3 2025 Key Financial Metrics
Revenue
$494.7M
Gross Profit
$455.7M
Operating Profit
$32.5M
Net Profit
$25.0M
Gross Margin
92.1%
Operating Margin
6.6%
Net Margin
5.0%
YoY Growth
40.8%
EPS
$1.21
Financial Flow
Atlanticus Holdings Corp Q3 2025 Financial Summary
Atlanticus Holdings Corp reported revenue of $494.7M for Q3 2025, with a net profit of $25.0M (5.0% margin). Cost of goods sold was $39.0M, operating expenses totaled $423.2M.
Key Financial Metrics
| Total Revenue | $494.7M |
|---|---|
| Net Profit | $25.0M |
| Gross Margin | 92.1% |
| Operating Margin | 6.6% |
| Report Period | Q3 2025 |
Atlanticus Holdings Corp Annual Revenue by Year
Atlanticus Holdings Corp annual revenue history includes year-by-year totals (for example, 2024 revenue was $1.3B).
| Year | Annual Revenue |
|---|---|
| 2024 | $1.3B |
| 2023 | $1.2B |
| 2022 | $1.0B |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $309.1M | $290.7M | $316.0M | $351.2M | $353.5M | $345.2M | $394.2M | $494.7M |
| YoY Growth | 14.9% | 11.4% | 8.7% | 19.1% | 14.4% | 18.7% | 24.7% | 40.8% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.71B | $2.79B | $2.84B | $3.04B | $3.27B | $3.27B | $3.64B | $7.08B |
| Liabilities | $2.17B | $2.23B | $2.27B | $2.47B | $2.69B | $2.70B | $3.04B | $6.45B |
| Equity | $394.7M | $416.0M | $433.8M | $457.7M | $492.9M | $532.7M | $563.3M | $589.3M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $132.7M | $118.8M | $115.6M | $112.4M | $122.6M | $131.6M | $132.7M | $107.5M |