BayCom CorpBCMLEarnings & Financial Report
BayCom Corp is a U.S.-headquartered bank holding company operating through its wholly owned subsidiary Bay Commercial Bank. It primarily serves small and medium-sized enterprises and retail customers across Northern California, offering commercial lending, deposit products, personal banking services, and localized wealth management solutions.
Revenue
$24.5M
Gross Profit
N/A
Operating Profit
$8.1M
Net Profit
$5.9M
Gross Margin
N/A
Operating Margin
33.3%
Net Margin
24.0%
YoY Growth
-8.8%
EPS
$0.51
BayCom Corp Q1 FY2024 Financial Summary
BayCom Corp reported revenue of $24.5M (down 8.8% YoY) for Q1 FY2024, with a net profit of $5.9M (down 18.3% YoY) (24.0% margin).
Key Financial Metrics
| Total Revenue | $24.5M |
|---|---|
| Net Profit | $5.9M |
| Gross Margin | N/A |
| Operating Margin | 33.3% |
| Report Period | Q1 FY2024 |
BayCom Corp Annual Revenue by Year
BayCom Corp annual revenue history includes year-by-year totals (for example, 2025 revenue was $100.5M).
| Year | Annual Revenue |
|---|---|
| 2025 | $100.5M |
| 2024 | $97.5M |
| 2023 | $73.5M |
| 2022 | $50.4M |
BayCom Corp Quarterly Revenue & Net Profit History
BayCom Corp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $25.9M | +9.4% | $6.9M | 26.5% |
| Q3 FY2025 | $25.7M | +0.2% | $5.0M | 19.5% |
| Q2 FY2025 | $24.7M | +3.8% | $6.4M | 25.8% |
| Q1 FY2025 | $24.3M | -0.6% | $5.7M | 23.4% |
| Q4 FY2024 | $23.7M | -9.7% | $6.1M | 25.9% |
| Q3 FY2024 | $25.6M | -3.2% | $6.0M | 23.5% |
| Q2 FY2024 | $23.8M | -6.3% | $5.6M | 23.6% |
| Q1 FY2024 | $24.5M | -8.8% | $5.9M | 24.0% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $24.5M | $23.8M | $25.6M | $23.7M | $24.3M | $24.7M | $25.7M | $25.9M |
| YoY Growth | -8.8% | -6.3% | -3.2% | -9.7% | -0.6% | 3.8% | 0.2% | 9.4% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.56B | $2.59B | $2.56B | $2.66B | $2.56B | $2.62B | $2.60B | $2.59B |
| Liabilities | $2.25B | $2.28B | $2.24B | $2.34B | $2.23B | $2.29B | $2.27B | $2.26B |
| Equity | $314.2M | $315.3M | $321.7M | $324.4M | $329.3M | $330.6M | $334.3M | $338.6M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $5.1M | $7.7M | $9.6M | $30.4M | $9.3M | $6.4M | $7.3M | $31.8M |