SIERRA BANCORPBSRREarnings & Financial Report
Sierra Bancorp is a U.S.-based regional bank holding company operating the Bank of the Sierra brand. It offers full retail and commercial banking services including deposit products, consumer and commercial loans, and mortgages, primarily serving local communities, SMEs and individual customers across Central and Southern California.
Revenue
$39.2M
Gross Profit
N/A
Operating Profit
$14.2M
Net Profit
$10.6M
Gross Margin
N/A
Operating Margin
36.3%
Net Margin
27.1%
YoY Growth
3.7%
EPS
$0.78
SIERRA BANCORP Q2 FY2025 Financial Summary
SIERRA BANCORP reported revenue of $39.2M (up 3.7% YoY) for Q2 FY2025, with a net profit of $10.6M (up 3.6% YoY) (27.1% margin).
Key Financial Metrics
| Total Revenue | $39.2M |
|---|---|
| Net Profit | $10.6M |
| Gross Margin | N/A |
| Operating Margin | 36.3% |
| Report Period | Q2 FY2025 |
SIERRA BANCORP Annual Revenue by Year
SIERRA BANCORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $155.3M).
| Year | Annual Revenue |
|---|---|
| 2025 | $155.3M |
| 2024 | $151.6M |
| 2023 | $112.4M |
| 2022 | $109.6M |
SIERRA BANCORP Quarterly Revenue & Net Profit History
SIERRA BANCORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $39.3M | +3.8% | $12.9M | 40.4% |
| Q3 FY2025 | $40.0M | +3.8% | $9.7M | 24.2% |
| Q2 FY2025 | $39.2M | +3.7% | $10.6M | 27.1% |
| Q1 FY2025 | $36.8M | -1.5% | $9.1M | 24.8% |
| Q4 FY2024 | $37.9M | +5.4% | $10.4M | 34.1% |
| Q3 FY2024 | $38.6M | +7.6% | $10.6M | 27.5% |
| Q2 FY2024 | $37.8M | +4.0% | $10.3M | 27.2% |
| Q1 FY2024 | $37.3M | +7.5% | $9.3M | 25.0% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $37.3M | $37.8M | $38.6M | $37.9M | $36.8M | $39.2M | $40.0M | $39.3M |
| YoY Growth | 7.5% | 4.0% | 7.6% | 5.4% | -1.5% | 3.7% | 3.8% | 3.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.55B | $3.68B | $3.70B | $3.61B | $3.61B | $3.77B | $3.71B | $3.83B |
| Liabilities | $3.21B | $3.33B | $3.34B | $3.26B | $3.25B | $3.41B | $3.35B | $3.46B |
| Equity | $345.1M | $350.0M | $358.7M | $357.3M | $351.8M | $355.7M | $360.1M | $364.9M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $7.0M | $620000 | $27.4M | $57.2M | $40.6M | $-35.9M | $14.9M | $33.7M |