CENTRAL PACIFIC FINANCIAL CORPCPFEarnings & Financial Report
NYSE · Financials · State Commercial Banks
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
Revenue
$64.0M
Gross Profit
N/A
Operating Profit
$20.7M
Net Profit
$15.8M
Gross Margin
N/A
Operating Margin
32.2%
Net Margin
24.7%
YoY Growth
1.4%
EPS
$0.58
CENTRAL PACIFIC FINANCIAL CORP Q2 FY2024 Financial Summary
CENTRAL PACIFIC FINANCIAL CORP reported revenue of $64.0M (up 1.4% YoY) for Q2 FY2024, with a net profit of $15.8M (up 9.3% YoY) (24.7% margin).
Key Financial Metrics
| Total Revenue | $64.0M |
|---|---|
| Net Profit | $15.8M |
| Gross Margin | N/A |
| Operating Margin | 32.2% |
| Report Period | Q2 FY2024 |
CENTRAL PACIFIC FINANCIAL CORP Annual Revenue by Year
CENTRAL PACIFIC FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $292.7M).
| Year | Annual Revenue |
|---|---|
| 2025 | $292.7M |
| 2024 | $250.5M |
| 2023 | $46.7M |
| 2022 | $30.4M |
CENTRAL PACIFIC FINANCIAL CORP Quarterly Revenue & Net Profit History
CENTRAL PACIFIC FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $72.9M | +6.0% | $20.7M | 28.4% |
| Q4 FY2025 | $76.3M | +30.6% | $22.9M | 30.0% |
| Q3 FY2025 | $74.8M | +12.3% | $18.6M | 24.8% |
| Q2 FY2025 | $72.8M | +13.7% | $18.3M | 25.1% |
| Q1 FY2025 | $68.8M | +12.0% | $17.8M | 25.8% |
| Q4 FY2024 | $58.4M | -11.9% | $11.3M | 19.4% |
| Q3 FY2024 | $66.6M | +7.4% | $13.3M | 20.0% |
| Q2 FY2024 | $64.0M | +1.4% | $15.8M | 24.7% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $64.0M | $66.6M | $58.4M | $68.8M | $72.8M | $74.8M | $76.3M | $72.9M |
| YoY Growth | 1.4% | 7.4% | -11.9% | 12.0% | 13.7% | 12.3% | 30.6% | 6.0% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $7.39B | $7.42B | $7.47B | $7.41B | $7.37B | $7.42B | $7.41B | $7.50B |
| Liabilities | $6.87B | $6.87B | $6.93B | $6.85B | $6.80B | $6.83B | $6.82B | $6.90B |
| Equity | $518.6M | $543.7M | $538.4M | $557.4M | $568.9M | $588.1M | $592.6M | $593.9M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $25.9M | $21.3M | $90.5M | $20.4M | $34.3M | $22.2M | $97.5M |