Dave Inc./DEDAVEWEarnings & Financial Report
Nasdaq
Dave, also known as Dave.com, is a U.S. financial technology company and digital banking platform. The company is best known for ExtraCash, a short-term credit product designed as an alternative to overdraft fees and payday loans. Founded in 2017 by Jason Wilk, Dave positions itself as a consumer-friendly challenger to traditional banks.
NextMar 25, 2026
DAVEW Q3 2025 Key Financial Metrics
Revenue
$150.7M
Gross Profit
N/A
Operating Profit
$58.4M
Net Profit
$92.1M
Gross Margin
N/A
Operating Margin
38.8%
Net Margin
61.1%
YoY Growth
63.0%
EPS
$6.34
Financial Flow
Dave Inc./DE Q3 2025 Financial Summary
Dave Inc./DE reported revenue of $150.7M for Q3 2025, with a net profit of $92.1M (61.1% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $150.7M |
|---|---|
| Net Profit | $92.1M |
| Gross Margin | N/A |
| Operating Margin | 38.8% |
| Report Period | Q3 2025 |
Dave Inc./DE Annual Revenue by Year
Dave Inc./DE annual revenue history includes year-by-year totals (for example, 2024 revenue was $347.1M).
| Year | Annual Revenue |
|---|---|
| 2024 | $347.1M |
| 2023 | $259.1M |
| 2022 | $204.8M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $73.1M | $73.6M | $80.1M | $92.5M | $100.8M | $108.0M | $131.8M | $150.7M |
| YoY Growth | 22.5% | 24.9% | 30.8% | 40.5% | 37.9% | 46.7% | 64.5% | 63.0% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $294.0M | $235.6M | $247.2M | $272.2M | $299.3M | $315.7M | $363.6M | $433.3M |
| Liabilities | $207.0M | $108.3M | $105.4M | $116.4M | $116.2M | $116.2M | $146.5M | $141.9M |
| Equity | $87.1M | $127.3M | $141.8M | $155.8M | $183.1M | $199.5M | $217.1M | $291.3M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $15.6M | $18.3M | $28.0M | $37.0M | $41.7M | $45.2M | $68.2M | $83.2M |