DONEGAL GROUP INCDGICAEarnings & Financial Report
Donegal Group Inc. is a regional US insurance holding company offering personal and commercial property and casualty insurance products. It serves Mid-Atlantic, Midwest, and Southern US customers, delivering tailored coverage for individuals, families, and small to medium businesses.
Revenue
$245.9M
Gross Profit
N/A
Operating Profit
$25.0M
Net Profit
$20.1M
Gross Margin
N/A
Operating Margin
10.2%
Net Margin
8.2%
YoY Growth
-2.3%
DONEGAL GROUP INC Q3 FY2025 Financial Summary
DONEGAL GROUP INC reported revenue of $245.9M (down 2.3% YoY) for Q3 FY2025, with a net profit of $20.1M (up 19.9% YoY) (8.2% margin).
Key Financial Metrics
| Total Revenue | $245.9M |
|---|---|
| Net Profit | $20.1M |
| Gross Margin | N/A |
| Operating Margin | 10.2% |
| Report Period | Q3 FY2025 |
Revenue Breakdown
DONEGAL GROUP INC Q3 FY2025 revenue of $245.9M breaks down across 3 segments, led by Commercial Lines Segment at $140.3M (57.0% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Commercial Lines Segment | $140.3M | 57.0% |
| Personal Lines Segment | $89.5M | 36.4% |
| Investments Function Segment | $15.2M | 6.2% |
DONEGAL GROUP INC Revenue by Segment — Quarterly Trend
DONEGAL GROUP INC revenue by segment across the last 4 reported quarters, showing how each business line (such as Commercial Lines Segment and Personal Lines Segment) has evolved quarter over quarter.
| Segment | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 |
|---|---|---|---|---|
| Commercial Lines Segment | — | $140.8M | $140.3M | $138.5M |
| Personal Lines Segment | — | $86.0M | $89.5M | $93.2M |
| Investments Function Segment | — | $12.4M | $15.2M | $14.1M |
DONEGAL GROUP INC Annual Revenue by Year
DONEGAL GROUP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $978.0M).
| Year | Annual Revenue |
|---|---|
| 2025 | $978.0M |
| 2024 | $989.6M |
| 2023 | $927.3M |
| 2022 | $848.2M |
DONEGAL GROUP INC Quarterly Revenue & Net Profit History
DONEGAL GROUP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $236.0M | -3.7% | $11.5M | 4.9% |
| Q4 FY2025 | $239.8M | -4.1% | $17.2M | 7.2% |
| Q3 FY2025 | $245.9M | -2.3% | $20.1M | 8.2% |
| Q2 FY2025 | $247.1M | +0.2% | $16.9M | 6.8% |
| Q1 FY2025 | $245.2M | +1.7% | $25.2M | 10.3% |
| Q4 FY2024 | $250.0M | +4.4% | $24.0M | 9.6% |
| Q3 FY2024 | $251.7M | +7.6% | $16.8M | 6.7% |
| Q2 FY2024 | $246.8M | +7.7% | $4.2M | 1.7% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $246.8M | $251.7M | $250.0M | $245.2M | $247.1M | $245.9M | $239.8M | $236.0M |
| YoY Growth | 7.7% | 7.6% | 4.4% | 1.7% | 0.2% | -2.3% | -4.1% | -3.7% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.34B | $2.35B | $2.34B | $2.37B | $2.41B | $2.42B | $2.39B | $2.45B |
| Liabilities | $1.85B | $1.83B | $1.79B | $1.78B | $1.80B | $1.79B | $1.75B | $1.80B |
| Equity | $484.1M | $513.4M | $545.8M | $584.7M | $605.7M | $627.4M | $640.4M | $649.1M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $21.7M | $12.7M | $67.4M | $25.7M | $12.1M | $22.4M | $70.2M |