HERITAGE COMMERCE CORPHTBKEarnings & Financial Report
The United States Chamber of Commerce (USCC) is a business association advocacy group and is the largest lobbying group in the United States. The group was founded in April 23, 1912, out of local chambers of commerce at the urging of President William Howard Taft and his secretary of commerce and labor Charles Nagel. President Taft's belief was that the "government needed to deal with a group that could speak with authority for the interests of business."
HTBK Q3 2025 Key Financial Metrics
Revenue
$898.0K
Gross Profit
N/A
Operating Profit
$20.6M
Net Profit
$14.7M
Gross Margin
N/A
Operating Margin
2289.9%
Net Margin
1636.7%
YoY Growth
-1.1%
EPS
$0.24
Financial Flow
HERITAGE COMMERCE CORP Q3 2025 Financial Summary
HERITAGE COMMERCE CORP reported revenue of $898.0K for Q3 2025, with a net profit of $14.7M (1636.7% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $898.0K |
|---|---|
| Net Profit | $14.7M |
| Gross Margin | N/A |
| Operating Margin | 2289.9% |
| Report Period | Q3 2025 |
HERITAGE COMMERCE CORP Annual Revenue by Year
HERITAGE COMMERCE CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $3.6M).
| Year | Annual Revenue |
|---|---|
| 2024 | $3.6M |
| 2023 | $4.3M |
| 2022 | $4.6M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $838000 | $877000 | $891000 | $908000 | $885000 | $892000 | $929000 | $898000 |
| YoY Growth | -53.5% | -49.7% | -1.1% | 5.7% | 5.6% | 1.7% | 4.3% | -1.1% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.19B | $5.26B | $5.26B | $5.55B | $5.65B | $5.51B | $5.47B | $5.62B |
| Liabilities | $4.52B | $4.58B | $4.58B | $4.87B | $4.96B | $4.82B | $4.77B | $4.92B |
| Equity | $672.9M | $676.3M | $679.2M | $685.4M | $689.7M | $696.2M | $694.7M | $700.0M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-4.6M | $7.3M | $10.5M | $5.3M | $15.8M | $14.8M | $8.0M | $18.9M |