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First Internet Bancorp

First Internet BancorpINBKZEarnings & Financial Report

Nasdaq · finance

First Internet Bank of Indiana (First IB) is the sole subsidiary of First Internet Bancorp, an American bank holding company headquartered in Fishers, Indiana. It was established as one of the first state-chartered banks to operate exclusively online and via telephone, without any physical branches.

NextMar 13, 2026

INBKZ Q3 2025 Key Financial Metrics

Revenue

$30.4M

Gross Profit

N/A

Operating Profit

$-54.5M

Net Profit

$-41.6M

Gross Margin

N/A

Operating Margin

-179.7%

Net Margin

-137.0%

YoY Growth

39.5%

EPS

$-4.76

Financial Flow

First Internet Bancorp Q3 2025 Financial Summary

First Internet Bancorp reported revenue of $30.4M for Q3 2025, with a net profit of $-41.6M (-137.0% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$30.4M
Net Profit$-41.6M
Gross MarginN/A
Operating Margin-179.7%
Report PeriodQ3 2025

First Internet Bancorp Annual Revenue by Year

First Internet Bancorp annual revenue history includes year-by-year totals (for example, 2024 revenue was $87.4M).

YearAnnual Revenue
2024$87.4M
2023$74.9M
2022$97.1M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$19.8M$20.7M$21.3M$21.8M$23.6M$25.1M$28.0M$30.4M
YoY Growth-8.6%5.9%17.5%25.2%18.9%21.0%31.2%39.5%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$5.17B$5.34B$5.34B$5.82B$5.74B$5.85B$6.07B$5.64B
Liabilities$4.80B$4.97B$4.97B$5.44B$5.35B$5.46B$5.68B$5.29B
Equity$362.8M$366.7M$372.0M$385.1M$384.1M$387.7M$390.2M$352.2M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$12.3M$2.8M$16.0M$331000$-6.2M$32.8M$-90.2M$37.1M