Midland States Bancorp, Inc.MSBIEarnings & Financial Report
Rainier Bancorporation was the Seattle-based parent corporation of Rainier National Bank, a Washington state bank with branches throughout the state. Rainier traced its roots back to the National Bank of Commerce, which was founded by Richard Holyoke in 1889. The name Rainier National Bank was adopted in 1974. Rainier Bancorp expanded into Alaska with the purchase of Anchorage's People's Bank & Trust in 1983 and into Oregon with the purchase of Gresham's Mount Hood Security Bank in 1986, expa...
Revenue
$85.6M
Gross Profit
N/A
Operating Profit
$-3.2M
Net Profit
$-2.9M
Gross Margin
N/A
Operating Margin
-5.5%
Net Margin
-4.9%
YoY Growth
-8.9%
EPS
$-0.22
Midland States Bancorp, Inc. Q4 FY2025 Financial Summary
Midland States Bancorp, Inc. reported revenue of $85.6M (down 8.9% YoY) for Q4 FY2025, with a net profit of $-2.9M (up 90.6% YoY) (-4.9% margin).
Key Financial Metrics
| Total Revenue | $85.6M |
|---|---|
| Net Profit | $-2.9M |
| Gross Margin | N/A |
| Operating Margin | -5.5% |
| Report Period | Q4 FY2025 |
Midland States Bancorp, Inc. Annual Revenue by Year
Midland States Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $325.0M).
| Year | Annual Revenue |
|---|---|
| 2025 | $325.0M |
| 2024 | $375.1M |
| 2023 | $248.8M |
| 2022 | $256.7M |
Midland States Bancorp, Inc. Quarterly Revenue & Net Profit History
Midland States Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $79.5M | — | $18.5M | 23.2% |
| Q4 FY2025 | $85.6M | -8.9% | $-2.9M | -4.9% |
| Q3 FY2025 | $81.1M | -12.4% | $7.6M | 9.3% |
| Q2 FY2025 | $82.2M | -9.5% | $12.0M | 14.6% |
| Q1 FY2025 | $76.1M | -22.1% | $-141.0M | -185.4% |
| Q4 FY2024 | $93.9M | +2.1% | $-30.8M | -52.5% |
| Q3 FY2024 | $92.7M | +5.2% | $20.4M | 22.1% |
| Q2 FY2024 | $90.9M | -0.4% | $25.7M | 28.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $90.9M | $92.7M | $93.9M | $76.1M | $82.2M | $81.1M | $85.6M | $79.5M |
| YoY Growth | -0.4% | 5.2% | 2.1% | -22.1% | -9.5% | -12.4% | -8.9% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $7.71B | $7.70B | $7.51B | $7.28B | $7.11B | $6.91B | $6.51B | $6.47B |
| Liabilities | $6.97B | $6.93B | $6.80B | $6.71B | $6.53B | $6.33B | $5.95B | $5.99B |
| Equity | $736.8M | $771.2M | $710.8M | $571.4M | $573.7M | $584.0M | $565.5M | $569.5M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $31.4M | $46.5M | $176.5M | $24.7M | $28.1M | $80.0M | $125.7M |