NORTHPOINTE BANCSHARES INCNPBEarnings & Financial Report
Northpointe Bancshares Inc is a U.S.-based bank holding company operating through its wholly-owned banking subsidiary. It provides a full suite of retail and commercial banking solutions, including deposit accounts, mortgage loans, small business lending, and wealth management services, primarily serving local and regional community markets across the United States.
Revenue
$36.5M
Gross Profit
N/A
Operating Profit
$26.7M
Net Profit
$20.3M
Gross Margin
N/A
Operating Margin
73.0%
Net Margin
55.7%
YoY Growth
N/A
EPS
$0.51
NORTHPOINTE BANCSHARES INC Q2 FY2025 Financial Summary
NORTHPOINTE BANCSHARES INC reported revenue of $36.5M for Q2 FY2025, with a net profit of $20.3M (55.7% margin).
Key Financial Metrics
| Total Revenue | $36.5M |
|---|---|
| Net Profit | $20.3M |
| Gross Margin | N/A |
| Operating Margin | 73.0% |
| Report Period | Q2 FY2025 |
Revenue Breakdown
NORTHPOINTE BANCSHARES INC Q2 FY2025 revenue of $36.5M breaks down across 3 segments, led by Retail Banking Segment at $21.1M (57.7% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Retail Banking Segment | $21.1M | 57.7% |
| Other | $14.1M | 38.6% |
| Morgage Warehouse MPP Segment | $1.4M | 3.7% |
NORTHPOINTE BANCSHARES INC Revenue by Segment — Quarterly Trend
NORTHPOINTE BANCSHARES INC revenue by segment across the last 4 reported quarters, showing how each business line (such as Retail Banking Segment and Other) has evolved quarter over quarter.
| Segment | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 |
|---|---|---|---|---|
| Retail Banking Segment | — | $19.6M | $22.6M | $21.1M |
| Other | — | $21.9M | $16.3M | $14.1M |
| Morgage Warehouse MPP Segment | — | $2.1M | $1.5M | $1.4M |
NORTHPOINTE BANCSHARES INC Annual Revenue by Year
NORTHPOINTE BANCSHARES INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $150.7M).
| Year | Annual Revenue |
|---|---|
| 2025 | $150.7M |
NORTHPOINTE BANCSHARES INC Quarterly Revenue & Net Profit History
NORTHPOINTE BANCSHARES INC results over the last 5 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $63.4M | — | $22.2M | 34.9% |
| Q4 FY2025 | $43.5M | — | $23.6M | 54.4% |
| Q3 FY2025 | $40.3M | — | $22.2M | 55.0% |
| Q2 FY2025 | $36.5M | — | $20.3M | 55.7% |
| Q1 FY2025 | $30.4M | — | $17.2M | 56.8% |
Income Statement
| Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|
| Revenue | $30.4M | $36.5M | $40.3M | $43.5M | $63.4M |
| YoY Growth | N/A | N/A | N/A | N/A | N/A |
Balance Sheet
| Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|
| Assets | $5.86B | $6.43B | $6.84B | $7.02B | $7.40B |
| Liabilities | $5.27B | $5.83B | $6.22B | $6.45B | $6.81B |
| Equity | $586.5M | $604.3M | $623.5M | $569.0M | $590.0M |
Cash Flow
| Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|
| Operating CF | $54.4M | $-72.3M | $90.4M | $-28.3M |