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ORRSTOWN FINANCIAL SERVICES INC

ORRSTOWN FINANCIAL SERVICES INCORRFEarnings & Financial Report

Nasdaq

ORRF Q3 2025 Key Financial Metrics

Revenue

$51.0M

Gross Profit

N/A

Operating Profit

$27.7M

Net Profit

$21.9M

Gross Margin

N/A

Operating Margin

54.3%

Net Margin

42.9%

YoY Growth

-1.4%

EPS

$1.13

Financial Flow

ORRSTOWN FINANCIAL SERVICES INC Q3 2025 Financial Summary

ORRSTOWN FINANCIAL SERVICES INC reported revenue of $51.0M for Q3 2025, with a net profit of $21.9M (42.9% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$51.0M
Net Profit$21.9M
Gross MarginN/A
Operating Margin54.3%
Report PeriodQ3 2025

ORRSTOWN FINANCIAL SERVICES INC Annual Revenue by Year

ORRSTOWN FINANCIAL SERVICES INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $155.3M).

YearAnnual Revenue
2024$155.3M
2023$104.9M
2022$99.6M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$26.0M$26.9M$26.1M$51.7M$50.6M$48.8M$49.5M$51.0M
YoY Growth-5.3%2.2%-1.0%97.2%94.4%81.4%89.7%-1.4%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$3.06B$3.18B$3.20B$5.47B$5.44B$5.44B$5.39B$5.47B
Liabilities$2.80B$2.91B$2.92B$4.95B$4.92B$4.91B$4.84B$4.90B
Equity$265.1M$271.7M$278.4M$516.2M$516.7M$532.9M$548.4M$571.9M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$13.7M$12.7M$6.4M$7.5M$8.4M$11.0M$24.5M$22.8M