Oak Valley BancorpOVLYEarnings & Financial Report
Valley National Bancorp, doing business as Valley Bank, is a regional bank holding company headquartered in Morristown, New Jersey, with approximately $64 billion in assets. Its principal subsidiary, Valley National Bank, currently operates over 230 branch locations and commercial banking offices across New Jersey, New York, Florida, Alabama, California, and Illinois. Valley Bank is one of the largest commercial banks headquartered in New Jersey.
Revenue
$19.5M
Gross Profit
N/A
Operating Profit
$9.8M
Net Profit
$7.3M
Gross Margin
N/A
Operating Margin
50.2%
Net Margin
37.6%
YoY Growth
-4.9%
EPS
$0.89
Oak Valley Bancorp Q3 FY2024 Financial Summary
Oak Valley Bancorp reported revenue of $19.5M (down 4.9% YoY) for Q3 FY2024, with a net profit of $7.3M (down 0.4% YoY) (37.6% margin).
Key Financial Metrics
| Total Revenue | $19.5M |
|---|---|
| Net Profit | $7.3M |
| Gross Margin | N/A |
| Operating Margin | 50.2% |
| Report Period | Q3 FY2024 |
Oak Valley Bancorp Annual Revenue by Year
Oak Valley Bancorp annual revenue history includes year-by-year totals (for example, 2025 revenue was $81.7M).
| Year | Annual Revenue |
|---|---|
| 2025 | $81.7M |
| 2024 | $76.6M |
| 2023 | $75.8M |
| 2022 | $60.1M |
Oak Valley Bancorp Quarterly Revenue & Net Profit History
Oak Valley Bancorp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $21.3M | +10.4% | $6.3M | 29.8% |
| Q3 FY2025 | $21.2M | +8.6% | $6.7M | 31.6% |
| Q2 FY2025 | $19.9M | +4.2% | $5.6M | 28.1% |
| Q1 FY2025 | $19.4M | +3.5% | $5.3M | 27.3% |
| Q4 FY2024 | $19.3M | -2.0% | $6.0M | 31.2% |
| Q3 FY2024 | $19.5M | -4.9% | $7.3M | 37.6% |
| Q2 FY2024 | $19.1M | -9.5% | $5.9M | 30.9% |
| Q1 FY2024 | $18.8M | -11.5% | $5.7M | 30.5% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $18.8M | $19.1M | $19.5M | $19.3M | $19.4M | $19.9M | $21.2M | $21.3M |
| YoY Growth | -11.5% | -9.5% | -4.9% | -2.0% | 3.5% | 4.2% | 8.6% | 10.4% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.81B | $1.84B | $1.90B | $1.90B | $1.92B | $1.92B | $2.00B | $2.02B |
| Liabilities | $1.64B | $1.67B | $1.72B | $1.72B | $1.74B | $1.74B | $1.80B | $1.82B |
| Equity | $166.9M | $171.8M | $185.4M | $183.4M | $183.5M | $185.8M | $198.3M | $208.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $8.3M | $4.2M | $8.9M | $25.6M | $8.0M | $5.6M | $7.1M | $28.7M |