Pioneer Bancorp, Inc./MDPBFSEarnings & Financial Report
Nasdaq
PBFS Q3 2025 Key Financial Metrics
Revenue
$3.6M
Gross Profit
N/A
Operating Profit
$5.6M
Net Profit
$4.3M
Gross Margin
N/A
Operating Margin
154.5%
Net Margin
119.3%
YoY Growth
-5.0%
EPS
$0.18
Financial Flow
Pioneer Bancorp, Inc./MD Q3 2025 Financial Summary
Pioneer Bancorp, Inc./MD reported revenue of $3.6M for Q3 2025, with a net profit of $4.3M (119.3% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $3.6M |
|---|---|
| Net Profit | $4.3M |
| Gross Margin | N/A |
| Operating Margin | 154.5% |
| Report Period | Q3 2025 |
Pioneer Bancorp, Inc./MD Annual Revenue by Year
Pioneer Bancorp, Inc./MD annual revenue history includes year-by-year totals (for example, 2023 revenue was $13.8M).
| Year | Annual Revenue |
|---|---|
| 2023 | $13.8M |
| 2022 | $13.4M |
Income Statement
| Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.5M | $4.2M | $3.6M | $3.7M | $3.8M | $3.7M | $4.0M | $3.6M |
| YoY Growth | 6.1% | 16.7% | 12.5% | 26.8% | 9.8% | 0.4% | 8.6% | -5.0% |
Balance Sheet
| Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.96B | $1.85B | $1.98B | $1.90B | $2.01B | $2.07B | $2.10B | $2.24B |
| Liabilities | $1.69B | $1.57B | $1.69B | $1.60B | $1.71B | $1.76B | $1.78B | $1.93B |
| Equity | $271.8M | $283.8M | $289.0M | $296.5M | $303.8M | $310.7M | $314.2M | $314.2M |
Cash Flow
| Q3 2023 | Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $12.4M | $-943000 | $3.3M | $9.0M | $1.9M | $-3.5M | $5.1M | $3.9M |