Pathfinder Bancorp, Inc.PBHCEarnings & Financial Report
Nasdaq
PBHC Q3 2025 Key Financial Metrics
Revenue
$11.6M
Gross Profit
N/A
Operating Profit
$672.0K
Net Profit
$626.0K
Gross Margin
N/A
Operating Margin
5.8%
Net Margin
5.4%
YoY Growth
-1.1%
EPS
$0.47
Financial Flow
Pathfinder Bancorp, Inc. Q3 2025 Financial Summary
Pathfinder Bancorp, Inc. reported revenue of $11.6M for Q3 2025, with a net profit of $626.0K (5.4% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $11.6M |
|---|---|
| Net Profit | $626.0K |
| Gross Margin | N/A |
| Operating Margin | 5.8% |
| Report Period | Q3 2025 |
Pathfinder Bancorp, Inc. Annual Revenue by Year
Pathfinder Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2024 revenue was $41.0M).
| Year | Annual Revenue |
|---|---|
| 2024 | $41.0M |
| 2023 | $38.9M |
| 2022 | $41.4M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $9.2M | $9.4M | $9.5M | $11.7M | $10.4M | $11.4M | $10.8M | $11.6M |
| YoY Growth | -18.1% | -5.7% | -2.6% | 16.6% | 13.3% | 21.4% | 14.1% | -1.1% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.47B | $1.45B | $1.45B | $1.48B | $1.47B | $1.50B | $1.51B | $1.47B |
| Liabilities | $1.35B | $1.33B | $1.32B | $1.36B | $1.35B | $1.37B | $1.38B | $1.35B |
| Equity | $119.5M | $121.8M | $123.3M | $120.2M | $121.5M | $124.9M | $124.4M | $126.3M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $8.4M | $504000 | $1.5M | $11.8M | $-2.7M | $5.7M | $-3.7M | $7.0M |