SELECTIVE INSURANCE GROUP INCSIGIEarnings & Financial Report
Selective Insurance Group Inc. is a U.S.-based insurance holding company that provides a comprehensive portfolio of property and casualty insurance products, including personal auto, home insurance, commercial property, liability, and workers' compensation coverage. It primarily serves small and medium-sized businesses, individual consumers, and nonprofits across the U.S., distributing offerings via a network of independent insurance agents.
Revenue
$1.3B
Gross Profit
N/A
Operating Profit
$108.9M
Net Profit
$85.9M
Gross Margin
N/A
Operating Margin
8.2%
Net Margin
6.5%
YoY Growth
10.9%
EPS
$1.36
SELECTIVE INSURANCE GROUP INC Q2 FY2025 Financial Summary
SELECTIVE INSURANCE GROUP INC reported revenue of $1.3B (up 10.9% YoY) for Q2 FY2025, with a net profit of $85.9M (up 235.7% YoY) (6.5% margin).
Key Financial Metrics
| Total Revenue | $1.3B |
|---|---|
| Net Profit | $85.9M |
| Gross Margin | N/A |
| Operating Margin | 8.2% |
| Report Period | Q2 FY2025 |
Revenue Breakdown
SELECTIVE INSURANCE GROUP INC Q2 FY2025 revenue of $1.3B breaks down across 4 segments, led by Standard Commercial Lines at $943.6M (71.1% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Standard Commercial Lines | $943.6M | 71.1% |
| ES Lines | $148.1M | 11.2% |
| Investment Segment | $132.1M | 10.0% |
| Standard Personal Lines | $103.0M | 7.8% |
SELECTIVE INSURANCE GROUP INC Revenue by Segment — Quarterly Trend
SELECTIVE INSURANCE GROUP INC revenue by segment across the last 4 reported quarters, showing how each business line (such as Standard Commercial Lines and ES Lines) has evolved quarter over quarter.
| Segment | Q1 FY2026 | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 |
|---|---|---|---|---|
| Standard Commercial Lines | — | $937.9M | $955.4M | $943.6M |
| ES Lines | — | $159.1M | $155.9M | $148.1M |
| Investment Segment | — | $139.7M | $146.7M | $132.1M |
| Standard Personal Lines | — | $99.0M | $102.1M | $103.0M |
SELECTIVE INSURANCE GROUP INC Annual Revenue by Year
SELECTIVE INSURANCE GROUP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $5.3B).
| Year | Annual Revenue |
|---|---|
| 2025 | $5.3B |
| 2024 | $4.9B |
| 2023 | $4.2B |
| 2022 | $3.6B |
SELECTIVE INSURANCE GROUP INC Quarterly Revenue & Net Profit History
SELECTIVE INSURANCE GROUP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $1.4B | +5.7% | $97.7M | 7.2% |
| Q4 FY2025 | $1.4B | +8.6% | $155.2M | 11.4% |
| Q3 FY2025 | $1.4B | +9.3% | $115.3M | 8.5% |
| Q2 FY2025 | $1.3B | +10.9% | $85.9M | 6.5% |
| Q1 FY2025 | $1.3B | +10.3% | $109.9M | 8.6% |
| Q4 FY2024 | $1.3B | +13.1% | $95.5M | 7.6% |
| Q3 FY2024 | $1.2B | +15.1% | $92.3M | 7.4% |
| Q2 FY2024 | $1.2B | +14.9% | $-63.3M | -5.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.20B | $1.24B | $1.26B | $1.29B | $1.33B | $1.36B | $1.36B | $1.36B |
| YoY Growth | 14.9% | 15.1% | 13.1% | 10.3% | 10.9% | 9.3% | 8.6% | 5.7% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $12.57B | $13.47B | $13.51B | $14.20B | $14.47B | $14.98B | $15.16B | $15.32B |
| Liabilities | $9.64B | $10.31B | $10.39B | $10.94B | $11.10B | $11.49B | $11.55B | $11.73B |
| Equity | $2.92B | $3.17B | $3.12B | $3.26B | $3.37B | $3.49B | $3.61B | $3.59B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $266.1M | $387.4M | $332.2M | $284.0M | $166.9M | $405.8M | $376.3M |