UNITED GUARDIAN INCUGEarnings & Financial Report
The Guardian Life Insurance Company of America is one of the largest mutual life insurance companies in the world. Based in Manhattan, it has approximately 8,000 employees in the United States, and a network of over 3,000 financial representatives in more than 70 agencies nationwide. As of 2018, it ranks 239th on the Fortune 500 list of largest American corporations by revenue. In 2015, Guardian achieved the highest earnings in its 155-year history with $7.3 billion in capital and $1.5 billio...
UG Q3 2025 Key Financial Metrics
Revenue
$2.3M
Gross Profit
$953.1K
Operating Profit
$215.1K
Net Profit
$268.4K
Gross Margin
42.1%
Operating Margin
9.5%
Net Margin
11.9%
YoY Growth
-26.0%
EPS
$0.06
Financial Flow
UNITED GUARDIAN INC Q3 2025 Financial Summary
UNITED GUARDIAN INC reported revenue of $2.3M for Q3 2025, with a net profit of $268.4K (11.9% margin). Cost of goods sold was $1.3M, operating expenses totaled $738.0K.
Key Financial Metrics
| Total Revenue | $2.3M |
|---|---|
| Net Profit | $268.4K |
| Gross Margin | 42.1% |
| Operating Margin | 9.5% |
| Report Period | Q3 2025 |
UNITED GUARDIAN INC Annual Revenue by Year
UNITED GUARDIAN INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $12.2M).
| Year | Annual Revenue |
|---|---|
| 2024 | $12.2M |
| 2023 | $10.9M |
| 2022 | $12.7M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.6M | $3.3M | $3.4M | $3.1M | $2.5M | $2.5M | $2.8M | $2.3M |
| YoY Growth | -5.6% | 26.6% | 27.9% | 0.1% | -5.0% | -23.8% | -16.3% | -26.0% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $12.9M | $13.0M | $13.8M | $13.3M | $13.8M | $12.8M | $13.4M | $12.2M |
| Liabilities | $1.5M | $1.9M | $1.7M | $1.9M | $1.9M | $1.9M | $1.9M | $1.6M |
| Equity | $11.4M | $11.2M | $12.1M | $11.4M | $11.9M | $10.8M | $11.5M | $10.6M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.1M | $644120 | $1.3M | $1.2M | $269297 | $322080 | $303243 | $1.0M |