10q10k10q10k.net
WESTAMERICA BANCORPORATION

WESTAMERICA BANCORPORATIONWABCEarnings & Financial Report

Nasdaq

WABC Q3 2025 Key Financial Metrics

Revenue

$53.6M

Gross Profit

N/A

Operating Profit

$37.9M

Net Profit

$28.3M

Gross Margin

N/A

Operating Margin

70.8%

Net Margin

52.7%

YoY Growth

-13.8%

EPS

$1.12

Financial Flow

WESTAMERICA BANCORPORATION Q3 2025 Financial Summary

WESTAMERICA BANCORPORATION reported revenue of $53.6M for Q3 2025, with a net profit of $28.3M (52.7% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$53.6M
Net Profit$28.3M
Gross MarginN/A
Operating Margin70.8%
Report PeriodQ3 2025

WESTAMERICA BANCORPORATION Annual Revenue by Year

WESTAMERICA BANCORPORATION annual revenue history includes year-by-year totals (for example, 2024 revenue was $250.6M).

YearAnnual Revenue
2024$250.6M
2023$280.1M
2022$219.8M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$69.4M$65.7M$63.8M$62.1M$58.9M$56.1M$54.3M$53.6M
YoY Growth0.9%-4.9%-8.8%-13.3%-15.0%-14.7%-14.9%-13.8%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$6.36B$6.46B$6.31B$6.16B$6.08B$5.97B$5.83B$5.91B
Liabilities$5.59B$5.67B$5.50B$5.25B$5.19B$5.04B$4.90B$4.98B
Equity$772.9M$791.7M$815.6M$909.0M$890.0M$923.1M$921.8M$931.6M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$-8.0M$52.2M$19.0M$40.6M$29.8M$42.4M$23.5M$29.4M