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WORLD ACCEPTANCE CORP

WORLD ACCEPTANCE CORPWRLDEarnings & Financial Report

Nasdaq · finance

Credit Acceptance Corporation is an auto finance company providing automobile loans and other related financial products. The company operates its financial program through a national network of dealer-partners, the automobile dealers participating in the programs. The company operates two programs: the "Portfolio Program" and the "Purchase Program". Through these programs, the company can advance money to automobile dealers in exchange for the right to service the underlying consumer loans a...

WRLD Q3 2026 Key Financial Metrics

Revenue

$141.3M

Gross Profit

N/A

Operating Profit

$-1.0M

Net Profit

$-911.3K

Gross Margin

N/A

Operating Margin

-0.7%

Net Margin

-0.6%

YoY Growth

1.9%

EPS

$-0.19

Financial Flow

WORLD ACCEPTANCE CORP Q3 2026 Financial Summary

WORLD ACCEPTANCE CORP reported revenue of $141.3M for Q3 2026, with a net profit of $-911.3K (-0.6% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$141.3M
Net Profit$-911.3K
Gross MarginN/A
Operating Margin-0.7%
Report PeriodQ3 2026

WORLD ACCEPTANCE CORP Annual Revenue by Year

WORLD ACCEPTANCE CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $564.8M).

YearAnnual Revenue
2025$564.8M
2024$573.2M
2023$616.5M
2022$582.4M

Income Statement

Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Revenue$159.3M$129.5M$131.4M$138.6M$165.3M$132.5M$134.5M$141.3M
YoY Growth-1.2%-7.0%-4.0%0.6%3.8%2.3%2.3%1.9%

Balance Sheet

Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Assets$1.06B$1.05B$1.05B$1.11B$1.01B$1.02B$1.06B$1.14B
Liabilities$631.9M$625.8M$631.7M$682.3M$568.1M$596.2M$696.7M$790.8M
Equity$424.4M$422.6M$417.5M$428.2M$439.5M$427.9M$365.6M$351.6M

Cash Flow

Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026
Operating CF$83.8M$48.4M$53.7M$61.1M$91.0M$58.2M$48.6M$58.0M