WINTRUST FINANCIAL CORPWTFCEarnings & Financial Report
Wintrust is a financial holding company in the United States that operates 15 chartered community banks in northern Illinois and southern Wisconsin. Wintrust is usually classified as a medium-sized banking institution in the United States and it trades on the Nasdaq Global Select Market with stock symbol WTFC. Wintrust is the second largest banking company in Chicago.
Revenue
$714.3M
Gross Profit
N/A
Operating Profit
$302.2M
Net Profit
N/A
Gross Margin
N/A
Operating Margin
42.3%
Net Margin
N/A
YoY Growth
11.8%
EPS
$3.15
WINTRUST FINANCIAL CORP Q4 FY2025 Financial Summary
WINTRUST FINANCIAL CORP reported revenue of $714.3M (up 11.8% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).
Key Financial Metrics
| Total Revenue | $714.3M |
|---|---|
| Net Profit | N/A |
| Gross Margin | N/A |
| Operating Margin | 42.3% |
| Report Period | Q4 FY2025 |
WINTRUST FINANCIAL CORP Annual Revenue by Year
WINTRUST FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $2.7B).
| Year | Annual Revenue |
|---|---|
| 2025 | $2.7B |
| 2024 | $2.5B |
WINTRUST FINANCIAL CORP Quarterly Revenue & Net Profit History
WINTRUST FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $713.2M | +10.9% | $227.4M | 31.9% |
| Q4 FY2025 | $714.3M | +11.8% | N/A | N/A |
| Q3 FY2025 | $697.8M | +13.3% | $216.3M | 31.0% |
| Q2 FY2025 | $670.8M | +13.4% | $195.5M | 29.1% |
| Q1 FY2025 | $643.1M | +6.3% | $189.0M | 29.4% |
| Q4 FY2024 | $638.6M | +11.9% | N/A | N/A |
| Q3 FY2024 | $615.7M | +7.1% | $170.0M | 27.6% |
| Q2 FY2024 | $591.8M | +5.6% | $152.4M | 25.8% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $591.8M | $615.7M | $638.6M | $643.1M | $670.8M | $697.8M | $714.3M | $713.2M |
| YoY Growth | 5.6% | 7.1% | 11.9% | 6.3% | 13.4% | 13.3% | 11.8% | 10.9% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $59.78B | $63.79B | $64.88B | $65.87B | $68.98B | $69.63B | $71.14B | $72.16B |
| Liabilities | $54.24B | $57.39B | $58.54B | $59.27B | $61.76B | $62.58B | $63.88B | $64.78B |
| Equity | $5.54B | $6.40B | $6.34B | $6.60B | $7.23B | $7.05B | $7.26B | $7.38B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $221.2M | $-61.6M | $721.6M | $119.8M | $329.2M | $209.8M | $910.3M |