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Side-by-side financial comparison of Ameris Bancorp (ABCB) and SANFILIPPO JOHN B & SON INC (JBSS). Click either name above to swap in a different company.

SANFILIPPO JOHN B & SON INC is the larger business by last-quarter revenue ($314.8M vs $314.4M, roughly 1.0× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs 5.7%, a 29.4% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 4.6%). Over the past eight quarters, SANFILIPPO JOHN B & SON INC's revenue compounded faster (7.6% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

John B. Sanfilippo & Son Inc. (JBSS) is a leading US processor, marketer and distributor of high-quality tree nuts, peanuts, dried fruits, and value-added snack products. It serves retail, foodservice, and industrial ingredient customers primarily across North America, offering both branded and private label product lines.

ABCB vs JBSS — Head-to-Head

Bigger by revenue
JBSS
JBSS
1.0× larger
JBSS
$314.8M
$314.4M
ABCB
Growing faster (revenue YoY)
ABCB
ABCB
+5.4% gap
ABCB
10.0%
4.6%
JBSS
Higher net margin
ABCB
ABCB
29.4% more per $
ABCB
35.1%
5.7%
JBSS
Faster 2-yr revenue CAGR
JBSS
JBSS
Annualised
JBSS
7.6%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
ABCB
ABCB
JBSS
JBSS
Revenue
$314.4M
$314.8M
Net Profit
$110.5M
$18.0M
Gross Margin
18.8%
Operating Margin
8.3%
Net Margin
35.1%
5.7%
Revenue YoY
10.0%
4.6%
Net Profit YoY
32.1%
EPS (diluted)
$1.63
$1.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
JBSS
JBSS
Q1 26
$314.4M
Q4 25
$307.1M
$314.8M
Q3 25
$314.2M
$298.7M
Q2 25
$300.7M
$269.1M
Q1 25
$285.9M
$260.9M
Q4 24
$290.8M
$301.1M
Q3 24
$283.8M
$276.2M
Q2 24
$300.6M
$269.6M
Net Profit
ABCB
ABCB
JBSS
JBSS
Q1 26
$110.5M
Q4 25
$108.4M
$18.0M
Q3 25
$106.0M
$18.7M
Q2 25
$109.8M
$13.5M
Q1 25
$87.9M
$20.2M
Q4 24
$94.4M
$13.6M
Q3 24
$99.2M
$11.7M
Q2 24
$90.8M
$10.0M
Gross Margin
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
18.8%
Q3 25
18.1%
Q2 25
18.1%
Q1 25
21.4%
Q4 24
17.4%
Q3 24
16.9%
Q2 24
18.5%
Operating Margin
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
45.9%
8.3%
Q3 25
43.6%
9.0%
Q2 25
47.4%
7.5%
Q1 25
39.5%
10.8%
Q4 24
43.3%
6.4%
Q3 24
44.4%
6.2%
Q2 24
42.1%
5.4%
Net Margin
ABCB
ABCB
JBSS
JBSS
Q1 26
35.1%
Q4 25
44.2%
5.7%
Q3 25
33.7%
6.3%
Q2 25
36.5%
5.0%
Q1 25
30.8%
7.7%
Q4 24
42.5%
4.5%
Q3 24
35.0%
4.2%
Q2 24
30.2%
3.7%
EPS (diluted)
ABCB
ABCB
JBSS
JBSS
Q1 26
$1.63
Q4 25
$1.59
$1.53
Q3 25
$1.54
$1.59
Q2 25
$1.60
$1.15
Q1 25
$1.27
$1.72
Q4 24
$1.35
$1.16
Q3 24
$1.44
$1.00
Q2 24
$1.32
$0.85

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
JBSS
JBSS
Cash + ST InvestmentsLiquidity on hand
$2.4M
Total DebtLower is stronger
$28.8M
Stockholders' EquityBook value
$4.1B
$370.1M
Total Assets
$28.1B
$617.7M
Debt / EquityLower = less leverage
0.08×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
$2.4M
Q3 25
$714.0K
Q2 25
$585.0K
Q1 25
$1.3M
Q4 24
$336.0K
Q3 24
$442.0K
Q2 24
$484.0K
Total Debt
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
$28.8M
Q3 25
$29.8M
Q2 25
$14.6M
Q1 25
$5.8M
Q4 24
$6.0M
Q3 24
$6.2M
Q2 24
$6.4M
Stockholders' Equity
ABCB
ABCB
JBSS
JBSS
Q1 26
$4.1B
Q4 25
$4.1B
$370.1M
Q3 25
$4.0B
$362.8M
Q2 25
$3.9B
$360.7M
Q1 25
$3.8B
$346.6M
Q4 24
$3.8B
$325.6M
Q3 24
$3.7B
$310.8M
Q2 24
$3.6B
$322.6M
Total Assets
ABCB
ABCB
JBSS
JBSS
Q1 26
$28.1B
Q4 25
$27.5B
$617.7M
Q3 25
$27.1B
$598.7M
Q2 25
$26.7B
$597.6M
Q1 25
$26.5B
$590.0M
Q4 24
$26.3B
$545.3M
Q3 24
$26.4B
$519.4M
Q2 24
$26.5B
$515.6M
Debt / Equity
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
0.08×
Q3 25
0.08×
Q2 25
0.04×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.02×
Q2 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
JBSS
JBSS
Operating Cash FlowLast quarter
$62.5M
Free Cash FlowOCF − Capex
$40.0M
FCF MarginFCF / Revenue
12.7%
Capex IntensityCapex / Revenue
7.1%
Cash ConversionOCF / Net Profit
3.48×
TTM Free Cash FlowTrailing 4 quarters
$32.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
$390.2M
$62.5M
Q3 25
$104.9M
$32.1M
Q2 25
$61.4M
$36.5M
Q1 25
$116.9M
$-25.9M
Q4 24
$154.2M
$11.0M
Q3 24
$102.2M
$8.9M
Q2 24
$-97.1M
$35.2M
Free Cash Flow
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
$369.6M
$40.0M
Q3 25
$100.5M
$7.3M
Q2 25
$53.7M
$23.0M
Q1 25
$114.2M
$-37.6M
Q4 24
$140.7M
$-2.7M
Q3 24
$99.8M
$-3.0M
Q2 24
$-100.3M
$24.4M
FCF Margin
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
120.4%
12.7%
Q3 25
32.0%
2.4%
Q2 25
17.9%
8.6%
Q1 25
39.9%
-14.4%
Q4 24
48.4%
-0.9%
Q3 24
35.2%
-1.1%
Q2 24
-33.4%
9.0%
Capex Intensity
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
6.7%
7.1%
Q3 25
1.4%
8.3%
Q2 25
2.5%
5.0%
Q1 25
0.9%
4.5%
Q4 24
4.6%
4.5%
Q3 24
0.8%
4.3%
Q2 24
1.1%
4.0%
Cash Conversion
ABCB
ABCB
JBSS
JBSS
Q1 26
Q4 25
3.60×
3.48×
Q3 25
0.99×
1.72×
Q2 25
0.56×
2.70×
Q1 25
1.33×
-1.29×
Q4 24
1.63×
0.81×
Q3 24
1.03×
0.77×
Q2 24
-1.07×
3.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

JBSS
JBSS

Sales Channel Directly To Consumer$263.2M84%
Sales Channel Commercial Ingredients$28.0M9%
Sales Channel Contract Packaging$23.6M8%

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