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Side-by-side financial comparison of AbCellera Biologics Inc. (ABCL) and NORWOOD FINANCIAL CORP (NWFL). Click either name above to swap in a different company.

AbCellera Biologics Inc. is the larger business by last-quarter revenue ($44.9M vs $23.5M, roughly 1.9× NORWOOD FINANCIAL CORP). NORWOOD FINANCIAL CORP runs the higher net margin — 31.7% vs -19.9%, a 51.7% gap on every dollar of revenue. On growth, NORWOOD FINANCIAL CORP posted the faster year-over-year revenue change (1112.9% vs 788.4%). NORWOOD FINANCIAL CORP produced more free cash flow last quarter ($29.2M vs $-44.6M). Over the past eight quarters, AbCellera Biologics Inc.'s revenue compounded faster (112.3% CAGR vs 18.5%).

AbCellera Biologics Inc. is a Vancouver, British Columbia-based biotechnology company that discovers and develops antibody therapeutics. The company is best known for its leading role in the Pandemic Prevention Platform, a project of DARPA's Biological Technologies Office. AbCellera utilizes a proprietary technology platform, which they claim can develop "medical countermeasures within 60 days." Its platform for single-cell screening was initially developed at the University of British Columbia.

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

ABCL vs NWFL — Head-to-Head

Bigger by revenue
ABCL
ABCL
1.9× larger
ABCL
$44.9M
$23.5M
NWFL
Growing faster (revenue YoY)
NWFL
NWFL
+324.5% gap
NWFL
1112.9%
788.4%
ABCL
Higher net margin
NWFL
NWFL
51.7% more per $
NWFL
31.7%
-19.9%
ABCL
More free cash flow
NWFL
NWFL
$73.8M more FCF
NWFL
$29.2M
$-44.6M
ABCL
Faster 2-yr revenue CAGR
ABCL
ABCL
Annualised
ABCL
112.3%
18.5%
NWFL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ABCL
ABCL
NWFL
NWFL
Revenue
$44.9M
$23.5M
Net Profit
$-8.9M
$7.4M
Gross Margin
Operating Margin
-63.7%
39.9%
Net Margin
-19.9%
31.7%
Revenue YoY
788.4%
1112.9%
Net Profit YoY
73.9%
158.8%
EPS (diluted)
$-0.03
$0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCL
ABCL
NWFL
NWFL
Q4 25
$44.9M
$23.5M
Q3 25
$9.0M
$23.0M
Q2 25
$17.1M
$21.3M
Q1 25
$4.2M
$20.2M
Q4 24
$5.0M
$1.9M
Q3 24
$6.5M
$18.2M
Q2 24
$7.3M
$17.1M
Q1 24
$10.0M
$16.7M
Net Profit
ABCL
ABCL
NWFL
NWFL
Q4 25
$-8.9M
$7.4M
Q3 25
$-57.1M
$8.3M
Q2 25
$-34.7M
$6.2M
Q1 25
$-45.6M
$5.8M
Q4 24
$-12.7M
Q3 24
$-51.1M
$3.8M
Q2 24
$-36.9M
$4.2M
Q1 24
$-40.6M
$4.4M
Operating Margin
ABCL
ABCL
NWFL
NWFL
Q4 25
-63.7%
39.9%
Q3 25
-851.8%
45.9%
Q2 25
-290.2%
36.7%
Q1 25
-1479.6%
36.1%
Q4 24
-830.2%
Q3 24
-1439.4%
26.6%
Q2 24
-1276.2%
31.2%
Q1 24
-551.5%
33.5%
Net Margin
ABCL
ABCL
NWFL
NWFL
Q4 25
-19.9%
31.7%
Q3 25
-637.8%
36.3%
Q2 25
-203.3%
29.1%
Q1 25
-1077.2%
28.6%
Q4 24
-654.1%
Q3 24
-785.4%
21.1%
Q2 24
-504.3%
24.6%
Q1 24
-408.0%
26.5%
EPS (diluted)
ABCL
ABCL
NWFL
NWFL
Q4 25
$-0.03
$0.82
Q3 25
$-0.19
$0.89
Q2 25
$-0.12
$0.67
Q1 25
$-0.15
$0.63
Q4 24
$-1.57
Q3 24
$-0.17
$0.48
Q2 24
$-0.13
$0.52
Q1 24
$-0.14
$0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCL
ABCL
NWFL
NWFL
Cash + ST InvestmentsLiquidity on hand
$128.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$966.9M
$242.2M
Total Assets
$1.4B
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCL
ABCL
NWFL
NWFL
Q4 25
$128.5M
Q3 25
$83.2M
Q2 25
$92.4M
Q1 25
$159.3M
Q4 24
$156.3M
Q3 24
$126.6M
Q2 24
$148.3M
Q1 24
$123.6M
Stockholders' Equity
ABCL
ABCL
NWFL
NWFL
Q4 25
$966.9M
$242.2M
Q3 25
$964.0M
$234.9M
Q2 25
$1.0B
$225.4M
Q1 25
$1.0B
$220.7M
Q4 24
$1.1B
$213.5M
Q3 24
$1.1B
$195.7M
Q2 24
$1.1B
$182.2M
Q1 24
$1.1B
$181.2M
Total Assets
ABCL
ABCL
NWFL
NWFL
Q4 25
$1.4B
$2.4B
Q3 25
$1.4B
$2.4B
Q2 25
$1.4B
$2.4B
Q1 25
$1.3B
$2.4B
Q4 24
$1.4B
$2.3B
Q3 24
$1.4B
$2.3B
Q2 24
$1.4B
$2.2B
Q1 24
$1.5B
$2.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCL
ABCL
NWFL
NWFL
Operating Cash FlowLast quarter
$-34.7M
$34.0M
Free Cash FlowOCF − Capex
$-44.6M
$29.2M
FCF MarginFCF / Revenue
-99.4%
124.7%
Capex IntensityCapex / Revenue
21.9%
20.1%
Cash ConversionOCF / Net Profit
4.56×
TTM Free Cash FlowTrailing 4 quarters
$-174.1M
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCL
ABCL
NWFL
NWFL
Q4 25
$-34.7M
$34.0M
Q3 25
$-52.6M
$9.3M
Q2 25
$-32.4M
$6.8M
Q1 25
$-11.6M
$9.1M
Q4 24
$-108.6M
$22.8M
Q3 24
$-28.9M
$4.6M
Q2 24
$-30.0M
$9.1M
Q1 24
$-41.7M
$4.3M
Free Cash Flow
ABCL
ABCL
NWFL
NWFL
Q4 25
$-44.6M
$29.2M
Q3 25
$-61.5M
$8.3M
Q2 25
$-45.8M
$5.1M
Q1 25
$-22.2M
$8.2M
Q4 24
$-187.0M
$19.7M
Q3 24
$-47.4M
$4.1M
Q2 24
$-50.1M
$8.6M
Q1 24
$-65.8M
$3.7M
FCF Margin
ABCL
ABCL
NWFL
NWFL
Q4 25
-99.4%
124.7%
Q3 25
-687.0%
36.2%
Q2 25
-267.9%
23.8%
Q1 25
-524.0%
40.4%
Q4 24
-3702.8%
1017.6%
Q3 24
-728.4%
22.3%
Q2 24
-683.8%
50.0%
Q1 24
-661.5%
22.1%
Capex Intensity
ABCL
ABCL
NWFL
NWFL
Q4 25
21.9%
20.1%
Q3 25
99.7%
4.5%
Q2 25
78.2%
7.9%
Q1 25
251.1%
4.6%
Q4 24
1552.7%
161.7%
Q3 24
284.6%
3.1%
Q2 24
274.6%
3.1%
Q1 24
242.5%
3.3%
Cash Conversion
ABCL
ABCL
NWFL
NWFL
Q4 25
4.56×
Q3 25
1.12×
Q2 25
1.09×
Q1 25
1.58×
Q4 24
Q3 24
1.21×
Q2 24
2.16×
Q1 24
0.96×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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