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Side-by-side financial comparison of AbCellera Biologics Inc. (ABCL) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.

SMARTFINANCIAL INC. is the larger business by last-quarter revenue ($53.8M vs $44.9M, roughly 1.2× AbCellera Biologics Inc.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -19.9%, a 45.4% gap on every dollar of revenue. Over the past eight quarters, AbCellera Biologics Inc.'s revenue compounded faster (112.3% CAGR vs 15.4%).

AbCellera Biologics Inc. is a Vancouver, British Columbia-based biotechnology company that discovers and develops antibody therapeutics. The company is best known for its leading role in the Pandemic Prevention Platform, a project of DARPA's Biological Technologies Office. AbCellera utilizes a proprietary technology platform, which they claim can develop "medical countermeasures within 60 days." Its platform for single-cell screening was initially developed at the University of British Columbia.

SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.

ABCL vs SMBK — Head-to-Head

Bigger by revenue
SMBK
SMBK
1.2× larger
SMBK
$53.8M
$44.9M
ABCL
Higher net margin
SMBK
SMBK
45.4% more per $
SMBK
25.4%
-19.9%
ABCL
Faster 2-yr revenue CAGR
ABCL
ABCL
Annualised
ABCL
112.3%
15.4%
SMBK

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ABCL
ABCL
SMBK
SMBK
Revenue
$44.9M
$53.8M
Net Profit
$-8.9M
$13.7M
Gross Margin
Operating Margin
-63.7%
Net Margin
-19.9%
25.4%
Revenue YoY
788.4%
Net Profit YoY
73.9%
21.6%
EPS (diluted)
$-0.03
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCL
ABCL
SMBK
SMBK
Q1 26
$53.8M
Q4 25
$44.9M
$53.3M
Q3 25
$9.0M
$51.1M
Q2 25
$17.1M
$49.2M
Q1 25
$4.2M
$46.8M
Q4 24
$5.0M
$46.8M
Q3 24
$6.5M
$44.2M
Q2 24
$7.3M
$40.4M
Net Profit
ABCL
ABCL
SMBK
SMBK
Q1 26
$13.7M
Q4 25
$-8.9M
$13.7M
Q3 25
$-57.1M
$13.7M
Q2 25
$-34.7M
$11.7M
Q1 25
$-45.6M
$11.3M
Q4 24
$9.6M
Q3 24
$-51.1M
$9.1M
Q2 24
$-36.9M
$8.0M
Operating Margin
ABCL
ABCL
SMBK
SMBK
Q1 26
Q4 25
-63.7%
31.3%
Q3 25
-851.8%
33.2%
Q2 25
-290.2%
29.0%
Q1 25
-1479.6%
29.0%
Q4 24
26.5%
Q3 24
-1439.4%
24.3%
Q2 24
-1276.2%
25.6%
Net Margin
ABCL
ABCL
SMBK
SMBK
Q1 26
25.4%
Q4 25
-19.9%
25.7%
Q3 25
-637.8%
26.8%
Q2 25
-203.3%
23.8%
Q1 25
-1077.2%
24.0%
Q4 24
20.6%
Q3 24
-785.4%
20.7%
Q2 24
-504.3%
19.8%
EPS (diluted)
ABCL
ABCL
SMBK
SMBK
Q1 26
$0.81
Q4 25
$-0.03
$0.81
Q3 25
$-0.19
$0.81
Q2 25
$-0.12
$0.69
Q1 25
$-0.15
$0.67
Q4 24
$0.57
Q3 24
$-0.17
$0.54
Q2 24
$-0.13
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCL
ABCL
SMBK
SMBK
Cash + ST InvestmentsLiquidity on hand
$128.5M
$346.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$966.9M
$562.2M
Total Assets
$1.4B
$5.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCL
ABCL
SMBK
SMBK
Q1 26
$346.1M
Q4 25
$128.5M
$464.4M
Q3 25
$83.2M
$557.1M
Q2 25
$92.4M
$365.1M
Q1 25
$159.3M
$423.0M
Q4 24
$156.3M
$387.6M
Q3 24
$126.6M
$192.9M
Q2 24
$148.3M
$342.8M
Total Debt
ABCL
ABCL
SMBK
SMBK
Q1 26
Q4 25
Q3 25
$1.3M
Q2 25
$7.0M
Q1 25
$7.6M
Q4 24
$8.1M
Q3 24
$9.0M
Q2 24
$12.7M
Stockholders' Equity
ABCL
ABCL
SMBK
SMBK
Q1 26
$562.2M
Q4 25
$966.9M
$552.4M
Q3 25
$964.0M
$538.4M
Q2 25
$1.0B
$519.0M
Q1 25
$1.0B
$505.8M
Q4 24
$1.1B
$491.3M
Q3 24
$1.1B
$489.0M
Q2 24
$1.1B
$472.5M
Total Assets
ABCL
ABCL
SMBK
SMBK
Q1 26
$5.9B
Q4 25
$1.4B
$5.9B
Q3 25
$1.4B
$5.8B
Q2 25
$1.4B
$5.5B
Q1 25
$1.3B
$5.4B
Q4 24
$1.4B
$5.3B
Q3 24
$1.4B
$4.9B
Q2 24
$1.4B
$4.9B
Debt / Equity
ABCL
ABCL
SMBK
SMBK
Q1 26
Q4 25
Q3 25
0.00×
Q2 25
0.01×
Q1 25
0.02×
Q4 24
0.02×
Q3 24
0.02×
Q2 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCL
ABCL
SMBK
SMBK
Operating Cash FlowLast quarter
$-34.7M
Free Cash FlowOCF − Capex
$-44.6M
FCF MarginFCF / Revenue
-99.4%
Capex IntensityCapex / Revenue
21.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-174.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCL
ABCL
SMBK
SMBK
Q1 26
Q4 25
$-34.7M
$61.7M
Q3 25
$-52.6M
$16.9M
Q2 25
$-32.4M
$14.0M
Q1 25
$-11.6M
$14.3M
Q4 24
$-108.6M
$52.7M
Q3 24
$-28.9M
$12.4M
Q2 24
$-30.0M
$16.5M
Free Cash Flow
ABCL
ABCL
SMBK
SMBK
Q1 26
Q4 25
$-44.6M
$59.3M
Q3 25
$-61.5M
$16.6M
Q2 25
$-45.8M
$13.2M
Q1 25
$-22.2M
$13.4M
Q4 24
$-187.0M
$46.3M
Q3 24
$-47.4M
$11.3M
Q2 24
$-50.1M
$15.4M
FCF Margin
ABCL
ABCL
SMBK
SMBK
Q1 26
Q4 25
-99.4%
111.3%
Q3 25
-687.0%
32.4%
Q2 25
-267.9%
26.9%
Q1 25
-524.0%
28.5%
Q4 24
-3702.8%
98.9%
Q3 24
-728.4%
25.7%
Q2 24
-683.8%
38.2%
Capex Intensity
ABCL
ABCL
SMBK
SMBK
Q1 26
Q4 25
21.9%
4.5%
Q3 25
99.7%
0.6%
Q2 25
78.2%
1.6%
Q1 25
251.1%
2.0%
Q4 24
1552.7%
13.7%
Q3 24
284.6%
2.4%
Q2 24
274.6%
2.7%
Cash Conversion
ABCL
ABCL
SMBK
SMBK
Q1 26
Q4 25
4.50×
Q3 25
1.23×
Q2 25
1.20×
Q1 25
1.27×
Q4 24
5.47×
Q3 24
1.36×
Q2 24
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCL
ABCL

Segment breakdown not available.

SMBK
SMBK

Net Interest Income$45.9M85%
Noninterest Income$7.9M15%

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