vs

Side-by-side financial comparison of ARBOR REALTY TRUST INC (ABR) and CATO CORP (CATO). Click either name above to swap in a different company.

CATO CORP is the larger business by last-quarter revenue ($155.4M vs $133.4M, roughly 1.2× ARBOR REALTY TRUST INC). On growth, CATO CORP posted the faster year-over-year revenue change (6.3% vs -12.1%). Over the past eight quarters, CATO CORP's revenue compounded faster (-5.7% CAGR vs -8.9%).

Arbor Realty Trust Inc. is a U.S.-headquartered specialized real estate investment trust (REIT). It primarily provides structured financing solutions for multifamily residential and commercial real estate projects, including bridge loans, agency lending, and mezzanine financing. Its core market covers the U.S. real estate sector, serving property owners, developers and real estate investors nationwide.

The Cato Corporation is an American retailer of women's fashions and accessories. The company is headquartered in Charlotte, North Carolina. As of January 2016, the company operated 1,372 stores under the names Cato, Cato Plus, It's Fashion, It's Fashion Metro and Versona.

ABR vs CATO — Head-to-Head

Bigger by revenue
CATO
CATO
1.2× larger
CATO
$155.4M
$133.4M
ABR
Growing faster (revenue YoY)
CATO
CATO
+18.4% gap
CATO
6.3%
-12.1%
ABR
Faster 2-yr revenue CAGR
CATO
CATO
Annualised
CATO
-5.7%
-8.9%
ABR

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
ABR
ABR
CATO
CATO
Revenue
$133.4M
$155.4M
Net Profit
$-5.2M
Gross Margin
32.7%
Operating Margin
-5.3%
Net Margin
-3.3%
Revenue YoY
-12.1%
6.3%
Net Profit YoY
65.6%
EPS (diluted)
$0.08
$-0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABR
ABR
CATO
CATO
Q4 25
$133.4M
$155.4M
Q3 25
$112.4M
$176.5M
Q2 25
$130.4M
$170.2M
Q1 25
$134.2M
$157.9M
Q4 24
$151.7M
$146.2M
Q3 24
$156.7M
$168.6M
Q2 24
$153.1M
$177.1M
Q1 24
$160.7M
$174.9M
Net Profit
ABR
ABR
CATO
CATO
Q4 25
$-5.2M
Q3 25
$52.0M
$6.8M
Q2 25
$36.3M
$3.3M
Q1 25
$43.4M
$-14.1M
Q4 24
$-15.1M
Q3 24
$73.5M
$95.0K
Q2 24
$61.8M
$11.0M
Q1 24
$73.2M
Gross Margin
ABR
ABR
CATO
CATO
Q4 25
32.7%
Q3 25
36.8%
Q2 25
35.8%
Q1 25
29.2%
Q4 24
29.6%
Q3 24
35.3%
Q2 24
36.5%
Q1 24
32.1%
Operating Margin
ABR
ABR
CATO
CATO
Q4 25
-5.3%
Q3 25
3.1%
Q2 25
2.0%
Q1 25
-15.2%
Q4 24
-11.6%
Q3 24
-0.4%
Q2 24
3.5%
Q1 24
46.9%
-9.5%
Net Margin
ABR
ABR
CATO
CATO
Q4 25
-3.3%
Q3 25
46.3%
3.9%
Q2 25
27.8%
1.9%
Q1 25
32.3%
-8.9%
Q4 24
-10.3%
Q3 24
46.9%
0.1%
Q2 24
40.4%
6.2%
Q1 24
45.6%
EPS (diluted)
ABR
ABR
CATO
CATO
Q4 25
$0.08
$-0.28
Q3 25
$0.20
$0.35
Q2 25
$0.12
$0.17
Q1 25
$0.16
$-0.73
Q4 24
$0.31
$-0.79
Q3 24
$0.31
$0.01
Q2 24
$0.25
$0.54
Q1 24
$0.31
$-1.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABR
ABR
CATO
CATO
Cash + ST InvestmentsLiquidity on hand
$482.9M
$79.0M
Total DebtLower is stronger
$11.1B
Stockholders' EquityBook value
$3.0B
$167.6M
Total Assets
$14.5B
$450.2M
Debt / EquityLower = less leverage
3.75×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABR
ABR
CATO
CATO
Q4 25
$482.9M
$79.0M
Q3 25
$423.4M
$90.8M
Q2 25
$255.7M
$80.0M
Q1 25
$308.8M
$77.7M
Q4 24
$503.8M
$86.2M
Q3 24
$687.5M
$104.7M
Q2 24
$737.5M
$105.4M
Q1 24
$908.0M
$103.0M
Total Debt
ABR
ABR
CATO
CATO
Q4 25
$11.1B
Q3 25
$10.4B
Q2 25
$10.1B
Q1 25
$9.9B
Q4 24
$10.0B
Q3 24
$10.3B
Q2 24
$10.6B
Q1 24
$11.4B
Stockholders' Equity
ABR
ABR
CATO
CATO
Q4 25
$3.0B
$167.6M
Q3 25
$3.0B
$172.2M
Q2 25
$3.0B
$164.9M
Q1 25
$3.0B
$162.3M
Q4 24
$3.0B
$177.1M
Q3 24
$3.0B
$195.1M
Q2 24
$3.1B
$196.9M
Q1 24
$3.1B
$192.3M
Total Assets
ABR
ABR
CATO
CATO
Q4 25
$14.5B
$450.2M
Q3 25
$13.9B
$436.9M
Q2 25
$13.6B
$440.8M
Q1 25
$13.4B
$452.4M
Q4 24
$13.5B
$424.4M
Q3 24
$13.9B
$455.6M
Q2 24
$14.2B
$477.1M
Q1 24
$15.1B
$486.8M
Debt / Equity
ABR
ABR
CATO
CATO
Q4 25
3.75×
Q3 25
3.47×
Q2 25
3.40×
Q1 25
3.29×
Q4 24
3.29×
Q3 24
3.40×
Q2 24
3.47×
Q1 24
3.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABR
ABR
CATO
CATO
Operating Cash FlowLast quarter
$372.4M
$-12.4M
Free Cash FlowOCF − Capex
$-12.9M
FCF MarginFCF / Revenue
-8.3%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-7.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABR
ABR
CATO
CATO
Q4 25
$372.4M
$-12.4M
Q3 25
$178.7M
$11.8M
Q2 25
$60.0M
$3.9M
Q1 25
$150.5M
$-6.5M
Q4 24
$461.5M
$-22.1M
Q3 24
$85.0M
$3.1M
Q2 24
$69.9M
$5.7M
Q1 24
$260.0M
$-11.2M
Free Cash Flow
ABR
ABR
CATO
CATO
Q4 25
$-12.9M
Q3 25
$10.4M
Q2 25
$2.8M
Q1 25
$-7.8M
Q4 24
$-23.8M
Q3 24
$1.6M
Q2 24
$2.4M
Q1 24
$-13.5M
FCF Margin
ABR
ABR
CATO
CATO
Q4 25
-8.3%
Q3 25
5.9%
Q2 25
1.7%
Q1 25
-5.0%
Q4 24
-16.3%
Q3 24
0.9%
Q2 24
1.4%
Q1 24
-7.7%
Capex Intensity
ABR
ABR
CATO
CATO
Q4 25
0.3%
Q3 25
0.8%
Q2 25
0.6%
Q1 25
0.9%
Q4 24
1.2%
Q3 24
0.9%
Q2 24
1.8%
Q1 24
1.3%
Cash Conversion
ABR
ABR
CATO
CATO
Q4 25
Q3 25
3.44×
1.72×
Q2 25
1.65×
1.17×
Q1 25
3.47×
Q4 24
Q3 24
1.16×
32.95×
Q2 24
1.13×
0.52×
Q1 24
3.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABR
ABR

Segment breakdown not available.

CATO
CATO

Retail Segment$154.7M100%
Credit Card$5.3M3%

Related Comparisons