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Side-by-side financial comparison of Arcosa, Inc. (ACA) and FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG). Click either name above to swap in a different company.

Arcosa, Inc. is the larger business by last-quarter revenue ($716.7M vs $498.0M, roughly 1.4× FLAGSTAR BANK, NATIONAL ASSOCIATION). Arcosa, Inc. runs the higher net margin — 7.3% vs 4.2%, a 3.1% gap on every dollar of revenue. On growth, Arcosa, Inc. posted the faster year-over-year revenue change (7.6% vs 1.6%). Over the past eight quarters, Arcosa, Inc.'s revenue compounded faster (9.4% CAGR vs -10.7%).

Arcosa, Inc. is a provider of infrastructure-related products and solutions operating across three core segments: construction, energy, and transportation. It offers products including utility structures, construction aggregates, and transportation components, primarily serving customers across the North American market to support critical infrastructure development projects.

Flagstar Bank was an American commercial bank headquartered in Troy, Michigan. The bank was founded in 1987 and operated as a consumer and commercial bank, mortgage lender, and offered financial services. Flagstar Bancorp, Inc. was acquired by New York Community Bancorp, Inc. on December 1, 2022. New York Community Bancorp subsequently rebranded all of its branches under the Flagstar name and changed its name to Flagstar Financial in 2024. In a corporate restructuring in 2025 Flagstar Financi...

ACA vs FLG — Head-to-Head

Bigger by revenue
ACA
ACA
1.4× larger
ACA
$716.7M
$498.0M
FLG
Growing faster (revenue YoY)
ACA
ACA
+5.9% gap
ACA
7.6%
1.6%
FLG
Higher net margin
ACA
ACA
3.1% more per $
ACA
7.3%
4.2%
FLG
Faster 2-yr revenue CAGR
ACA
ACA
Annualised
ACA
9.4%
-10.7%
FLG

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ACA
ACA
FLG
FLG
Revenue
$716.7M
$498.0M
Net Profit
$52.1M
$21.0M
Gross Margin
22.9%
Operating Margin
11.0%
11.4%
Net Margin
7.3%
4.2%
Revenue YoY
7.6%
1.6%
Net Profit YoY
776.6%
-38.1%
EPS (diluted)
$1.06
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACA
ACA
FLG
FLG
Q1 26
$498.0M
Q4 25
$716.7M
$2.1B
Q3 25
$797.8M
$425.0M
Q2 25
$736.9M
$419.0M
Q1 25
$632.0M
Q4 24
$666.2M
$461.0M
Q3 24
$640.4M
$510.0M
Q2 24
$664.7M
$557.0M
Net Profit
ACA
ACA
FLG
FLG
Q1 26
$21.0M
Q4 25
$52.1M
$29.0M
Q3 25
$73.0M
$-36.0M
Q2 25
$59.7M
$-70.0M
Q1 25
$23.6M
Q4 24
$-7.7M
$-188.0M
Q3 24
$16.6M
$-280.0M
Q2 24
$45.6M
$-323.0M
Gross Margin
ACA
ACA
FLG
FLG
Q1 26
Q4 25
22.9%
Q3 25
24.1%
Q2 25
22.5%
Q1 25
19.8%
Q4 24
19.3%
Q3 24
21.3%
Q2 24
20.8%
Operating Margin
ACA
ACA
FLG
FLG
Q1 26
11.4%
Q4 25
11.0%
Q3 25
14.1%
-9.6%
Q2 25
12.9%
-19.3%
Q1 25
8.8%
Q4 24
6.5%
-51.6%
Q3 24
5.3%
-65.7%
Q2 24
10.1%
-76.1%
Net Margin
ACA
ACA
FLG
FLG
Q1 26
4.2%
Q4 25
7.3%
1.4%
Q3 25
9.2%
-8.5%
Q2 25
8.1%
-16.7%
Q1 25
3.7%
Q4 24
-1.2%
-40.8%
Q3 24
2.6%
-54.9%
Q2 24
6.9%
-58.0%
EPS (diluted)
ACA
ACA
FLG
FLG
Q1 26
$0.03
Q4 25
$1.06
$0.05
Q3 25
$1.48
$-0.11
Q2 25
$1.22
$-0.19
Q1 25
$0.48
Q4 24
$-0.16
$-1.11
Q3 24
$0.34
$-0.79
Q2 24
$0.93
$-1.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACA
ACA
FLG
FLG
Cash + ST InvestmentsLiquidity on hand
$214.6M
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$2.6B
$8.1B
Total Assets
$5.0B
$87.1B
Debt / EquityLower = less leverage
0.57×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACA
ACA
FLG
FLG
Q1 26
Q4 25
$214.6M
Q3 25
$220.0M
$23.6B
Q2 25
$189.7M
$22.9B
Q1 25
$167.9M
Q4 24
$187.3M
$25.8B
Q3 24
$756.8M
$33.6B
Q2 24
$103.7M
$29.5B
Total Debt
ACA
ACA
FLG
FLG
Q1 26
Q4 25
$1.5B
Q3 25
$1.6B
$13.2B
Q2 25
$1.7B
$13.2B
Q1 25
$1.7B
Q4 24
$1.7B
$14.4B
Q3 24
$1.2B
$20.3B
Q2 24
$699.9M
$28.9B
Stockholders' Equity
ACA
ACA
FLG
FLG
Q1 26
$8.1B
Q4 25
$2.6B
$8.1M
Q3 25
$2.6B
$8.1B
Q2 25
$2.5B
$8.1B
Q1 25
$2.5B
Q4 24
$2.4B
$8.2B
Q3 24
$2.4B
$8.6B
Q2 24
$2.4B
$8.4B
Total Assets
ACA
ACA
FLG
FLG
Q1 26
$87.1B
Q4 25
$5.0B
$87.5M
Q3 25
$5.1B
$91.7B
Q2 25
$5.0B
$92.2B
Q1 25
$4.9B
Q4 24
$4.9B
$100.2B
Q3 24
$4.4B
$114.4B
Q2 24
$3.8B
$119.1B
Debt / Equity
ACA
ACA
FLG
FLG
Q1 26
Q4 25
0.57×
Q3 25
0.61×
1.63×
Q2 25
0.67×
1.63×
Q1 25
0.68×
Q4 24
0.69×
1.77×
Q3 24
0.51×
2.37×
Q2 24
0.29×
3.44×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACA
ACA
FLG
FLG
Operating Cash FlowLast quarter
$120.0M
Free Cash FlowOCF − Capex
$55.8M
FCF MarginFCF / Revenue
7.8%
Capex IntensityCapex / Revenue
9.0%
Cash ConversionOCF / Net Profit
2.30×
TTM Free Cash FlowTrailing 4 quarters
$175.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACA
ACA
FLG
FLG
Q1 26
Q4 25
$120.0M
Q3 25
$160.6M
$243.0M
Q2 25
$61.2M
Q1 25
$-700.0K
Q4 24
$248.2M
$623.0M
Q3 24
$135.0M
$-1.0B
Q2 24
$38.3M
$796.0M
Free Cash Flow
ACA
ACA
FLG
FLG
Q1 26
Q4 25
$55.8M
Q3 25
$121.0M
Q2 25
$33.4M
Q1 25
$-34.7M
Q4 24
$194.9M
Q3 24
$100.6M
Q2 24
$-9.3M
FCF Margin
ACA
ACA
FLG
FLG
Q1 26
Q4 25
7.8%
Q3 25
15.2%
Q2 25
4.5%
Q1 25
-5.5%
Q4 24
29.3%
Q3 24
15.7%
Q2 24
-1.4%
Capex Intensity
ACA
ACA
FLG
FLG
Q1 26
Q4 25
9.0%
Q3 25
5.0%
Q2 25
3.8%
Q1 25
5.4%
Q4 24
8.0%
Q3 24
5.4%
Q2 24
7.2%
Cash Conversion
ACA
ACA
FLG
FLG
Q1 26
Q4 25
2.30×
Q3 25
2.20×
Q2 25
1.03×
Q1 25
-0.03×
Q4 24
Q3 24
8.13×
Q2 24
0.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACA
ACA

Engineered Structures$301.1M42%
Total Construction Materials$276.8M39%
Specialty Materials And Asphalt$110.2M15%
Construction Site Support$28.6M4%

FLG
FLG

Segment breakdown not available.

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