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Side-by-side financial comparison of Arcosa, Inc. (ACA) and FNB CORP (FNB). Click either name above to swap in a different company.

Arcosa, Inc. is the larger business by last-quarter revenue ($716.7M vs $366.0M, roughly 2.0× FNB CORP). FNB CORP runs the higher net margin — 45.9% vs 7.3%, a 38.6% gap on every dollar of revenue. On growth, FNB CORP posted the faster year-over-year revenue change (13.7% vs 7.6%). FNB CORP produced more free cash flow last quarter ($99.0M vs $55.8M). Over the past eight quarters, Arcosa, Inc.'s revenue compounded faster (9.4% CAGR vs 7.1%).

Arcosa, Inc. is a provider of infrastructure-related products and solutions operating across three core segments: construction, energy, and transportation. It offers products including utility structures, construction aggregates, and transportation components, primarily serving customers across the North American market to support critical infrastructure development projects.

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

ACA vs FNB — Head-to-Head

Bigger by revenue
ACA
ACA
2.0× larger
ACA
$716.7M
$366.0M
FNB
Growing faster (revenue YoY)
FNB
FNB
+6.1% gap
FNB
13.7%
7.6%
ACA
Higher net margin
FNB
FNB
38.6% more per $
FNB
45.9%
7.3%
ACA
More free cash flow
FNB
FNB
$43.2M more FCF
FNB
$99.0M
$55.8M
ACA
Faster 2-yr revenue CAGR
ACA
ACA
Annualised
ACA
9.4%
7.1%
FNB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACA
ACA
FNB
FNB
Revenue
$716.7M
$366.0M
Net Profit
$52.1M
$168.0M
Gross Margin
22.9%
Operating Margin
11.0%
45.1%
Net Margin
7.3%
45.9%
Revenue YoY
7.6%
13.7%
Net Profit YoY
776.6%
52.7%
EPS (diluted)
$1.06
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACA
ACA
FNB
FNB
Q4 25
$716.7M
$366.0M
Q3 25
$797.8M
$359.0M
Q2 25
$736.9M
$348.0M
Q1 25
$632.0M
$323.0M
Q4 24
$666.2M
$322.0M
Q3 24
$640.4M
$323.0M
Q2 24
$664.7M
$316.0M
Q1 24
$598.6M
$319.0M
Net Profit
ACA
ACA
FNB
FNB
Q4 25
$52.1M
$168.0M
Q3 25
$73.0M
$150.0M
Q2 25
$59.7M
$130.0M
Q1 25
$23.6M
$117.0M
Q4 24
$-7.7M
$110.0M
Q3 24
$16.6M
$110.0M
Q2 24
$45.6M
$123.0M
Q1 24
$39.2M
$122.0M
Gross Margin
ACA
ACA
FNB
FNB
Q4 25
22.9%
Q3 25
24.1%
Q2 25
22.5%
Q1 25
19.8%
Q4 24
19.3%
Q3 24
21.3%
Q2 24
20.8%
Q1 24
18.6%
Operating Margin
ACA
ACA
FNB
FNB
Q4 25
11.0%
45.1%
Q3 25
14.1%
52.9%
Q2 25
12.9%
47.7%
Q1 25
8.8%
45.8%
Q4 24
6.5%
31.7%
Q3 24
5.3%
43.3%
Q2 24
10.1%
49.7%
Q1 24
8.9%
48.9%
Net Margin
ACA
ACA
FNB
FNB
Q4 25
7.3%
45.9%
Q3 25
9.2%
41.8%
Q2 25
8.1%
37.4%
Q1 25
3.7%
36.2%
Q4 24
-1.2%
34.2%
Q3 24
2.6%
34.1%
Q2 24
6.9%
38.9%
Q1 24
6.5%
38.2%
EPS (diluted)
ACA
ACA
FNB
FNB
Q4 25
$1.06
$0.47
Q3 25
$1.48
$0.41
Q2 25
$1.22
$0.36
Q1 25
$0.48
$0.32
Q4 24
$-0.16
$0.31
Q3 24
$0.34
$0.30
Q2 24
$0.93
$0.34
Q1 24
$0.80
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACA
ACA
FNB
FNB
Cash + ST InvestmentsLiquidity on hand
$214.6M
$2.5B
Total DebtLower is stronger
$1.5B
$1.9B
Stockholders' EquityBook value
$2.6B
$6.8B
Total Assets
$5.0B
$50.2B
Debt / EquityLower = less leverage
0.57×
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACA
ACA
FNB
FNB
Q4 25
$214.6M
$2.5B
Q3 25
$220.0M
$2.4B
Q2 25
$189.7M
$2.4B
Q1 25
$167.9M
$2.4B
Q4 24
$187.3M
$2.4B
Q3 24
$756.8M
$2.1B
Q2 24
$103.7M
$1.9B
Q1 24
$176.5M
$1.5B
Total Debt
ACA
ACA
FNB
FNB
Q4 25
$1.5B
$1.9B
Q3 25
$1.6B
$2.1B
Q2 25
$1.7B
$2.7B
Q1 25
$1.7B
$2.5B
Q4 24
$1.7B
$3.0B
Q3 24
$1.2B
$2.5B
Q2 24
$699.9M
$2.0B
Q1 24
$600.6M
$2.1B
Stockholders' Equity
ACA
ACA
FNB
FNB
Q4 25
$2.6B
$6.8B
Q3 25
$2.6B
$6.6B
Q2 25
$2.5B
$6.5B
Q1 25
$2.5B
$6.4B
Q4 24
$2.4B
$6.3B
Q3 24
$2.4B
$6.2B
Q2 24
$2.4B
$6.1B
Q1 24
$2.4B
$6.0B
Total Assets
ACA
ACA
FNB
FNB
Q4 25
$5.0B
$50.2B
Q3 25
$5.1B
$49.9B
Q2 25
$5.0B
$49.7B
Q1 25
$4.9B
$49.0B
Q4 24
$4.9B
$48.6B
Q3 24
$4.4B
$48.0B
Q2 24
$3.8B
$47.7B
Q1 24
$3.7B
$45.9B
Debt / Equity
ACA
ACA
FNB
FNB
Q4 25
0.57×
0.28×
Q3 25
0.61×
0.32×
Q2 25
0.67×
0.41×
Q1 25
0.68×
0.39×
Q4 24
0.69×
0.48×
Q3 24
0.51×
0.40×
Q2 24
0.29×
0.33×
Q1 24
0.25×
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACA
ACA
FNB
FNB
Operating Cash FlowLast quarter
$120.0M
$128.0M
Free Cash FlowOCF − Capex
$55.8M
$99.0M
FCF MarginFCF / Revenue
7.8%
27.0%
Capex IntensityCapex / Revenue
9.0%
7.9%
Cash ConversionOCF / Net Profit
2.30×
0.76×
TTM Free Cash FlowTrailing 4 quarters
$175.5M
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACA
ACA
FNB
FNB
Q4 25
$120.0M
$128.0M
Q3 25
$160.6M
$167.0M
Q2 25
$61.2M
$123.0M
Q1 25
$-700.0K
$64.0M
Q4 24
$248.2M
$326.0M
Q3 24
$135.0M
$-14.0M
Q2 24
$38.3M
$85.0M
Q1 24
$80.5M
$245.0M
Free Cash Flow
ACA
ACA
FNB
FNB
Q4 25
$55.8M
$99.0M
Q3 25
$121.0M
$149.0M
Q2 25
$33.4M
$85.0M
Q1 25
$-34.7M
$43.0M
Q4 24
$194.9M
$278.0M
Q3 24
$100.6M
$-46.0M
Q2 24
$-9.3M
$55.0M
Q1 24
$26.1M
$216.0M
FCF Margin
ACA
ACA
FNB
FNB
Q4 25
7.8%
27.0%
Q3 25
15.2%
41.5%
Q2 25
4.5%
24.4%
Q1 25
-5.5%
13.3%
Q4 24
29.3%
86.3%
Q3 24
15.7%
-14.2%
Q2 24
-1.4%
17.4%
Q1 24
4.4%
67.7%
Capex Intensity
ACA
ACA
FNB
FNB
Q4 25
9.0%
7.9%
Q3 25
5.0%
5.0%
Q2 25
3.8%
10.9%
Q1 25
5.4%
6.5%
Q4 24
8.0%
14.9%
Q3 24
5.4%
9.9%
Q2 24
7.2%
9.5%
Q1 24
9.1%
9.1%
Cash Conversion
ACA
ACA
FNB
FNB
Q4 25
2.30×
0.76×
Q3 25
2.20×
1.11×
Q2 25
1.03×
0.95×
Q1 25
-0.03×
0.55×
Q4 24
2.96×
Q3 24
8.13×
-0.13×
Q2 24
0.84×
0.69×
Q1 24
2.05×
2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACA
ACA

Engineered Structures$301.1M42%
Total Construction Materials$276.8M39%
Specialty Materials And Asphalt$110.2M15%
Construction Site Support$28.6M4%

FNB
FNB

Segment breakdown not available.

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