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Side-by-side financial comparison of ACCO BRANDS Corp (ACCO) and FNB CORP (FNB). Click either name above to swap in a different company.

ACCO BRANDS Corp is the larger business by last-quarter revenue ($428.8M vs $366.0M, roughly 1.2× FNB CORP). FNB CORP runs the higher net margin — 45.9% vs 5.0%, a 40.9% gap on every dollar of revenue. On growth, FNB CORP posted the faster year-over-year revenue change (13.7% vs -4.3%). Over the past eight quarters, ACCO BRANDS Corp's revenue compounded faster (9.3% CAGR vs 7.1%).

ACCO Brands Corporation is an American multinational company. It was created by the merger of ACCO World from Fortune Brands with General Binding Corporation (GBC). As of 2025, its president and CEO is Thomas W. Tedford.

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

ACCO vs FNB — Head-to-Head

Bigger by revenue
ACCO
ACCO
1.2× larger
ACCO
$428.8M
$366.0M
FNB
Growing faster (revenue YoY)
FNB
FNB
+18.0% gap
FNB
13.7%
-4.3%
ACCO
Higher net margin
FNB
FNB
40.9% more per $
FNB
45.9%
5.0%
ACCO
Faster 2-yr revenue CAGR
ACCO
ACCO
Annualised
ACCO
9.3%
7.1%
FNB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACCO
ACCO
FNB
FNB
Revenue
$428.8M
$366.0M
Net Profit
$21.3M
$168.0M
Gross Margin
33.6%
Operating Margin
9.3%
45.1%
Net Margin
5.0%
45.9%
Revenue YoY
-4.3%
13.7%
Net Profit YoY
3.4%
52.7%
EPS (diluted)
$0.23
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACCO
ACCO
FNB
FNB
Q4 25
$428.8M
$366.0M
Q3 25
$383.7M
$359.0M
Q2 25
$394.8M
$348.0M
Q1 25
$317.4M
$323.0M
Q4 24
$448.1M
$322.0M
Q3 24
$420.9M
$323.0M
Q2 24
$438.3M
$316.0M
Q1 24
$358.9M
$319.0M
Net Profit
ACCO
ACCO
FNB
FNB
Q4 25
$21.3M
$168.0M
Q3 25
$4.0M
$150.0M
Q2 25
$29.2M
$130.0M
Q1 25
$-13.2M
$117.0M
Q4 24
$20.6M
$110.0M
Q3 24
$9.3M
$110.0M
Q2 24
$-125.2M
$123.0M
Q1 24
$-6.3M
$122.0M
Gross Margin
ACCO
ACCO
FNB
FNB
Q4 25
33.6%
Q3 25
33.0%
Q2 25
32.9%
Q1 25
31.4%
Q4 24
34.7%
Q3 24
32.5%
Q2 24
34.8%
Q1 24
30.8%
Operating Margin
ACCO
ACCO
FNB
FNB
Q4 25
9.3%
45.1%
Q3 25
6.8%
52.9%
Q2 25
8.4%
47.7%
Q1 25
-2.1%
45.8%
Q4 24
9.4%
31.7%
Q3 24
6.2%
43.3%
Q2 24
-25.4%
49.7%
Q1 24
1.6%
48.9%
Net Margin
ACCO
ACCO
FNB
FNB
Q4 25
5.0%
45.9%
Q3 25
1.0%
41.8%
Q2 25
7.4%
37.4%
Q1 25
-4.2%
36.2%
Q4 24
4.6%
34.2%
Q3 24
2.2%
34.1%
Q2 24
-28.6%
38.9%
Q1 24
-1.8%
38.2%
EPS (diluted)
ACCO
ACCO
FNB
FNB
Q4 25
$0.23
$0.47
Q3 25
$0.04
$0.41
Q2 25
$0.31
$0.36
Q1 25
$-0.14
$0.32
Q4 24
$0.21
$0.31
Q3 24
$0.09
$0.30
Q2 24
$-1.29
$0.34
Q1 24
$-0.07
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACCO
ACCO
FNB
FNB
Cash + ST InvestmentsLiquidity on hand
$2.5B
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$664.6M
$6.8B
Total Assets
$2.3B
$50.2B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACCO
ACCO
FNB
FNB
Q4 25
$2.5B
Q3 25
$2.4B
Q2 25
$2.4B
Q1 25
$2.4B
Q4 24
$2.4B
Q3 24
$2.1B
Q2 24
$1.9B
Q1 24
$1.5B
Total Debt
ACCO
ACCO
FNB
FNB
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Q1 24
$2.1B
Stockholders' Equity
ACCO
ACCO
FNB
FNB
Q4 25
$664.6M
$6.8B
Q3 25
$644.0M
$6.6B
Q2 25
$637.3M
$6.5B
Q1 25
$606.1M
$6.4B
Q4 24
$606.1M
$6.3B
Q3 24
$615.5M
$6.2B
Q2 24
$617.1M
$6.1B
Q1 24
$758.5M
$6.0B
Total Assets
ACCO
ACCO
FNB
FNB
Q4 25
$2.3B
$50.2B
Q3 25
$2.3B
$49.9B
Q2 25
$2.4B
$49.7B
Q1 25
$2.3B
$49.0B
Q4 24
$2.2B
$48.6B
Q3 24
$2.4B
$48.0B
Q2 24
$2.4B
$47.7B
Q1 24
$2.5B
$45.9B
Debt / Equity
ACCO
ACCO
FNB
FNB
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACCO
ACCO
FNB
FNB
Operating Cash FlowLast quarter
$30.6M
$128.0M
Free Cash FlowOCF − Capex
$99.0M
FCF MarginFCF / Revenue
27.0%
Capex IntensityCapex / Revenue
7.9%
Cash ConversionOCF / Net Profit
1.44×
0.76×
TTM Free Cash FlowTrailing 4 quarters
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACCO
ACCO
FNB
FNB
Q4 25
$30.6M
$128.0M
Q3 25
$71.5M
$167.0M
Q2 25
$-38.9M
$123.0M
Q1 25
$5.5M
$64.0M
Q4 24
$52.7M
$326.0M
Q3 24
$92.9M
$-14.0M
Q2 24
$-25.6M
$85.0M
Q1 24
$28.2M
$245.0M
Free Cash Flow
ACCO
ACCO
FNB
FNB
Q4 25
$99.0M
Q3 25
$149.0M
Q2 25
$85.0M
Q1 25
$43.0M
Q4 24
$278.0M
Q3 24
$-46.0M
Q2 24
$55.0M
Q1 24
$216.0M
FCF Margin
ACCO
ACCO
FNB
FNB
Q4 25
27.0%
Q3 25
41.5%
Q2 25
24.4%
Q1 25
13.3%
Q4 24
86.3%
Q3 24
-14.2%
Q2 24
17.4%
Q1 24
67.7%
Capex Intensity
ACCO
ACCO
FNB
FNB
Q4 25
7.9%
Q3 25
5.0%
Q2 25
10.9%
Q1 25
6.5%
Q4 24
14.9%
Q3 24
9.9%
Q2 24
9.5%
Q1 24
9.1%
Cash Conversion
ACCO
ACCO
FNB
FNB
Q4 25
1.44×
0.76×
Q3 25
17.88×
1.11×
Q2 25
-1.33×
0.95×
Q1 25
0.55×
Q4 24
2.56×
2.96×
Q3 24
9.99×
-0.13×
Q2 24
0.69×
Q1 24
2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACCO
ACCO

Transferred At Point In Time$421.6M98%
Transferred Over Time$7.2M2%

FNB
FNB

Segment breakdown not available.

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