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Side-by-side financial comparison of ACCO BRANDS Corp (ACCO) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Qfin Holdings, Inc. is the larger business by last-quarter revenue ($731.2M vs $428.8M, roughly 1.7× ACCO BRANDS Corp). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 5.0%, a 22.5% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs 9.3%).

ACCO Brands Corporation is an American multinational company. It was created by the merger of ACCO World from Fortune Brands with General Binding Corporation (GBC). As of 2025, its president and CEO is Thomas W. Tedford.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

ACCO vs QFIN — Head-to-Head

Bigger by revenue
QFIN
QFIN
1.7× larger
QFIN
$731.2M
$428.8M
ACCO
Higher net margin
QFIN
QFIN
22.5% more per $
QFIN
27.5%
5.0%
ACCO
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
9.3%
ACCO

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ACCO
ACCO
QFIN
QFIN
Revenue
$428.8M
$731.2M
Net Profit
$21.3M
$201.2M
Gross Margin
33.6%
Operating Margin
9.3%
32.7%
Net Margin
5.0%
27.5%
Revenue YoY
-4.3%
Net Profit YoY
3.4%
EPS (diluted)
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACCO
ACCO
QFIN
QFIN
Q4 25
$428.8M
Q3 25
$383.7M
$731.2M
Q2 25
$394.8M
$728.1M
Q1 25
$317.4M
$646.4M
Q4 24
$448.1M
Q3 24
$420.9M
$622.7M
Q2 24
$438.3M
$572.4M
Q1 24
$358.9M
$575.2M
Net Profit
ACCO
ACCO
QFIN
QFIN
Q4 25
$21.3M
Q3 25
$4.0M
$201.2M
Q2 25
$29.2M
$241.6M
Q1 25
$-13.2M
$247.6M
Q4 24
$20.6M
Q3 24
$9.3M
$256.3M
Q2 24
$-125.2M
$189.4M
Q1 24
$-6.3M
$160.7M
Gross Margin
ACCO
ACCO
QFIN
QFIN
Q4 25
33.6%
Q3 25
33.0%
Q2 25
32.9%
Q1 25
31.4%
Q4 24
34.7%
Q3 24
32.5%
Q2 24
34.8%
Q1 24
30.8%
Operating Margin
ACCO
ACCO
QFIN
QFIN
Q4 25
9.3%
Q3 25
6.8%
32.7%
Q2 25
8.4%
41.0%
Q1 25
-2.1%
42.1%
Q4 24
9.4%
Q3 24
6.2%
52.4%
Q2 24
-25.4%
47.7%
Q1 24
1.6%
32.8%
Net Margin
ACCO
ACCO
QFIN
QFIN
Q4 25
5.0%
Q3 25
1.0%
27.5%
Q2 25
7.4%
33.2%
Q1 25
-4.2%
38.3%
Q4 24
4.6%
Q3 24
2.2%
41.2%
Q2 24
-28.6%
33.1%
Q1 24
-1.8%
27.9%
EPS (diluted)
ACCO
ACCO
QFIN
QFIN
Q4 25
$0.23
Q3 25
$0.04
Q2 25
$0.31
Q1 25
$-0.14
Q4 24
$0.21
Q3 24
$0.09
Q2 24
$-1.29
Q1 24
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACCO
ACCO
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$6.5B
Total DebtLower is stronger
Stockholders' EquityBook value
$664.6M
$24.3B
Total Assets
$2.3B
$61.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACCO
ACCO
QFIN
QFIN
Q4 25
Q3 25
$6.5B
Q2 25
$5.3B
Q1 25
$8.6B
Q4 24
Q3 24
$4.3B
Q2 24
$6.3B
Q1 24
$5.3B
Stockholders' Equity
ACCO
ACCO
QFIN
QFIN
Q4 25
$664.6M
Q3 25
$644.0M
$24.3B
Q2 25
$637.3M
$24.1B
Q1 25
$606.1M
$23.1B
Q4 24
$606.1M
Q3 24
$615.5M
$22.9B
Q2 24
$617.1M
$22.6B
Q1 24
$758.5M
$22.1B
Total Assets
ACCO
ACCO
QFIN
QFIN
Q4 25
$2.3B
Q3 25
$2.3B
$61.4B
Q2 25
$2.4B
$59.8B
Q1 25
$2.3B
$55.6B
Q4 24
$2.2B
Q3 24
$2.4B
$47.0B
Q2 24
$2.4B
$47.0B
Q1 24
$2.5B
$47.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACCO
ACCO
QFIN
QFIN
Operating Cash FlowLast quarter
$30.6M
$351.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.44×
1.75×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACCO
ACCO
QFIN
QFIN
Q4 25
$30.6M
Q3 25
$71.5M
$351.4M
Q2 25
$-38.9M
$366.0M
Q1 25
$5.5M
$386.6M
Q4 24
$52.7M
Q3 24
$92.9M
$338.0M
Q2 24
$-25.6M
$269.9M
Q1 24
$28.2M
$271.2M
Cash Conversion
ACCO
ACCO
QFIN
QFIN
Q4 25
1.44×
Q3 25
17.88×
1.75×
Q2 25
-1.33×
1.52×
Q1 25
1.56×
Q4 24
2.56×
Q3 24
9.99×
1.32×
Q2 24
1.43×
Q1 24
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACCO
ACCO

Transferred At Point In Time$421.6M98%
Transferred Over Time$7.2M2%

QFIN
QFIN

Segment breakdown not available.

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