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Side-by-side financial comparison of Ares Commercial Real Estate Corp (ACRE) and Intellicheck, Inc. (IDN). Click either name above to swap in a different company.
Ares Commercial Real Estate Corp is the larger business by last-quarter revenue ($13.2M vs $6.6M, roughly 2.0× Intellicheck, Inc.). Intellicheck, Inc. runs the higher net margin — 23.4% vs -29.2%, a 52.6% gap on every dollar of revenue. On growth, Intellicheck, Inc. posted the faster year-over-year revenue change (11.8% vs -24.5%). Over the past eight quarters, Intellicheck, Inc.'s revenue compounded faster (19.1% CAGR vs -15.9%).
Ares Commercial Real Estate Corp is a specialty finance company focused on the commercial real estate sector. It offers a full suite of customized financing solutions including senior mortgage loans, subordinated debt and preferred equity, primarily serving middle-market commercial property owners and operators across the United States.
Intellicheck, Inc. is a US-based technology company specializing in identity verification and fraud prevention solutions. It develops AI-powered tools to validate government-issued identification documents, streamline customer onboarding, and mitigate identity theft risks for clients across finance, retail, healthcare and public sector segments.
ACRE vs IDN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.2M | $6.6M |
| Net Profit | $-3.9M | $1.6M |
| Gross Margin | — | 91.4% |
| Operating Margin | -29.2% | 22.5% |
| Net Margin | -29.2% | 23.4% |
| Revenue YoY | -24.5% | 11.8% |
| Net Profit YoY | 63.8% | 218.0% |
| EPS (diluted) | — | $0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.2M | $6.6M | ||
| Q3 25 | $14.1M | $6.0M | ||
| Q2 25 | $12.6M | $5.1M | ||
| Q1 25 | $14.9M | $4.9M | ||
| Q4 24 | $17.5M | $5.9M | ||
| Q3 24 | $16.7M | $4.7M | ||
| Q2 24 | $16.8M | $4.7M | ||
| Q1 24 | $18.7M | $4.7M |
| Q4 25 | $-3.9M | $1.6M | ||
| Q3 25 | $4.7M | $290.0K | ||
| Q2 25 | $-11.0M | $-251.0K | ||
| Q1 25 | $9.3M | $-318.0K | ||
| Q4 24 | $-10.7M | $488.0K | ||
| Q3 24 | $-5.9M | $-837.0K | ||
| Q2 24 | $-6.1M | $-127.0K | ||
| Q1 24 | $-12.3M | $-442.0K |
| Q4 25 | — | 91.4% | ||
| Q3 25 | — | 90.5% | ||
| Q2 25 | — | 89.8% | ||
| Q1 25 | — | 89.7% | ||
| Q4 24 | — | 91.1% | ||
| Q3 24 | — | 91.0% | ||
| Q2 24 | — | 90.5% | ||
| Q1 24 | — | 90.7% |
| Q4 25 | -29.2% | 22.5% | ||
| Q3 25 | 33.0% | 4.0% | ||
| Q2 25 | -87.8% | -5.8% | ||
| Q1 25 | 64.4% | -7.1% | ||
| Q4 24 | -61.0% | 8.1% | ||
| Q3 24 | -35.3% | -19.3% | ||
| Q2 24 | -36.5% | -4.6% | ||
| Q1 24 | -65.9% | -11.2% |
| Q4 25 | -29.2% | 23.4% | ||
| Q3 25 | 33.0% | 4.8% | ||
| Q2 25 | -87.8% | -4.9% | ||
| Q1 25 | 62.5% | -6.5% | ||
| Q4 24 | -60.9% | 8.2% | ||
| Q3 24 | -35.3% | -17.8% | ||
| Q2 24 | -36.5% | -2.7% | ||
| Q1 24 | -65.9% | -9.4% |
| Q4 25 | — | $0.08 | ||
| Q3 25 | — | $0.01 | ||
| Q2 25 | — | $-0.01 | ||
| Q1 25 | — | $-0.02 | ||
| Q4 24 | — | $0.02 | ||
| Q3 24 | — | $-0.04 | ||
| Q2 24 | — | $-0.01 | ||
| Q1 24 | — | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $29.3M | $9.7M |
| Total DebtLower is stronger | $948.2M | — |
| Stockholders' EquityBook value | $509.6M | $20.7M |
| Total Assets | $1.6B | $24.5M |
| Debt / EquityLower = less leverage | 1.86× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $29.3M | $9.7M | ||
| Q3 25 | $84.9M | $7.2M | ||
| Q2 25 | $90.0M | $8.6M | ||
| Q1 25 | $125.5M | $5.1M | ||
| Q4 24 | $63.8M | $4.7M | ||
| Q3 24 | $68.9M | $5.7M | ||
| Q2 24 | $70.6M | $7.3M | ||
| Q1 24 | $99.5M | $9.2M |
| Q4 25 | $948.2M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $718.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $509.6M | $20.7M | ||
| Q3 25 | $521.0M | $18.9M | ||
| Q2 25 | $523.7M | $18.0M | ||
| Q1 25 | $542.1M | $17.6M | ||
| Q4 24 | $540.1M | $17.7M | ||
| Q3 24 | $563.8M | $16.7M | ||
| Q2 24 | $582.3M | $17.3M | ||
| Q1 24 | $601.1M | $17.2M |
| Q4 25 | $1.6B | $24.5M | ||
| Q3 25 | $1.4B | $25.3M | ||
| Q2 25 | $1.4B | $23.1M | ||
| Q1 25 | $1.5B | $24.6M | ||
| Q4 24 | $1.8B | $20.9M | ||
| Q3 24 | $1.9B | $20.7M | ||
| Q2 24 | $2.1B | $21.9M | ||
| Q1 24 | $2.1B | $22.6M |
| Q4 25 | 1.86× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.33× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $21.4M | $2.4M |
| Free Cash FlowOCF − Capex | — | $2.4M |
| FCF MarginFCF / Revenue | — | 36.0% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | 1.54× |
| TTM Free Cash FlowTrailing 4 quarters | — | $4.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.4M | $2.4M | ||
| Q3 25 | $3.8M | $-1.7M | ||
| Q2 25 | $4.9M | $3.1M | ||
| Q1 25 | $8.0M | $750.0K | ||
| Q4 24 | $35.5M | $-1.3M | ||
| Q3 24 | $8.4M | $-1.1M | ||
| Q2 24 | $8.7M | $-1.2M | ||
| Q1 24 | $11.4M | $869.0K |
| Q4 25 | — | $2.4M | ||
| Q3 25 | — | $-1.8M | ||
| Q2 25 | — | $3.1M | ||
| Q1 25 | — | $741.0K | ||
| Q4 24 | — | $-1.3M | ||
| Q3 24 | — | $-1.1M | ||
| Q2 24 | — | $-1.2M | ||
| Q1 24 | — | $860.0K |
| Q4 25 | — | 36.0% | ||
| Q3 25 | — | -29.2% | ||
| Q2 25 | — | 60.9% | ||
| Q1 25 | — | 15.1% | ||
| Q4 24 | — | -22.4% | ||
| Q3 24 | — | -23.1% | ||
| Q2 24 | — | -25.5% | ||
| Q1 24 | — | 18.4% |
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.2% |
| Q4 25 | — | 1.54× | ||
| Q3 25 | 0.82× | -5.99× | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.86× | — | ||
| Q4 24 | — | -2.71× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
