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Side-by-side financial comparison of Ares Commercial Real Estate Corp (ACRE) and JFB Construction Holdings (JFB). Click either name above to swap in a different company.
JFB Construction Holdings is the larger business by last-quarter revenue ($16.0M vs $13.2M, roughly 1.2× Ares Commercial Real Estate Corp). JFB Construction Holdings runs the higher net margin — -11.7% vs -29.2%, a 17.5% gap on every dollar of revenue.
Ares Commercial Real Estate Corp is a specialty finance company focused on the commercial real estate sector. It offers a full suite of customized financing solutions including senior mortgage loans, subordinated debt and preferred equity, primarily serving middle-market commercial property owners and operators across the United States.
ACRE vs JFB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.2M | $16.0M |
| Net Profit | $-3.9M | $-1.9M |
| Gross Margin | — | 4.3% |
| Operating Margin | -29.2% | -12.7% |
| Net Margin | -29.2% | -11.7% |
| Revenue YoY | -24.5% | — |
| Net Profit YoY | 63.8% | — |
| EPS (diluted) | — | $0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.2M | $16.0M | ||
| Q3 25 | $14.1M | $5.0M | ||
| Q2 25 | $12.6M | $3.7M | ||
| Q1 25 | $14.9M | $5.9M | ||
| Q4 24 | $17.5M | — | ||
| Q3 24 | $16.7M | — | ||
| Q2 24 | $16.8M | — | ||
| Q1 24 | $18.7M | — |
| Q4 25 | $-3.9M | $-1.9M | ||
| Q3 25 | $4.7M | $-1.1M | ||
| Q2 25 | $-11.0M | $-2.4M | ||
| Q1 25 | $9.3M | $30.3K | ||
| Q4 24 | $-10.7M | — | ||
| Q3 24 | $-5.9M | — | ||
| Q2 24 | $-6.1M | — | ||
| Q1 24 | $-12.3M | — |
| Q4 25 | — | 4.3% | ||
| Q3 25 | — | 14.9% | ||
| Q2 25 | — | 7.0% | ||
| Q1 25 | — | 24.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | -29.2% | -12.7% | ||
| Q3 25 | 33.0% | -22.6% | ||
| Q2 25 | -87.8% | -67.2% | ||
| Q1 25 | 64.4% | -0.5% | ||
| Q4 24 | -61.0% | — | ||
| Q3 24 | -35.3% | — | ||
| Q2 24 | -36.5% | — | ||
| Q1 24 | -65.9% | — |
| Q4 25 | -29.2% | -11.7% | ||
| Q3 25 | 33.0% | -21.3% | ||
| Q2 25 | -87.8% | -64.3% | ||
| Q1 25 | 62.5% | 0.5% | ||
| Q4 24 | -60.9% | — | ||
| Q3 24 | -35.3% | — | ||
| Q2 24 | -36.5% | — | ||
| Q1 24 | -65.9% | — |
| Q4 25 | — | $0.06 | ||
| Q3 25 | — | $-0.11 | ||
| Q2 25 | — | $-0.26 | ||
| Q1 25 | — | $0.00 | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $29.3M | — |
| Total DebtLower is stronger | $948.2M | — |
| Stockholders' EquityBook value | $509.6M | $37.8M |
| Total Assets | $1.6B | $40.0M |
| Debt / EquityLower = less leverage | 1.86× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $29.3M | — | ||
| Q3 25 | $84.9M | — | ||
| Q2 25 | $90.0M | — | ||
| Q1 25 | $125.5M | — | ||
| Q4 24 | $63.8M | — | ||
| Q3 24 | $68.9M | — | ||
| Q2 24 | $70.6M | — | ||
| Q1 24 | $99.5M | — |
| Q4 25 | $948.2M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $718.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $509.6M | $37.8M | ||
| Q3 25 | $521.0M | $11.6M | ||
| Q2 25 | $523.7M | $10.1M | ||
| Q1 25 | $542.1M | $11.0M | ||
| Q4 24 | $540.1M | — | ||
| Q3 24 | $563.8M | — | ||
| Q2 24 | $582.3M | — | ||
| Q1 24 | $601.1M | — |
| Q4 25 | $1.6B | $40.0M | ||
| Q3 25 | $1.4B | $14.0M | ||
| Q2 25 | $1.4B | $12.0M | ||
| Q1 25 | $1.5B | $13.3M | ||
| Q4 24 | $1.8B | — | ||
| Q3 24 | $1.9B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.1B | — |
| Q4 25 | 1.86× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.33× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $21.4M | $-9.0M |
| Free Cash FlowOCF − Capex | — | $-9.1M |
| FCF MarginFCF / Revenue | — | -57.2% |
| Capex IntensityCapex / Revenue | — | 1.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-12.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.4M | $-9.0M | ||
| Q3 25 | $3.8M | $-719.0K | ||
| Q2 25 | $4.9M | $-2.5M | ||
| Q1 25 | $8.0M | $392.8K | ||
| Q4 24 | $35.5M | — | ||
| Q3 24 | $8.4M | — | ||
| Q2 24 | $8.7M | — | ||
| Q1 24 | $11.4M | — |
| Q4 25 | — | $-9.1M | ||
| Q3 25 | — | $-730.9K | ||
| Q2 25 | — | $-2.5M | ||
| Q1 25 | — | $347.0K | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | -57.2% | ||
| Q3 25 | — | -14.7% | ||
| Q2 25 | — | -68.0% | ||
| Q1 25 | — | 5.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | 0.82× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.86× | 12.96× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACRE
Segment breakdown not available.
JFB
| Nonrelated Party | $12.5M | 78% |
| Other | $3.5M | 22% |
