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Side-by-side financial comparison of ACV Auctions Inc. (ACVA) and FIRSTSUN CAPITAL BANCORP (FSUN). Click either name above to swap in a different company.
ACV Auctions Inc. is the larger business by last-quarter revenue ($183.6M vs $110.0M, roughly 1.7× FIRSTSUN CAPITAL BANCORP). Over the past eight quarters, ACV Auctions Inc.'s revenue compounded faster (12.3% CAGR vs 6.9%).
ACV Auctions Inc.ACVAEarnings & Financial Report
ACV Auctions Inc. operates a leading digital wholesale vehicle auction platform serving automotive dealers across the U.S. and Canada. It offers end-to-end services including transparent vehicle inspections, secure payment processing, and logistics support, enabling efficient trading of used vehicles between registered wholesale buyers and sellers.
FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.
ACVA vs FSUN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $183.6M | $110.0M |
| Net Profit | — | $21.6M |
| Gross Margin | — | — |
| Operating Margin | -9.7% | — |
| Net Margin | — | 19.6% |
| Revenue YoY | 15.1% | — |
| Net Profit YoY | — | -8.4% |
| EPS (diluted) | $-0.12 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $110.0M | ||
| Q4 25 | $183.6M | $110.2M | ||
| Q3 25 | $199.6M | $107.3M | ||
| Q2 25 | $193.7M | $105.6M | ||
| Q1 25 | $182.7M | $96.2M | ||
| Q4 24 | $159.5M | $98.7M | ||
| Q3 24 | $171.3M | $98.2M | ||
| Q2 24 | $160.6M | $96.2M |
| Q1 26 | — | $21.6M | ||
| Q4 25 | — | $24.8M | ||
| Q3 25 | $-24.5M | $23.2M | ||
| Q2 25 | $-7.3M | $26.4M | ||
| Q1 25 | $-14.8M | $23.6M | ||
| Q4 24 | — | $16.4M | ||
| Q3 24 | $-16.0M | $22.4M | ||
| Q2 24 | $-17.1M | $24.6M |
| Q1 26 | — | — | ||
| Q4 25 | -9.7% | 29.0% | ||
| Q3 25 | -11.9% | 26.4% | ||
| Q2 25 | -3.7% | 31.2% | ||
| Q1 25 | -7.9% | 30.9% | ||
| Q4 24 | -16.2% | 20.4% | ||
| Q3 24 | -10.0% | 29.1% | ||
| Q2 24 | -11.6% | 32.3% |
| Q1 26 | — | 19.6% | ||
| Q4 25 | — | 22.5% | ||
| Q3 25 | -12.3% | 21.6% | ||
| Q2 25 | -3.8% | 25.0% | ||
| Q1 25 | -8.1% | 24.5% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | -9.4% | 22.8% | ||
| Q2 24 | -10.6% | 25.5% |
| Q1 26 | — | $0.76 | ||
| Q4 25 | $-0.12 | $0.89 | ||
| Q3 25 | $-0.14 | $0.82 | ||
| Q2 25 | $-0.04 | $0.93 | ||
| Q1 25 | $-0.09 | $0.83 | ||
| Q4 24 | $-0.15 | $0.57 | ||
| Q3 24 | $-0.10 | $0.79 | ||
| Q2 24 | $-0.10 | $0.88 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $271.5M | $413.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $429.7M | $1.2B |
| Total Assets | $1.1B | $8.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $413.7M | ||
| Q4 25 | $271.5M | $652.6M | ||
| Q3 25 | $265.3M | $659.9M | ||
| Q2 25 | $258.4M | $785.1M | ||
| Q1 25 | $291.9M | $621.4M | ||
| Q4 24 | $224.1M | $615.9M | ||
| Q3 24 | $252.5M | $573.7M | ||
| Q2 24 | $215.0M | $535.8M |
| Q1 26 | — | $1.2B | ||
| Q4 25 | $429.7M | $1.2B | ||
| Q3 25 | $434.4M | $1.1B | ||
| Q2 25 | $448.8M | $1.1B | ||
| Q1 25 | $439.6M | $1.1B | ||
| Q4 24 | $440.0M | $1.0B | ||
| Q3 24 | $456.2M | $1.0B | ||
| Q2 24 | $457.6M | $996.6M |
| Q1 26 | — | $8.6B | ||
| Q4 25 | $1.1B | $8.5B | ||
| Q3 25 | $1.2B | $8.5B | ||
| Q2 25 | $1.1B | $8.4B | ||
| Q1 25 | $1.2B | $8.2B | ||
| Q4 24 | $984.1M | $8.1B | ||
| Q3 24 | $1.0B | $8.1B | ||
| Q2 24 | $1.0B | $8.0B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-12.4M | — |
| Free Cash FlowOCF − Capex | $-14.7M | — |
| FCF MarginFCF / Revenue | -8.0% | — |
| Capex IntensityCapex / Revenue | 1.2% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $69.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-12.4M | $111.5M | ||
| Q3 25 | $10.3M | $49.4M | ||
| Q2 25 | $13.7M | $15.0M | ||
| Q1 25 | $66.6M | $26.4M | ||
| Q4 24 | $-3.2M | $101.1M | ||
| Q3 24 | $21.1M | $48.1M | ||
| Q2 24 | $4.5M | $20.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-14.7M | $104.0M | ||
| Q3 25 | $7.7M | $47.6M | ||
| Q2 25 | $10.9M | $13.0M | ||
| Q1 25 | $65.3M | $24.3M | ||
| Q4 24 | $-3.9M | $95.7M | ||
| Q3 24 | $20.2M | $47.1M | ||
| Q2 24 | $2.7M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | -8.0% | 94.3% | ||
| Q3 25 | 3.8% | 44.4% | ||
| Q2 25 | 5.6% | 12.3% | ||
| Q1 25 | 35.7% | 25.3% | ||
| Q4 24 | -2.5% | 97.0% | ||
| Q3 24 | 11.8% | 47.9% | ||
| Q2 24 | 1.7% | 20.6% |
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 6.8% | ||
| Q3 25 | 1.3% | 1.6% | ||
| Q2 25 | 1.5% | 1.9% | ||
| Q1 25 | 0.7% | 2.1% | ||
| Q4 24 | 0.4% | 5.5% | ||
| Q3 24 | 0.6% | 1.1% | ||
| Q2 24 | 1.1% | 1.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.49× | ||
| Q3 25 | — | 2.13× | ||
| Q2 25 | — | 0.57× | ||
| Q1 25 | — | 1.12× | ||
| Q4 24 | — | 6.18× | ||
| Q3 24 | — | 2.15× | ||
| Q2 24 | — | 0.85× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACVA
| Auction Marketplace Revenue | $77.6M | 42% |
| Other Marketplace Revenue | $72.4M | 39% |
| Customer Assurance | $24.1M | 13% |
| Data Services Revenue | $9.4M | 5% |
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
