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Side-by-side financial comparison of ACV Auctions Inc. (ACVA) and WESBANCO INC (WSBC). Click either name above to swap in a different company.
WESBANCO INC is the larger business by last-quarter revenue ($257.2M vs $183.6M, roughly 1.4× ACV Auctions Inc.). Over the past eight quarters, WESBANCO INC's revenue compounded faster (31.9% CAGR vs 12.3%).
ACV Auctions Inc.ACVAEarnings & Financial Report
ACV Auctions Inc. operates a leading digital wholesale vehicle auction platform serving automotive dealers across the U.S. and Canada. It offers end-to-end services including transparent vehicle inspections, secure payment processing, and logistics support, enabling efficient trading of used vehicles between registered wholesale buyers and sellers.
WesBanco, Inc., is a bank holding company headquartered in Wheeling, West Virginia, United States. It has over 200 branches in West Virginia, Ohio, Western Pennsylvania, Kentucky, Maryland, and Southern Indiana.
ACVA vs WSBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $183.6M | $257.2M |
| Net Profit | — | $88.6M |
| Gross Margin | — | — |
| Operating Margin | -9.7% | — |
| Net Margin | — | 34.5% |
| Revenue YoY | 15.1% | — |
| Net Profit YoY | — | 54.4% |
| EPS (diluted) | $-0.12 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $257.2M | ||
| Q4 25 | $183.6M | $265.6M | ||
| Q3 25 | $199.6M | $261.6M | ||
| Q2 25 | $193.7M | $260.7M | ||
| Q1 25 | $182.7M | $193.2M | ||
| Q4 24 | $159.5M | $162.9M | ||
| Q3 24 | $171.3M | $150.8M | ||
| Q2 24 | $160.6M | $147.9M |
| Q1 26 | — | $88.6M | ||
| Q4 25 | — | $91.1M | ||
| Q3 25 | $-24.5M | $83.6M | ||
| Q2 25 | $-7.3M | $57.4M | ||
| Q1 25 | $-14.8M | $-9.0M | ||
| Q4 24 | — | $49.6M | ||
| Q3 24 | $-16.0M | $37.3M | ||
| Q2 24 | $-17.1M | $28.9M |
| Q1 26 | — | — | ||
| Q4 25 | -9.7% | 43.2% | ||
| Q3 25 | -11.9% | 39.5% | ||
| Q2 25 | -3.7% | 27.2% | ||
| Q1 25 | -7.9% | -5.0% | ||
| Q4 24 | -16.2% | 38.0% | ||
| Q3 24 | -10.0% | 29.7% | ||
| Q2 24 | -11.6% | 23.7% |
| Q1 26 | — | 34.5% | ||
| Q4 25 | — | 34.3% | ||
| Q3 25 | -12.3% | 31.9% | ||
| Q2 25 | -3.8% | 22.0% | ||
| Q1 25 | -8.1% | -4.7% | ||
| Q4 24 | — | 30.5% | ||
| Q3 24 | -9.4% | 24.7% | ||
| Q2 24 | -10.6% | 19.5% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $-0.12 | $0.97 | ||
| Q3 25 | $-0.14 | $0.84 | ||
| Q2 25 | $-0.04 | $0.57 | ||
| Q1 25 | $-0.09 | $-0.15 | ||
| Q4 24 | $-0.15 | $0.72 | ||
| Q3 24 | $-0.10 | $0.54 | ||
| Q2 24 | $-0.10 | $0.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $271.5M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $429.7M | $4.1B |
| Total Assets | $1.1B | $27.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $271.5M | $956.1M | ||
| Q3 25 | $265.3M | $1.0B | ||
| Q2 25 | $258.4M | $1.2B | ||
| Q1 25 | $291.9M | $1.1B | ||
| Q4 24 | $224.1M | $568.1M | ||
| Q3 24 | $252.5M | $620.9M | ||
| Q2 24 | $215.0M | $486.8M |
| Q1 26 | — | $4.1B | ||
| Q4 25 | $429.7M | $4.0B | ||
| Q3 25 | $434.4M | $4.1B | ||
| Q2 25 | $448.8M | $3.8B | ||
| Q1 25 | $439.6M | $3.8B | ||
| Q4 24 | $440.0M | $2.8B | ||
| Q3 24 | $456.2M | $2.8B | ||
| Q2 24 | $457.6M | $2.5B |
| Q1 26 | — | $27.5B | ||
| Q4 25 | $1.1B | $27.7B | ||
| Q3 25 | $1.2B | $27.5B | ||
| Q2 25 | $1.1B | $27.6B | ||
| Q1 25 | $1.2B | $27.4B | ||
| Q4 24 | $984.1M | $18.7B | ||
| Q3 24 | $1.0B | $18.5B | ||
| Q2 24 | $1.0B | $18.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-12.4M | — |
| Free Cash FlowOCF − Capex | $-14.7M | — |
| FCF MarginFCF / Revenue | -8.0% | — |
| Capex IntensityCapex / Revenue | 1.2% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $69.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-12.4M | $290.4M | ||
| Q3 25 | $10.3M | $116.9M | ||
| Q2 25 | $13.7M | $105.0M | ||
| Q1 25 | $66.6M | $-26.4M | ||
| Q4 24 | $-3.2M | $211.0M | ||
| Q3 24 | $21.1M | $60.7M | ||
| Q2 24 | $4.5M | $18.2M |
| Q1 26 | — | — | ||
| Q4 25 | $-14.7M | $280.0M | ||
| Q3 25 | $7.7M | $114.9M | ||
| Q2 25 | $10.9M | $98.3M | ||
| Q1 25 | $65.3M | $-30.7M | ||
| Q4 24 | $-3.9M | $200.7M | ||
| Q3 24 | $20.2M | $56.9M | ||
| Q2 24 | $2.7M | $17.3M |
| Q1 26 | — | — | ||
| Q4 25 | -8.0% | 105.4% | ||
| Q3 25 | 3.8% | 43.9% | ||
| Q2 25 | 5.6% | 37.7% | ||
| Q1 25 | 35.7% | -15.9% | ||
| Q4 24 | -2.5% | 123.2% | ||
| Q3 24 | 11.8% | 37.7% | ||
| Q2 24 | 1.7% | 11.7% |
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 3.9% | ||
| Q3 25 | 1.3% | 0.8% | ||
| Q2 25 | 1.5% | 2.6% | ||
| Q1 25 | 0.7% | 2.2% | ||
| Q4 24 | 0.4% | 6.3% | ||
| Q3 24 | 0.6% | 2.5% | ||
| Q2 24 | 1.1% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.19× | ||
| Q3 25 | — | 1.40× | ||
| Q2 25 | — | 1.83× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.25× | ||
| Q3 24 | — | 1.63× | ||
| Q2 24 | — | 0.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ACVA
| Auction Marketplace Revenue | $77.6M | 42% |
| Other Marketplace Revenue | $72.4M | 39% |
| Customer Assurance | $24.1M | 13% |
| Data Services Revenue | $9.4M | 5% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
