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Side-by-side financial comparison of Addus HomeCare Corp (ADUS) and INTERNATIONAL BANCSHARES CORP (IBOC). Click either name above to swap in a different company.

Addus HomeCare Corp is the larger business by last-quarter revenue ($373.1M vs $217.7M, roughly 1.7× INTERNATIONAL BANCSHARES CORP). INTERNATIONAL BANCSHARES CORP runs the higher net margin — 62.3% vs 8.0%, a 54.3% gap on every dollar of revenue. On growth, Addus HomeCare Corp posted the faster year-over-year revenue change (25.6% vs 4.5%). INTERNATIONAL BANCSHARES CORP produced more free cash flow last quarter ($472.9M vs $16.1M). Over the past eight quarters, Addus HomeCare Corp's revenue compounded faster (15.3% CAGR vs 2.8%).

Addus HomeCare Corp is a U.S.-based provider of comprehensive in-home care services, including personal care assistance, home health support, and hospice care. It primarily serves elderly, disabled, and chronically ill clients across multiple U.S. states, partnering with government payers, private insurers, and individual clients to deliver tailored care solutions.

International Bancshares Corporation is a bank holding company based in Laredo, Texas whose primary subsidiary is International Bank of Commerce. Through its bank subsidiaries, it has 217 banking offices and 315 automated teller machines serving 88 communities in the U.S. states of Texas and Oklahoma.

ADUS vs IBOC — Head-to-Head

Bigger by revenue
ADUS
ADUS
1.7× larger
ADUS
$373.1M
$217.7M
IBOC
Growing faster (revenue YoY)
ADUS
ADUS
+21.0% gap
ADUS
25.6%
4.5%
IBOC
Higher net margin
IBOC
IBOC
54.3% more per $
IBOC
62.3%
8.0%
ADUS
More free cash flow
IBOC
IBOC
$456.8M more FCF
IBOC
$472.9M
$16.1M
ADUS
Faster 2-yr revenue CAGR
ADUS
ADUS
Annualised
ADUS
15.3%
2.8%
IBOC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ADUS
ADUS
IBOC
IBOC
Revenue
$373.1M
$217.7M
Net Profit
$29.8M
$106.9M
Gross Margin
33.1%
Operating Margin
11.3%
62.8%
Net Margin
8.0%
62.3%
Revenue YoY
25.6%
4.5%
Net Profit YoY
52.5%
-7.1%
EPS (diluted)
$1.62
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ADUS
ADUS
IBOC
IBOC
Q4 25
$373.1M
$217.7M
Q3 25
$362.3M
$218.1M
Q2 25
$349.4M
$208.2M
Q1 25
$337.7M
$198.2M
Q4 24
$297.1M
$208.3M
Q3 24
$289.8M
$211.8M
Q2 24
$286.9M
$207.8M
Q1 24
$280.7M
$205.8M
Net Profit
ADUS
ADUS
IBOC
IBOC
Q4 25
$29.8M
$106.9M
Q3 25
$22.8M
$108.4M
Q2 25
$22.1M
$100.1M
Q1 25
$21.2M
$96.9M
Q4 24
$19.5M
$115.1M
Q3 24
$20.2M
$99.8M
Q2 24
$18.1M
$97.0M
Q1 24
$15.8M
$97.3M
Gross Margin
ADUS
ADUS
IBOC
IBOC
Q4 25
33.1%
Q3 25
32.2%
Q2 25
32.6%
Q1 25
31.9%
Q4 24
34.2%
Q3 24
31.8%
Q2 24
32.5%
Q1 24
31.4%
Operating Margin
ADUS
ADUS
IBOC
IBOC
Q4 25
11.3%
62.8%
Q3 25
9.1%
62.6%
Q2 25
9.4%
60.5%
Q1 25
9.0%
61.1%
Q4 24
9.1%
64.2%
Q3 24
9.0%
60.0%
Q2 24
9.1%
60.1%
Q1 24
8.4%
59.9%
Net Margin
ADUS
ADUS
IBOC
IBOC
Q4 25
8.0%
62.3%
Q3 25
6.3%
49.7%
Q2 25
6.3%
48.1%
Q1 25
6.3%
48.9%
Q4 24
6.6%
71.5%
Q3 24
7.0%
47.1%
Q2 24
6.3%
46.7%
Q1 24
5.6%
47.3%
EPS (diluted)
ADUS
ADUS
IBOC
IBOC
Q4 25
$1.62
$1.71
Q3 25
$1.24
$1.74
Q2 25
$1.20
$1.61
Q1 25
$1.16
$1.56
Q4 24
$1.06
$1.85
Q3 24
$1.10
$1.60
Q2 24
$1.10
$1.56
Q1 24
$0.97
$1.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ADUS
ADUS
IBOC
IBOC
Cash + ST InvestmentsLiquidity on hand
$5.5B
Total DebtLower is stronger
$121.0M
Stockholders' EquityBook value
$1.1B
$3.3B
Total Assets
$1.4B
$16.6B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ADUS
ADUS
IBOC
IBOC
Q4 25
$5.5B
Q3 25
$5.6B
Q2 25
$5.8B
Q1 25
$97.0M
$5.6B
Q4 24
$98.9M
$5.4B
Q3 24
$222.9M
$5.8B
Q2 24
$173.3M
$5.7B
Q1 24
$76.7M
$5.7B
Total Debt
ADUS
ADUS
IBOC
IBOC
Q4 25
$121.0M
Q3 25
$150.6M
Q2 25
$169.1M
Q1 25
Q4 24
$218.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ADUS
ADUS
IBOC
IBOC
Q4 25
$1.1B
$3.3B
Q3 25
$1.0B
$3.1B
Q2 25
$1.0B
$3.0B
Q1 25
$995.4M
$2.9B
Q4 24
$970.5M
$2.8B
Q3 24
$947.6M
$2.7B
Q2 24
$921.7M
$2.6B
Q1 24
$725.1M
$2.5B
Total Assets
ADUS
ADUS
IBOC
IBOC
Q4 25
$1.4B
$16.6B
Q3 25
$1.4B
$16.6B
Q2 25
$1.4B
$16.5B
Q1 25
$1.4B
$16.3B
Q4 24
$1.4B
$15.7B
Q3 24
$1.2B
$15.9B
Q2 24
$1.1B
$15.5B
Q1 24
$1.0B
$15.4B
Debt / Equity
ADUS
ADUS
IBOC
IBOC
Q4 25
0.11×
Q3 25
0.14×
Q2 25
0.17×
Q1 25
Q4 24
0.23×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ADUS
ADUS
IBOC
IBOC
Operating Cash FlowLast quarter
$18.8M
$491.1M
Free Cash FlowOCF − Capex
$16.1M
$472.9M
FCF MarginFCF / Revenue
4.3%
217.2%
Capex IntensityCapex / Revenue
0.7%
8.3%
Cash ConversionOCF / Net Profit
0.63×
4.59×
TTM Free Cash FlowTrailing 4 quarters
$103.8M
$809.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ADUS
ADUS
IBOC
IBOC
Q4 25
$18.8M
$491.1M
Q3 25
$51.3M
$115.2M
Q2 25
$22.5M
$95.5M
Q1 25
$18.9M
$140.5M
Q4 24
$10.4M
$473.9M
Q3 24
$48.5M
$116.5M
Q2 24
$18.8M
$107.2M
Q1 24
$38.7M
$135.4M
Free Cash Flow
ADUS
ADUS
IBOC
IBOC
Q4 25
$16.1M
$472.9M
Q3 25
$49.3M
$112.2M
Q2 25
$21.3M
$91.6M
Q1 25
$17.1M
$133.1M
Q4 24
$8.7M
$459.8M
Q3 24
$46.6M
$109.6M
Q2 24
$17.7M
$104.9M
Q1 24
$37.3M
$128.9M
FCF Margin
ADUS
ADUS
IBOC
IBOC
Q4 25
4.3%
217.2%
Q3 25
13.6%
51.5%
Q2 25
6.1%
44.0%
Q1 25
5.1%
67.1%
Q4 24
2.9%
220.8%
Q3 24
16.1%
51.7%
Q2 24
6.2%
50.5%
Q1 24
13.3%
62.6%
Capex Intensity
ADUS
ADUS
IBOC
IBOC
Q4 25
0.7%
8.3%
Q3 25
0.5%
1.3%
Q2 25
0.4%
1.9%
Q1 25
0.6%
3.7%
Q4 24
0.6%
6.8%
Q3 24
0.7%
3.3%
Q2 24
0.4%
1.1%
Q1 24
0.5%
3.2%
Cash Conversion
ADUS
ADUS
IBOC
IBOC
Q4 25
0.63×
4.59×
Q3 25
2.24×
1.06×
Q2 25
1.02×
0.95×
Q1 25
0.89×
1.45×
Q4 24
0.53×
4.12×
Q3 24
2.41×
1.17×
Q2 24
1.04×
1.11×
Q1 24
2.44×
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ADUS
ADUS

Personal Care$286.0M77%
Hospice$70.0M19%
Home Health$17.1M5%

IBOC
IBOC

Segment breakdown not available.

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