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Side-by-side financial comparison of Forafric Global PLC (AFRI) and Customers Bancorp, Inc. (CUBI). Click either name above to swap in a different company.

Customers Bancorp, Inc. is the larger business by last-quarter revenue ($236.9M vs $159.7M, roughly 1.5× Forafric Global PLC). Customers Bancorp, Inc. produced more free cash flow last quarter ($481.0M vs $146.0K).

Forafric Global PLC is an Africa-focused agribusiness operating across the full agricultural value chain, covering staple food production, processing, and distribution. Its core markets are North and West Africa, supplying grain, vegetable oil and essential food commodities to consumer, retail and industrial clients.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

AFRI vs CUBI — Head-to-Head

Bigger by revenue
CUBI
CUBI
1.5× larger
CUBI
$236.9M
$159.7M
AFRI
More free cash flow
CUBI
CUBI
$480.9M more FCF
CUBI
$481.0M
$146.0K
AFRI

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
AFRI
AFRI
CUBI
CUBI
Revenue
$159.7M
$236.9M
Net Profit
$-12.0M
Gross Margin
10.7%
Operating Margin
-2.5%
41.1%
Net Margin
-7.5%
Revenue YoY
21.8%
Net Profit YoY
EPS (diluted)
$2.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFRI
AFRI
CUBI
CUBI
Q4 25
$236.9M
Q3 25
$232.1M
Q2 25
$159.7M
$206.3M
Q1 25
$143.0M
Q4 24
$167.8M
Q3 24
$167.1M
Q2 24
$145.6M
$198.7M
Q1 24
$181.6M
Net Profit
AFRI
AFRI
CUBI
CUBI
Q4 25
Q3 25
$75.7M
Q2 25
$-12.0M
$60.9M
Q1 25
$12.9M
Q4 24
Q3 24
$46.7M
Q2 24
$-8.6M
$58.1M
Q1 24
$49.7M
Gross Margin
AFRI
AFRI
CUBI
CUBI
Q4 25
Q3 25
Q2 25
10.7%
Q1 25
Q4 24
Q3 24
Q2 24
9.4%
Q1 24
Operating Margin
AFRI
AFRI
CUBI
CUBI
Q4 25
41.1%
Q3 25
43.2%
Q2 25
-2.5%
38.2%
Q1 25
8.3%
Q4 24
21.4%
Q3 24
27.5%
Q2 24
-0.9%
38.8%
Q1 24
36.0%
Net Margin
AFRI
AFRI
CUBI
CUBI
Q4 25
Q3 25
32.6%
Q2 25
-7.5%
29.5%
Q1 25
9.0%
Q4 24
Q3 24
28.0%
Q2 24
-5.9%
29.2%
Q1 24
27.4%
EPS (diluted)
AFRI
AFRI
CUBI
CUBI
Q4 25
$2.04
Q3 25
$2.20
Q2 25
$1.73
Q1 25
$0.29
Q4 24
$0.72
Q3 24
$1.31
Q2 24
$1.66
Q1 24
$1.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFRI
AFRI
CUBI
CUBI
Cash + ST InvestmentsLiquidity on hand
$12.2M
$4.4B
Total DebtLower is stronger
Stockholders' EquityBook value
$5.3M
$2.1B
Total Assets
$246.1M
$24.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFRI
AFRI
CUBI
CUBI
Q4 25
$4.4B
Q3 25
$4.2B
Q2 25
$12.2M
$3.5B
Q1 25
$3.4B
Q4 24
$3.8B
Q3 24
$3.1B
Q2 24
$16.4M
$3.0B
Q1 24
$3.7B
Total Debt
AFRI
AFRI
CUBI
CUBI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$18.4M
Q1 24
Stockholders' Equity
AFRI
AFRI
CUBI
CUBI
Q4 25
$2.1B
Q3 25
$2.1B
Q2 25
$5.3M
$1.9B
Q1 25
$1.9B
Q4 24
$1.8B
Q3 24
$1.8B
Q2 24
$16.3M
$1.7B
Q1 24
$1.7B
Total Assets
AFRI
AFRI
CUBI
CUBI
Q4 25
$24.9B
Q3 25
$24.3B
Q2 25
$246.1M
$22.6B
Q1 25
$22.4B
Q4 24
$22.3B
Q3 24
$21.5B
Q2 24
$287.1M
$20.9B
Q1 24
$21.3B
Debt / Equity
AFRI
AFRI
CUBI
CUBI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.13×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFRI
AFRI
CUBI
CUBI
Operating Cash FlowLast quarter
$706.0K
$494.8M
Free Cash FlowOCF − Capex
$146.0K
$481.0M
FCF MarginFCF / Revenue
0.1%
203.0%
Capex IntensityCapex / Revenue
0.4%
5.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$843.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFRI
AFRI
CUBI
CUBI
Q4 25
$494.8M
Q3 25
$116.9M
Q2 25
$706.0K
$162.2M
Q1 25
$94.1M
Q4 24
$145.1M
Q3 24
$24.4M
Q2 24
$10.5M
$6.1M
Q1 24
$-18.8M
Free Cash Flow
AFRI
AFRI
CUBI
CUBI
Q4 25
$481.0M
Q3 25
$106.4M
Q2 25
$146.0K
$162.1M
Q1 25
$93.4M
Q4 24
$143.6M
Q3 24
$24.1M
Q2 24
$6.4M
$5.8M
Q1 24
$-19.2M
FCF Margin
AFRI
AFRI
CUBI
CUBI
Q4 25
203.0%
Q3 25
45.9%
Q2 25
0.1%
78.6%
Q1 25
65.4%
Q4 24
85.5%
Q3 24
14.4%
Q2 24
4.4%
2.9%
Q1 24
-10.6%
Capex Intensity
AFRI
AFRI
CUBI
CUBI
Q4 25
5.8%
Q3 25
4.5%
Q2 25
0.4%
0.0%
Q1 25
0.5%
Q4 24
0.9%
Q3 24
0.2%
Q2 24
2.8%
0.2%
Q1 24
0.2%
Cash Conversion
AFRI
AFRI
CUBI
CUBI
Q4 25
Q3 25
1.54×
Q2 25
2.66×
Q1 25
7.29×
Q4 24
Q3 24
0.52×
Q2 24
0.10×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AFRI
AFRI

Sales to external customers, Total$159.7M100%
Couscous & Pasta$934.0K1%
Soft Wheat$393.0K0%

CUBI
CUBI

Segment breakdown not available.

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