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Side-by-side financial comparison of ASSURED GUARANTY LTD (AGO) and American Integrity Insurance Group, Inc. (AII), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.

Assured Investment Management (AIM) was an institutional asset management firm with a heritage in credit strategies, managing approximately $15.2 billion as of its defunct status in July 2023. Secondaries Investors referred to AIM as "one of the world's most prominent hedge funds".

American International Group, Inc. (AIG) is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. As of 2023, AIG employed 25,200 people. The company operates through three core businesses: general insurance, life & retirement, and a standalone technology-enabled subsidiary. General Insurance includes Commercial, Personal Insurance, U.S. and International field operations. Life & Retirement includes Group Retirement, Individua...

AGO vs AII — Head-to-Head

Bigger by revenue
AII
AII
Infinity× larger
AII
$68.1M
$0
AGO

Income Statement — Q4 2024 vs Q4 2025

Metric
AGO
AGO
AII
AII
Revenue
$0
$68.1M
Net Profit
$18.0M
$20.9M
Gross Margin
Operating Margin
43.0%
Net Margin
30.7%
Revenue YoY
Net Profit YoY
-95.2%
EPS (diluted)
$0.40
$0.58

Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.

Revenue
AGO
AGO
AII
AII
Q4 25
$68.1M
Q3 25
$62.0M
Q2 25
$74.5M
Q1 25
$71.9M
Q4 24
$0
Q3 24
$0
Q2 24
$0
Q1 24
$0
Net Profit
AGO
AGO
AII
AII
Q4 25
$20.9M
Q3 25
$13.2M
Q2 25
$27.5M
Q1 25
$38.1M
Q4 24
$18.0M
Q3 24
$171.0M
Q2 24
$78.0M
Q1 24
$109.0M
Operating Margin
AGO
AGO
AII
AII
Q4 25
43.0%
Q3 25
30.3%
Q2 25
32.3%
Q1 25
59.7%
Q4 24
Q3 24
Q2 24
Q1 24
Net Margin
AGO
AGO
AII
AII
Q4 25
30.7%
Q3 25
21.2%
Q2 25
36.9%
Q1 25
53.0%
Q4 24
Q3 24
Q2 24
Q1 24
EPS (diluted)
AGO
AGO
AII
AII
Q4 25
$0.58
Q3 25
$0.67
Q2 25
$1.62
Q1 25
$2.78
Q4 24
$0.40
Q3 24
$3.17
Q2 24
$1.41
Q1 24
$1.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.

Metric
AGO
AGO
AII
AII
Cash + ST InvestmentsLiquidity on hand
$1.2B
$222.0M
Total DebtLower is stronger
$1.7B
$618.0K
Stockholders' EquityBook value
$5.5B
$337.0M
Total Assets
$11.9B
$1.2B
Debt / EquityLower = less leverage
0.31×
0.00×

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Cash + ST Investments
AGO
AGO
AII
AII
Q4 25
$222.0M
Q3 25
$171.9M
Q2 25
$259.6M
Q1 25
$236.4M
Q4 24
$1.2B
Q3 24
$1.5B
Q2 24
$1.7B
Q1 24
$1.6B
Total Debt
AGO
AGO
AII
AII
Q4 25
$618.0K
Q3 25
$721.0K
Q2 25
$824.0K
Q1 25
$926.0K
Q4 24
$1.7B
Q3 24
$1.7B
Q2 24
$1.7B
Q1 24
$1.7B
Stockholders' Equity
AGO
AGO
AII
AII
Q4 25
$337.0M
Q3 25
$315.9M
Q2 25
$301.9M
Q1 25
$186.1M
Q4 24
$5.5B
Q3 24
$5.7B
Q2 24
$5.5B
Q1 24
$5.6B
Total Assets
AGO
AGO
AII
AII
Q4 25
$1.2B
Q3 25
$1.4B
Q2 25
$1.6B
Q1 25
$1.1B
Q4 24
$11.9B
Q3 24
$12.3B
Q2 24
$12.1B
Q1 24
$12.2B
Debt / Equity
AGO
AGO
AII
AII
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.31×
Q3 24
0.30×
Q2 24
0.31×
Q1 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.

Metric
AGO
AGO
AII
AII
Operating Cash FlowLast quarter
$46.0M
$50.2M
Free Cash FlowOCF − Capex
$50.2M
FCF MarginFCF / Revenue
73.7%
Capex IntensityCapex / Revenue; lower = less reinvestment burden
0.0%
Cash ConversionOCF / Net Profit; >1× = earnings back up with cash
2.56×
2.41×
TTM Free Cash FlowTrailing 4 quarters
$133.1M

8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.

Operating Cash Flow
AGO
AGO
AII
AII
Q4 25
$50.2M
Q3 25
$-7.5M
Q2 25
$27.4M
Q1 25
$68.1M
Q4 24
$46.0M
Q3 24
$17.0M
Q2 24
$58.0M
Q1 24
$-74.0M
Free Cash Flow
AGO
AGO
AII
AII
Q4 25
$50.2M
Q3 25
$-11.9M
Q2 25
$26.9M
Q1 25
$68.0M
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
AGO
AGO
AII
AII
Q4 25
73.7%
Q3 25
-19.2%
Q2 25
36.1%
Q1 25
94.6%
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
AGO
AGO
AII
AII
Q4 25
0.0%
Q3 25
7.2%
Q2 25
0.6%
Q1 25
0.2%
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
AGO
AGO
AII
AII
Q4 25
2.41×
Q3 25
-0.57×
Q2 25
1.00×
Q1 25
1.79×
Q4 24
2.56×
Q3 24
0.10×
Q2 24
0.74×
Q1 24
-0.68×

Financial Flow Comparison

Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.

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