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Side-by-side financial comparison of Adecoagro S.A. (AGRO) and BANC OF CALIFORNIA, INC. (BANC). Click either name above to swap in a different company.

Adecoagro S.A. is the larger business by last-quarter revenue ($304.2M vs $286.9M, roughly 1.1× BANC OF CALIFORNIA, INC.). BANC OF CALIFORNIA, INC. runs the higher net margin — 25.1% vs 2.1%, a 23.0% gap on every dollar of revenue. On growth, BANC OF CALIFORNIA, INC. posted the faster year-over-year revenue change (7.9% vs -35.5%).

Astra Agro Lestari Tbk. (AAL) is the second biggest palm oil company in Indonesia. It is a subsidiary of PT Astra International Tbk. At least in 2004, it controlled extensive land banks. It has two concessions on peatlands in Riau, with an estimated total area of 20,000 hectares.

Banc of California is an American bank with 80 branches in California, as well as locations in Denver, Colorado, and Durham, North Carolina. The bank is headquartered in Los Angeles, California, with about 2,000 employees nationwide including in New York and Chicago. Banc of California offers a broad range of loan and deposit products and services, focusing on providing banking and treasury management services to small-, middle-market, and venture-backed businesses.

AGRO vs BANC — Head-to-Head

Bigger by revenue
AGRO
AGRO
1.1× larger
AGRO
$304.2M
$286.9M
BANC
Growing faster (revenue YoY)
BANC
BANC
+43.3% gap
BANC
7.9%
-35.5%
AGRO
Higher net margin
BANC
BANC
23.0% more per $
BANC
25.1%
2.1%
AGRO

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
AGRO
AGRO
BANC
BANC
Revenue
$304.2M
$286.9M
Net Profit
$6.4M
$72.0M
Gross Margin
35.1%
Operating Margin
18.7%
Net Margin
2.1%
25.1%
Revenue YoY
-35.5%
7.9%
Net Profit YoY
-65.7%
34.3%
EPS (diluted)
$0.07
$0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AGRO
AGRO
BANC
BANC
Q1 26
$286.9M
Q4 25
$458.5M
Q3 25
$304.2M
$466.8M
Q2 25
$453.1M
Q1 25
$440.3M
Q4 24
$453.5M
Q3 24
$471.5M
$431.4M
Q2 24
$492.4M
Net Profit
AGRO
AGRO
BANC
BANC
Q1 26
$72.0M
Q4 25
$77.4M
Q3 25
$6.4M
$69.6M
Q2 25
$28.4M
Q1 25
$53.6M
Q4 24
$56.9M
Q3 24
$18.7M
$8.8M
Q2 24
$30.3M
Gross Margin
AGRO
AGRO
BANC
BANC
Q1 26
Q4 25
Q3 25
35.1%
Q2 25
Q1 25
Q4 24
Q3 24
25.1%
Q2 24
Operating Margin
AGRO
AGRO
BANC
BANC
Q1 26
Q4 25
21.8%
Q3 25
18.7%
19.8%
Q2 25
10.6%
Q1 25
16.6%
Q4 24
15.5%
Q3 24
6.3%
2.7%
Q2 24
9.1%
Net Margin
AGRO
AGRO
BANC
BANC
Q1 26
25.1%
Q4 25
16.9%
Q3 25
2.1%
14.9%
Q2 25
6.3%
Q1 25
12.2%
Q4 24
12.6%
Q3 24
4.0%
2.0%
Q2 24
6.2%
EPS (diluted)
AGRO
AGRO
BANC
BANC
Q1 26
$0.39
Q4 25
$0.41
Q3 25
$0.07
$0.38
Q2 25
$0.12
Q1 25
$0.26
Q4 24
$0.29
Q3 24
$0.19
$-0.01
Q2 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AGRO
AGRO
BANC
BANC
Cash + ST InvestmentsLiquidity on hand
$340.0M
$2.2B
Total DebtLower is stronger
Stockholders' EquityBook value
$1.4B
$3.6B
Total Assets
$3.6B
$34.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AGRO
AGRO
BANC
BANC
Q1 26
$2.2B
Q4 25
Q3 25
$340.0M
Q2 25
Q1 25
Q4 24
Q3 24
$198.3M
Q2 24
Total Debt
AGRO
AGRO
BANC
BANC
Q1 26
Q4 25
$2.1B
Q3 25
$2.0B
Q2 25
$1.9B
Q1 25
$1.7B
Q4 24
$1.4B
Q3 24
$1.6B
Q2 24
$1.4B
Stockholders' Equity
AGRO
AGRO
BANC
BANC
Q1 26
$3.6B
Q4 25
$3.5B
Q3 25
$1.4B
$3.5B
Q2 25
$3.4B
Q1 25
$3.5B
Q4 24
$3.5B
Q3 24
$1.4B
$3.5B
Q2 24
$3.4B
Total Assets
AGRO
AGRO
BANC
BANC
Q1 26
$34.7B
Q4 25
$34.8B
Q3 25
$3.6B
$34.0B
Q2 25
$34.3B
Q1 25
$33.8B
Q4 24
$33.5B
Q3 24
$33.4B
Q2 24
$35.2B
Debt / Equity
AGRO
AGRO
BANC
BANC
Q1 26
Q4 25
0.58×
Q3 25
0.58×
Q2 25
0.56×
Q1 25
0.47×
Q4 24
0.40×
Q3 24
0.46×
Q2 24
0.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AGRO
AGRO
BANC
BANC
Operating Cash FlowLast quarter
$138.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
21.58×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AGRO
AGRO
BANC
BANC
Q1 26
Q4 25
$255.6M
Q3 25
$138.7M
$75.7M
Q2 25
$62.7M
Q1 25
$15.1M
Q4 24
$77.4M
Q3 24
$164.9M
$46.9M
Q2 24
$39.1M
Free Cash Flow
AGRO
AGRO
BANC
BANC
Q1 26
Q4 25
$234.8M
Q3 25
$75.5M
Q2 25
$61.4M
Q1 25
$13.6M
Q4 24
$64.3M
Q3 24
$44.6M
Q2 24
$34.4M
FCF Margin
AGRO
AGRO
BANC
BANC
Q1 26
Q4 25
51.2%
Q3 25
16.2%
Q2 25
13.6%
Q1 25
3.1%
Q4 24
14.2%
Q3 24
10.3%
Q2 24
7.0%
Capex Intensity
AGRO
AGRO
BANC
BANC
Q1 26
Q4 25
4.5%
Q3 25
0.0%
Q2 25
0.3%
Q1 25
0.3%
Q4 24
2.9%
Q3 24
0.5%
Q2 24
1.0%
Cash Conversion
AGRO
AGRO
BANC
BANC
Q1 26
Q4 25
3.30×
Q3 25
21.58×
1.09×
Q2 25
2.21×
Q1 25
0.28×
Q4 24
1.36×
Q3 24
8.81×
5.34×
Q2 24
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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