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Side-by-side financial comparison of C3.ai, Inc. (AI) and MEDALLION FINANCIAL CORP (MFIN). Click either name above to swap in a different company.
C3.ai, Inc. is the larger business by last-quarter revenue ($75.1M vs $70.6M, roughly 1.1× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -139.3%, a 156.6% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs -20.3%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
AI vs MFIN — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $70.6M |
| Net Profit | $-104.7M | $12.2M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | 29.3% |
| Net Margin | -139.3% | 17.3% |
| Revenue YoY | -20.3% | 25.4% |
| Net Profit YoY | -58.7% | 20.3% |
| EPS (diluted) | $-0.75 | $0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $75.1M | $70.6M | ||
| Q3 25 | $70.3M | $58.7M | ||
| Q2 25 | $108.7M | $62.6M | ||
| Q1 25 | $98.8M | $63.0M | ||
| Q4 24 | $94.3M | $56.3M | ||
| Q3 24 | $87.2M | $53.3M | ||
| Q2 24 | $86.6M | $51.0M | ||
| Q1 24 | $78.4M | $53.3M |
| Q4 25 | $-104.7M | $12.2M | ||
| Q3 25 | $-116.8M | $7.8M | ||
| Q2 25 | $-79.7M | $11.1M | ||
| Q1 25 | $-80.2M | $12.0M | ||
| Q4 24 | $-66.0M | $10.1M | ||
| Q3 24 | $-62.8M | $8.6M | ||
| Q2 24 | $-72.9M | $7.1M | ||
| Q1 24 | $-72.6M | $10.0M |
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — | ||
| Q1 24 | 57.8% | — |
| Q4 25 | -149.2% | 29.3% | ||
| Q3 25 | -177.7% | 33.2% | ||
| Q2 25 | -81.8% | 31.1% | ||
| Q1 25 | -88.7% | 32.1% | ||
| Q4 24 | -79.8% | 32.8% | ||
| Q3 24 | -83.2% | 26.6% | ||
| Q2 24 | -95.1% | 24.3% | ||
| Q1 24 | -105.3% | 33.6% |
| Q4 25 | -139.3% | 17.3% | ||
| Q3 25 | -166.2% | 13.2% | ||
| Q2 25 | -73.3% | 17.7% | ||
| Q1 25 | -81.2% | 19.1% | ||
| Q4 24 | -69.9% | 18.0% | ||
| Q3 24 | -72.0% | 16.1% | ||
| Q2 24 | -84.2% | 13.9% | ||
| Q1 24 | -92.6% | 18.8% |
| Q4 25 | $-0.75 | $0.50 | ||
| Q3 25 | $-0.86 | $0.32 | ||
| Q2 25 | $-0.60 | $0.46 | ||
| Q1 25 | $-0.62 | $0.50 | ||
| Q4 24 | $-0.52 | $0.43 | ||
| Q3 24 | $-0.50 | $0.37 | ||
| Q2 24 | $-0.59 | $0.30 | ||
| Q1 24 | $-0.60 | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | $136.3M |
| Total DebtLower is stronger | — | $216.0M |
| Stockholders' EquityBook value | $771.9M | $408.6M |
| Total Assets | $961.3M | $3.0B |
| Debt / EquityLower = less leverage | — | 0.53× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $675.0M | $136.3M | ||
| Q3 25 | $711.9M | $72.5M | ||
| Q2 25 | $742.7M | $110.4M | ||
| Q1 25 | $724.3M | $131.5M | ||
| Q4 24 | $730.4M | $98.2M | ||
| Q3 24 | $762.5M | $120.6M | ||
| Q2 24 | $750.4M | $87.7M | ||
| Q1 24 | $723.3M | $54.8M |
| Q4 25 | — | $216.0M | ||
| Q3 25 | — | $215.7M | ||
| Q2 25 | — | $199.9M | ||
| Q1 25 | — | $199.7M | ||
| Q4 24 | — | $232.2M | ||
| Q3 24 | — | $232.0M | ||
| Q2 24 | — | $230.8M | ||
| Q1 24 | — | $225.6M |
| Q4 25 | $771.9M | $408.6M | ||
| Q3 25 | $798.8M | $397.4M | ||
| Q2 25 | $838.3M | $389.9M | ||
| Q1 25 | $860.2M | $380.2M | ||
| Q4 24 | $859.0M | $370.2M | ||
| Q3 24 | $874.9M | $362.4M | ||
| Q2 24 | $873.4M | $354.0M | ||
| Q1 24 | $898.0M | $349.0M |
| Q4 25 | $961.3M | $3.0B | ||
| Q3 25 | $968.7M | $2.9B | ||
| Q2 25 | $1.0B | $2.9B | ||
| Q1 25 | $1.1B | $2.8B | ||
| Q4 24 | $1.0B | $2.9B | ||
| Q3 24 | $1.1B | $2.9B | ||
| Q2 24 | $1.0B | $2.8B | ||
| Q1 24 | $1.1B | $2.6B |
| Q4 25 | — | 0.53× | ||
| Q3 25 | — | 0.54× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.53× | ||
| Q4 24 | — | 0.63× | ||
| Q3 24 | — | 0.64× | ||
| Q2 24 | — | 0.65× | ||
| Q1 24 | — | 0.65× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | $126.3M |
| Free Cash FlowOCF − Capex | $-46.9M | — |
| FCF MarginFCF / Revenue | -62.4% | — |
| Capex IntensityCapex / Revenue | 0.5% | — |
| Cash ConversionOCF / Net Profit | — | 10.35× |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-46.5M | $126.3M | ||
| Q3 25 | $-33.5M | $67.0M | ||
| Q2 25 | $11.3M | $-10.7M | ||
| Q1 25 | $-22.0M | $36.3M | ||
| Q4 24 | $-38.7M | $108.7M | ||
| Q3 24 | $8.0M | $24.6M | ||
| Q2 24 | $21.3M | $27.6M | ||
| Q1 24 | $-39.1M | $32.3M |
| Q4 25 | $-46.9M | — | ||
| Q3 25 | $-34.3M | — | ||
| Q2 25 | $10.3M | — | ||
| Q1 25 | $-22.4M | — | ||
| Q4 24 | $-39.5M | — | ||
| Q3 24 | $7.1M | — | ||
| Q2 24 | $18.8M | — | ||
| Q1 24 | $-45.1M | — |
| Q4 25 | -62.4% | — | ||
| Q3 25 | -48.8% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | -22.7% | — | ||
| Q4 24 | -41.9% | — | ||
| Q3 24 | 8.2% | — | ||
| Q2 24 | 21.7% | — | ||
| Q1 24 | -57.6% | — |
| Q4 25 | 0.5% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 2.9% | — | ||
| Q1 24 | 7.8% | — |
| Q4 25 | — | 10.35× | ||
| Q3 25 | — | 8.63× | ||
| Q2 25 | — | -0.97× | ||
| Q1 25 | — | 3.02× | ||
| Q4 24 | — | 10.72× | ||
| Q3 24 | — | 2.86× | ||
| Q2 24 | — | 3.89× | ||
| Q1 24 | — | 3.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
MFIN
Segment breakdown not available.
