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Side-by-side financial comparison of C3.ai, Inc. (AI) and Third Coast Bancshares, Inc. (TCBX). Click either name above to swap in a different company.
C3.ai, Inc. is the larger business by last-quarter revenue ($75.1M vs $57.7M, roughly 1.3× Third Coast Bancshares, Inc.). Third Coast Bancshares, Inc. runs the higher net margin — 28.4% vs -139.3%, a 167.7% gap on every dollar of revenue. Over the past eight quarters, Third Coast Bancshares, Inc.'s revenue compounded faster (17.5% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.
AI vs TCBX — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $75.1M | $57.7M |
| Net Profit | $-104.7M | $16.4M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | — |
| Net Margin | -139.3% | 28.4% |
| Revenue YoY | -20.3% | — |
| Net Profit YoY | -58.7% | 20.5% |
| EPS (diluted) | $-0.75 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $57.7M | ||
| Q4 25 | $75.1M | $56.5M | ||
| Q3 25 | $70.3M | $54.5M | ||
| Q2 25 | $108.7M | $52.0M | ||
| Q1 25 | $98.8M | $45.9M | ||
| Q4 24 | $94.3M | $46.3M | ||
| Q3 24 | $87.2M | $42.9M | ||
| Q2 24 | $86.6M | $41.7M |
| Q1 26 | — | $16.4M | ||
| Q4 25 | $-104.7M | $17.9M | ||
| Q3 25 | $-116.8M | $18.1M | ||
| Q2 25 | $-79.7M | $16.7M | ||
| Q1 25 | $-80.2M | $13.6M | ||
| Q4 24 | $-66.0M | $13.7M | ||
| Q3 24 | $-62.8M | $12.8M | ||
| Q2 24 | $-72.9M | $10.8M |
| Q1 26 | — | — | ||
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | -149.2% | 38.1% | ||
| Q3 25 | -177.7% | 41.9% | ||
| Q2 25 | -81.8% | 40.5% | ||
| Q1 25 | -88.7% | 37.8% | ||
| Q4 24 | -79.8% | 38.7% | ||
| Q3 24 | -83.2% | 37.9% | ||
| Q2 24 | -95.1% | 34.1% |
| Q1 26 | — | 28.4% | ||
| Q4 25 | -139.3% | 31.7% | ||
| Q3 25 | -166.2% | 33.1% | ||
| Q2 25 | -73.3% | 32.2% | ||
| Q1 25 | -81.2% | 29.6% | ||
| Q4 24 | -69.9% | 29.7% | ||
| Q3 24 | -72.0% | 29.8% | ||
| Q2 24 | -84.2% | 25.9% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $-0.75 | $1.02 | ||
| Q3 25 | $-0.86 | $1.03 | ||
| Q2 25 | $-0.60 | $0.96 | ||
| Q1 25 | $-0.62 | $0.78 | ||
| Q4 24 | $-0.52 | $0.80 | ||
| Q3 24 | $-0.50 | $0.74 | ||
| Q2 24 | $-0.59 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $771.9M | $650.5M |
| Total Assets | $961.3M | $6.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $675.0M | $175.2M | ||
| Q3 25 | $711.9M | $116.4M | ||
| Q2 25 | $742.7M | $113.1M | ||
| Q1 25 | $724.3M | $219.0M | ||
| Q4 24 | $730.4M | $371.2M | ||
| Q3 24 | $762.5M | $258.2M | ||
| Q2 24 | $750.4M | $241.8M |
| Q1 26 | — | $650.5M | ||
| Q4 25 | $771.9M | $531.0M | ||
| Q3 25 | $798.8M | $513.8M | ||
| Q2 25 | $838.3M | $496.1M | ||
| Q1 25 | $860.2M | $479.8M | ||
| Q4 24 | $859.0M | $460.7M | ||
| Q3 24 | $874.9M | $450.5M | ||
| Q2 24 | $873.4M | $435.0M |
| Q1 26 | — | $6.6B | ||
| Q4 25 | $961.3M | $5.3B | ||
| Q3 25 | $968.7M | $5.1B | ||
| Q2 25 | $1.0B | $4.9B | ||
| Q1 25 | $1.1B | $4.9B | ||
| Q4 24 | $1.0B | $4.9B | ||
| Q3 24 | $1.1B | $4.6B | ||
| Q2 24 | $1.0B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | — |
| Free Cash FlowOCF − Capex | $-46.9M | — |
| FCF MarginFCF / Revenue | -62.4% | — |
| Capex IntensityCapex / Revenue | 0.5% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-46.5M | $50.8M | ||
| Q3 25 | $-33.5M | $20.7M | ||
| Q2 25 | $11.3M | $13.9M | ||
| Q1 25 | $-22.0M | $10.5M | ||
| Q4 24 | $-38.7M | $35.1M | ||
| Q3 24 | $8.0M | $22.0M | ||
| Q2 24 | $21.3M | $7.3M |
| Q1 26 | — | — | ||
| Q4 25 | $-46.9M | — | ||
| Q3 25 | $-34.3M | — | ||
| Q2 25 | $10.3M | — | ||
| Q1 25 | $-22.4M | — | ||
| Q4 24 | $-39.5M | $33.4M | ||
| Q3 24 | $7.1M | — | ||
| Q2 24 | $18.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | -62.4% | — | ||
| Q3 25 | -48.8% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | -22.7% | — | ||
| Q4 24 | -41.9% | 72.1% | ||
| Q3 24 | 8.2% | — | ||
| Q2 24 | 21.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 0.9% | 3.8% | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 2.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.84× | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | — | 0.83× | ||
| Q1 25 | — | 0.77× | ||
| Q4 24 | — | 2.56× | ||
| Q3 24 | — | 1.72× | ||
| Q2 24 | — | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
