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Side-by-side financial comparison of C3.ai, Inc. (AI) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.
C3.ai, Inc. is the larger business by last-quarter revenue ($75.1M vs $70.5M, roughly 1.1× FIRST FINANCIAL CORP). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs -139.3%, a 169.7% gap on every dollar of revenue. On growth, FIRST FINANCIAL CORP posted the faster year-over-year revenue change (14.1% vs -20.3%). FIRST FINANCIAL CORP produced more free cash flow last quarter ($86.4M vs $-46.9M). Over the past eight quarters, FIRST FINANCIAL CORP's revenue compounded faster (20.8% CAGR vs -2.1%).
C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.
First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.
AI vs THFF — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $75.1M | $70.5M |
| Net Profit | $-104.7M | $21.5M |
| Gross Margin | 40.4% | — |
| Operating Margin | -149.2% | 37.4% |
| Net Margin | -139.3% | 30.4% |
| Revenue YoY | -20.3% | 14.1% |
| Net Profit YoY | -58.7% | 32.1% |
| EPS (diluted) | $-0.75 | $1.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $75.1M | $70.5M | ||
| Q3 25 | $70.3M | $65.8M | ||
| Q2 25 | $108.7M | $63.1M | ||
| Q1 25 | $98.8M | $62.5M | ||
| Q4 24 | $94.3M | $61.8M | ||
| Q3 24 | $87.2M | $58.4M | ||
| Q2 24 | $86.6M | $49.2M | ||
| Q1 24 | $78.4M | $48.4M |
| Q4 25 | $-104.7M | $21.5M | ||
| Q3 25 | $-116.8M | $20.8M | ||
| Q2 25 | $-79.7M | $18.6M | ||
| Q1 25 | $-80.2M | $18.4M | ||
| Q4 24 | $-66.0M | $16.2M | ||
| Q3 24 | $-62.8M | $8.7M | ||
| Q2 24 | $-72.9M | $11.4M | ||
| Q1 24 | $-72.6M | $10.9M |
| Q4 25 | 40.4% | — | ||
| Q3 25 | 37.6% | — | ||
| Q2 25 | 62.1% | — | ||
| Q1 25 | 59.1% | — | ||
| Q4 24 | 61.3% | — | ||
| Q3 24 | 59.8% | — | ||
| Q2 24 | 59.6% | — | ||
| Q1 24 | 57.8% | — |
| Q4 25 | -149.2% | 37.4% | ||
| Q3 25 | -177.7% | 39.2% | ||
| Q2 25 | -81.8% | 36.2% | ||
| Q1 25 | -88.7% | 38.1% | ||
| Q4 24 | -79.8% | 32.4% | ||
| Q3 24 | -83.2% | 17.9% | ||
| Q2 24 | -95.1% | 27.6% | ||
| Q1 24 | -105.3% | 27.2% |
| Q4 25 | -139.3% | 30.4% | ||
| Q3 25 | -166.2% | 31.6% | ||
| Q2 25 | -73.3% | 29.5% | ||
| Q1 25 | -81.2% | 29.5% | ||
| Q4 24 | -69.9% | 26.3% | ||
| Q3 24 | -72.0% | 15.0% | ||
| Q2 24 | -84.2% | 23.1% | ||
| Q1 24 | -92.6% | 22.6% |
| Q4 25 | $-0.75 | $1.81 | ||
| Q3 25 | $-0.86 | $1.75 | ||
| Q2 25 | $-0.60 | $1.57 | ||
| Q1 25 | $-0.62 | $1.55 | ||
| Q4 24 | $-0.52 | $1.37 | ||
| Q3 24 | $-0.50 | $0.74 | ||
| Q2 24 | $-0.59 | $0.96 | ||
| Q1 24 | $-0.60 | $0.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $675.0M | — |
| Total DebtLower is stronger | — | $188.2M |
| Stockholders' EquityBook value | $771.9M | $650.9M |
| Total Assets | $961.3M | $5.8B |
| Debt / EquityLower = less leverage | — | 0.29× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $675.0M | — | ||
| Q3 25 | $711.9M | — | ||
| Q2 25 | $742.7M | — | ||
| Q1 25 | $724.3M | — | ||
| Q4 24 | $730.4M | — | ||
| Q3 24 | $762.5M | — | ||
| Q2 24 | $750.4M | — | ||
| Q1 24 | $723.3M | — |
| Q4 25 | — | $188.2M | ||
| Q3 25 | — | $170.5M | ||
| Q2 25 | — | $122.7M | ||
| Q1 25 | — | $124.9M | ||
| Q4 24 | — | $28.1M | ||
| Q3 24 | — | $30.5M | ||
| Q2 24 | — | $108.6M | ||
| Q1 24 | — | $58.6M |
| Q4 25 | $771.9M | $650.9M | ||
| Q3 25 | $798.8M | $622.2M | ||
| Q2 25 | $838.3M | $587.7M | ||
| Q1 25 | $860.2M | $571.9M | ||
| Q4 24 | $859.0M | $549.0M | ||
| Q3 24 | $874.9M | $566.0M | ||
| Q2 24 | $873.4M | $530.7M | ||
| Q1 24 | $898.0M | $520.8M |
| Q4 25 | $961.3M | $5.8B | ||
| Q3 25 | $968.7M | $5.7B | ||
| Q2 25 | $1.0B | $5.6B | ||
| Q1 25 | $1.1B | $5.5B | ||
| Q4 24 | $1.0B | $5.6B | ||
| Q3 24 | $1.1B | $5.5B | ||
| Q2 24 | $1.0B | $4.9B | ||
| Q1 24 | $1.1B | $4.9B |
| Q4 25 | — | 0.29× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.22× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.20× | ||
| Q1 24 | — | 0.11× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $-46.5M | $90.4M |
| Free Cash FlowOCF − Capex | $-46.9M | $86.4M |
| FCF MarginFCF / Revenue | -62.4% | 122.5% |
| Capex IntensityCapex / Revenue | 0.5% | 5.6% |
| Cash ConversionOCF / Net Profit | — | 4.21× |
| TTM Free Cash FlowTrailing 4 quarters | $-93.2M | $144.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-46.5M | $90.4M | ||
| Q3 25 | $-33.5M | $26.9M | ||
| Q2 25 | $11.3M | $12.7M | ||
| Q1 25 | $-22.0M | $21.1M | ||
| Q4 24 | $-38.7M | $60.4M | ||
| Q3 24 | $8.0M | $23.3M | ||
| Q2 24 | $21.3M | $8.8M | ||
| Q1 24 | $-39.1M | $12.4M |
| Q4 25 | $-46.9M | $86.4M | ||
| Q3 25 | $-34.3M | $25.8M | ||
| Q2 25 | $10.3M | $11.6M | ||
| Q1 25 | $-22.4M | $20.5M | ||
| Q4 24 | $-39.5M | $54.3M | ||
| Q3 24 | $7.1M | $19.5M | ||
| Q2 24 | $18.8M | $8.4M | ||
| Q1 24 | $-45.1M | $11.5M |
| Q4 25 | -62.4% | 122.5% | ||
| Q3 25 | -48.8% | 39.2% | ||
| Q2 25 | 9.5% | 18.4% | ||
| Q1 25 | -22.7% | 32.8% | ||
| Q4 24 | -41.9% | 87.8% | ||
| Q3 24 | 8.2% | 33.5% | ||
| Q2 24 | 21.7% | 17.2% | ||
| Q1 24 | -57.6% | 23.7% |
| Q4 25 | 0.5% | 5.6% | ||
| Q3 25 | 1.1% | 1.7% | ||
| Q2 25 | 0.9% | 1.8% | ||
| Q1 25 | 0.4% | 0.9% | ||
| Q4 24 | 0.9% | 9.9% | ||
| Q3 24 | 1.1% | 6.5% | ||
| Q2 24 | 2.9% | 0.7% | ||
| Q1 24 | 7.8% | 2.0% |
| Q4 25 | — | 4.21× | ||
| Q3 25 | — | 1.29× | ||
| Q2 25 | — | 0.68× | ||
| Q1 25 | — | 1.14× | ||
| Q4 24 | — | 3.72× | ||
| Q3 24 | — | 2.67× | ||
| Q2 24 | — | 0.77× | ||
| Q1 24 | — | 1.14× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AI
| License And Service | $70.2M | 93% |
| Professional Services | $4.9M | 7% |
THFF
Segment breakdown not available.