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Side-by-side financial comparison of C3.ai, Inc. (AI) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.

C3.ai, Inc. is the larger business by last-quarter revenue ($75.1M vs $70.5M, roughly 1.1× FIRST FINANCIAL CORP). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs -139.3%, a 169.7% gap on every dollar of revenue. On growth, FIRST FINANCIAL CORP posted the faster year-over-year revenue change (14.1% vs -20.3%). FIRST FINANCIAL CORP produced more free cash flow last quarter ($86.4M vs $-46.9M). Over the past eight quarters, FIRST FINANCIAL CORP's revenue compounded faster (20.8% CAGR vs -2.1%).

C3.ai, Inc. is a leading enterprise artificial intelligence software provider that develops and delivers scalable AI applications, platform tools, and industry-specific solutions for clients across sectors including manufacturing, energy, financial services, healthcare and public sector. Its offerings help organizations optimize operations, reduce costs, mitigate risks, and realize data-driven decision making.

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

AI vs THFF — Head-to-Head

Bigger by revenue
AI
AI
1.1× larger
AI
$75.1M
$70.5M
THFF
Growing faster (revenue YoY)
THFF
THFF
+34.5% gap
THFF
14.1%
-20.3%
AI
Higher net margin
THFF
THFF
169.7% more per $
THFF
30.4%
-139.3%
AI
More free cash flow
THFF
THFF
$133.3M more FCF
THFF
$86.4M
$-46.9M
AI
Faster 2-yr revenue CAGR
THFF
THFF
Annualised
THFF
20.8%
-2.1%
AI

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
AI
AI
THFF
THFF
Revenue
$75.1M
$70.5M
Net Profit
$-104.7M
$21.5M
Gross Margin
40.4%
Operating Margin
-149.2%
37.4%
Net Margin
-139.3%
30.4%
Revenue YoY
-20.3%
14.1%
Net Profit YoY
-58.7%
32.1%
EPS (diluted)
$-0.75
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AI
AI
THFF
THFF
Q4 25
$75.1M
$70.5M
Q3 25
$70.3M
$65.8M
Q2 25
$108.7M
$63.1M
Q1 25
$98.8M
$62.5M
Q4 24
$94.3M
$61.8M
Q3 24
$87.2M
$58.4M
Q2 24
$86.6M
$49.2M
Q1 24
$78.4M
$48.4M
Net Profit
AI
AI
THFF
THFF
Q4 25
$-104.7M
$21.5M
Q3 25
$-116.8M
$20.8M
Q2 25
$-79.7M
$18.6M
Q1 25
$-80.2M
$18.4M
Q4 24
$-66.0M
$16.2M
Q3 24
$-62.8M
$8.7M
Q2 24
$-72.9M
$11.4M
Q1 24
$-72.6M
$10.9M
Gross Margin
AI
AI
THFF
THFF
Q4 25
40.4%
Q3 25
37.6%
Q2 25
62.1%
Q1 25
59.1%
Q4 24
61.3%
Q3 24
59.8%
Q2 24
59.6%
Q1 24
57.8%
Operating Margin
AI
AI
THFF
THFF
Q4 25
-149.2%
37.4%
Q3 25
-177.7%
39.2%
Q2 25
-81.8%
36.2%
Q1 25
-88.7%
38.1%
Q4 24
-79.8%
32.4%
Q3 24
-83.2%
17.9%
Q2 24
-95.1%
27.6%
Q1 24
-105.3%
27.2%
Net Margin
AI
AI
THFF
THFF
Q4 25
-139.3%
30.4%
Q3 25
-166.2%
31.6%
Q2 25
-73.3%
29.5%
Q1 25
-81.2%
29.5%
Q4 24
-69.9%
26.3%
Q3 24
-72.0%
15.0%
Q2 24
-84.2%
23.1%
Q1 24
-92.6%
22.6%
EPS (diluted)
AI
AI
THFF
THFF
Q4 25
$-0.75
$1.81
Q3 25
$-0.86
$1.75
Q2 25
$-0.60
$1.57
Q1 25
$-0.62
$1.55
Q4 24
$-0.52
$1.37
Q3 24
$-0.50
$0.74
Q2 24
$-0.59
$0.96
Q1 24
$-0.60
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AI
AI
THFF
THFF
Cash + ST InvestmentsLiquidity on hand
$675.0M
Total DebtLower is stronger
$188.2M
Stockholders' EquityBook value
$771.9M
$650.9M
Total Assets
$961.3M
$5.8B
Debt / EquityLower = less leverage
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AI
AI
THFF
THFF
Q4 25
$675.0M
Q3 25
$711.9M
Q2 25
$742.7M
Q1 25
$724.3M
Q4 24
$730.4M
Q3 24
$762.5M
Q2 24
$750.4M
Q1 24
$723.3M
Total Debt
AI
AI
THFF
THFF
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
AI
AI
THFF
THFF
Q4 25
$771.9M
$650.9M
Q3 25
$798.8M
$622.2M
Q2 25
$838.3M
$587.7M
Q1 25
$860.2M
$571.9M
Q4 24
$859.0M
$549.0M
Q3 24
$874.9M
$566.0M
Q2 24
$873.4M
$530.7M
Q1 24
$898.0M
$520.8M
Total Assets
AI
AI
THFF
THFF
Q4 25
$961.3M
$5.8B
Q3 25
$968.7M
$5.7B
Q2 25
$1.0B
$5.6B
Q1 25
$1.1B
$5.5B
Q4 24
$1.0B
$5.6B
Q3 24
$1.1B
$5.5B
Q2 24
$1.0B
$4.9B
Q1 24
$1.1B
$4.9B
Debt / Equity
AI
AI
THFF
THFF
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AI
AI
THFF
THFF
Operating Cash FlowLast quarter
$-46.5M
$90.4M
Free Cash FlowOCF − Capex
$-46.9M
$86.4M
FCF MarginFCF / Revenue
-62.4%
122.5%
Capex IntensityCapex / Revenue
0.5%
5.6%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$-93.2M
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AI
AI
THFF
THFF
Q4 25
$-46.5M
$90.4M
Q3 25
$-33.5M
$26.9M
Q2 25
$11.3M
$12.7M
Q1 25
$-22.0M
$21.1M
Q4 24
$-38.7M
$60.4M
Q3 24
$8.0M
$23.3M
Q2 24
$21.3M
$8.8M
Q1 24
$-39.1M
$12.4M
Free Cash Flow
AI
AI
THFF
THFF
Q4 25
$-46.9M
$86.4M
Q3 25
$-34.3M
$25.8M
Q2 25
$10.3M
$11.6M
Q1 25
$-22.4M
$20.5M
Q4 24
$-39.5M
$54.3M
Q3 24
$7.1M
$19.5M
Q2 24
$18.8M
$8.4M
Q1 24
$-45.1M
$11.5M
FCF Margin
AI
AI
THFF
THFF
Q4 25
-62.4%
122.5%
Q3 25
-48.8%
39.2%
Q2 25
9.5%
18.4%
Q1 25
-22.7%
32.8%
Q4 24
-41.9%
87.8%
Q3 24
8.2%
33.5%
Q2 24
21.7%
17.2%
Q1 24
-57.6%
23.7%
Capex Intensity
AI
AI
THFF
THFF
Q4 25
0.5%
5.6%
Q3 25
1.1%
1.7%
Q2 25
0.9%
1.8%
Q1 25
0.4%
0.9%
Q4 24
0.9%
9.9%
Q3 24
1.1%
6.5%
Q2 24
2.9%
0.7%
Q1 24
7.8%
2.0%
Cash Conversion
AI
AI
THFF
THFF
Q4 25
4.21×
Q3 25
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
0.77×
Q1 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AI
AI

License And Service$70.2M93%
Professional Services$4.9M7%

THFF
THFF

Segment breakdown not available.

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