vs
Side-by-side financial comparison of Senmiao Technology Ltd (AIHS) and Pineapple Financial Inc. (PAPL). Click either name above to swap in a different company.
Pineapple Financial Inc. is the larger business by last-quarter revenue ($707.3K vs $358.7K, roughly 2.0× Senmiao Technology Ltd). Senmiao Technology Ltd runs the higher net margin — -289.2% vs -2756.2%, a 2467.0% gap on every dollar of revenue. On growth, Pineapple Financial Inc. posted the faster year-over-year revenue change (-4.8% vs -60.9%).
Senmiao Technology Ltd is a China-based automotive service provider that operates online used car trading platforms, offers auto financing referral services, and matches after-sales support for individual consumers and small auto dealers across domestic regional markets. Its core segments include transaction facilitation, financing consulting, and other value-added services for the domestic automotive circulation sector.
AIHS vs PAPL — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $358.7K | $707.3K |
| Net Profit | $-1.0M | $-19.5M |
| Gross Margin | 13.8% | 48.9% |
| Operating Margin | -305.7% | -2518.8% |
| Net Margin | -289.2% | -2756.2% |
| Revenue YoY | -60.9% | -4.8% |
| Net Profit YoY | -83.5% | -3174.1% |
| EPS (diluted) | $-0.29 | $-1.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $707.3K | ||
| Q4 25 | $358.7K | $721.7K | ||
| Q3 25 | $906.5K | $730.5K | ||
| Q2 25 | $836.0K | $746.9K | ||
| Q1 25 | $809.6K | $743.3K | ||
| Q4 24 | $917.0K | $766.1K | ||
| Q3 24 | $742.3K | $598.3K | ||
| Q2 24 | $873.8K | $736.4K |
| Q1 26 | — | $-19.5M | ||
| Q4 25 | $-1.0M | $-6.4M | ||
| Q3 25 | $-648.7K | $-1.8M | ||
| Q2 25 | $-164.4K | $-557.7K | ||
| Q1 25 | $-1.8M | $-595.4K | ||
| Q4 24 | $-565.3K | $-656.9K | ||
| Q3 24 | $-711.4K | $-1.7M | ||
| Q2 24 | $-673.4K | $-848.6K |
| Q1 26 | — | 48.9% | ||
| Q4 25 | 13.8% | 49.6% | ||
| Q3 25 | 30.2% | 27.8% | ||
| Q2 25 | 23.6% | 67.6% | ||
| Q1 25 | 48.7% | 43.4% | ||
| Q4 24 | 11.6% | 45.9% | ||
| Q3 24 | 13.1% | 43.2% | ||
| Q2 24 | 29.0% | 44.2% |
| Q1 26 | — | -2518.8% | ||
| Q4 25 | -305.7% | -909.1% | ||
| Q3 25 | -83.6% | -131.3% | ||
| Q2 25 | -73.1% | -93.3% | ||
| Q1 25 | -255.3% | -80.6% | ||
| Q4 24 | -44.8% | -90.5% | ||
| Q3 24 | -83.0% | -232.8% | ||
| Q2 24 | -88.6% | -121.7% |
| Q1 26 | — | -2756.2% | ||
| Q4 25 | -289.2% | -891.6% | ||
| Q3 25 | -71.6% | -250.3% | ||
| Q2 25 | -19.7% | -74.7% | ||
| Q1 25 | -219.3% | -80.1% | ||
| Q4 24 | -61.7% | -85.7% | ||
| Q3 24 | -95.8% | -283.9% | ||
| Q2 24 | -77.1% | -115.2% |
| Q1 26 | — | $-1.21 | ||
| Q4 25 | $-0.29 | $-4.79 | ||
| Q3 25 | $-0.43 | $-0.93 | ||
| Q2 25 | $-0.15 | $-0.05 | ||
| Q1 25 | $1.51 | $-1.73 | ||
| Q4 24 | $-0.54 | $-2.60 | ||
| Q3 24 | $-0.68 | $-11.10 | ||
| Q2 24 | $-0.64 | $-0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.5M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $397.3K | $27.1M |
| Total Assets | $5.7M | $48.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $3.5M | — | ||
| Q3 25 | $677.0K | — | ||
| Q2 25 | $867.8K | — | ||
| Q1 25 | $701.3K | — | ||
| Q4 24 | $949.2K | — | ||
| Q3 24 | $792.0K | — | ||
| Q2 24 | $748.9K | — |
| Q1 26 | — | $27.1M | ||
| Q4 25 | $397.3K | $-5.5M | ||
| Q3 25 | $-3.1M | $906.7K | ||
| Q2 25 | $-2.6M | $842.6K | ||
| Q1 25 | $-2.9M | $739.7K | ||
| Q4 24 | $-1.2M | $1.3M | ||
| Q3 24 | $-459.2K | $1.3M | ||
| Q2 24 | $159.2K | $2.0M |
| Q1 26 | — | $48.9M | ||
| Q4 25 | $5.7M | $10.6M | ||
| Q3 25 | $4.7M | $5.4M | ||
| Q2 25 | $5.3M | $4.7M | ||
| Q1 25 | $5.8M | $4.0M | ||
| Q4 24 | $7.9M | $4.1M | ||
| Q3 24 | $8.6M | $4.1M | ||
| Q2 24 | $9.2M | $4.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-865.6K | $-3.3M |
| Free Cash FlowOCF − Capex | — | $-3.3M |
| FCF MarginFCF / Revenue | — | -462.7% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $-3.3M | ||
| Q4 25 | $-865.6K | $-489.7K | ||
| Q3 25 | $-71.4K | $-507.6K | ||
| Q2 25 | $-321.2K | $397.0K | ||
| Q1 25 | $-48.1K | $-172.6K | ||
| Q4 24 | $356.1K | $-663.6K | ||
| Q3 24 | $175.6K | $-264.7K | ||
| Q2 24 | $16.8K | $123.0K |
| Q1 26 | — | $-3.3M | ||
| Q4 25 | — | $-491.7K | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $-49.3K | — | ||
| Q4 24 | $355.3K | — | ||
| Q3 24 | $175.6K | $-264.7K | ||
| Q2 24 | $15.6K | $122.7K |
| Q1 26 | — | -462.7% | ||
| Q4 25 | — | -68.1% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | -6.1% | — | ||
| Q4 24 | 38.8% | — | ||
| Q3 24 | 23.7% | -44.2% | ||
| Q2 24 | 1.8% | 16.7% |
| Q1 26 | — | 0.0% | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.0% | 0.0% | ||
| Q2 24 | 0.1% | 0.0% |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
