vs

Side-by-side financial comparison of American Integrity Insurance Group, Inc. (AII) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.

GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($104.1M vs $68.1M, roughly 1.5× American Integrity Insurance Group, Inc.). American Integrity Insurance Group, Inc. runs the higher net margin — 30.7% vs -1.4%, a 32.1% gap on every dollar of revenue.

American International Group, Inc. (AIG) is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. As of 2023, AIG employed 25,200 people. The company operates through three core businesses: general insurance, life & retirement, and a standalone technology-enabled subsidiary. General Insurance includes Commercial, Personal Insurance, U.S. and International field operations. Life & Retirement includes Group Retirement, Individua...

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

AII vs GDYN — Head-to-Head

Bigger by revenue
GDYN
GDYN
1.5× larger
GDYN
$104.1M
$68.1M
AII
Higher net margin
AII
AII
32.1% more per $
AII
30.7%
-1.4%
GDYN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
AII
AII
GDYN
GDYN
Revenue
$68.1M
$104.1M
Net Profit
$20.9M
$-1.5M
Gross Margin
34.8%
Operating Margin
43.0%
61.7%
Net Margin
30.7%
-1.4%
Revenue YoY
3.7%
Net Profit YoY
-150.6%
EPS (diluted)
$0.58
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AII
AII
GDYN
GDYN
Q1 26
$104.1M
Q4 25
$68.1M
$106.2M
Q3 25
$62.0M
$104.2M
Q2 25
$74.5M
$101.1M
Q1 25
$71.9M
$100.4M
Q4 24
$100.3M
Q3 24
$87.4M
Q2 24
$83.0M
Net Profit
AII
AII
GDYN
GDYN
Q1 26
$-1.5M
Q4 25
$20.9M
$306.0K
Q3 25
$13.2M
$1.2M
Q2 25
$27.5M
$5.3M
Q1 25
$38.1M
$2.9M
Q4 24
$4.5M
Q3 24
$4.3M
Q2 24
$-817.0K
Gross Margin
AII
AII
GDYN
GDYN
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
AII
AII
GDYN
GDYN
Q1 26
61.7%
Q4 25
43.0%
0.5%
Q3 25
30.3%
-0.2%
Q2 25
32.3%
-0.1%
Q1 25
59.7%
-2.0%
Q4 24
1.3%
Q3 24
2.4%
Q2 24
0.0%
Net Margin
AII
AII
GDYN
GDYN
Q1 26
-1.4%
Q4 25
30.7%
0.3%
Q3 25
21.2%
1.1%
Q2 25
36.9%
5.2%
Q1 25
53.0%
2.9%
Q4 24
4.5%
Q3 24
4.9%
Q2 24
-1.0%
EPS (diluted)
AII
AII
GDYN
GDYN
Q1 26
$-0.02
Q4 25
$0.58
$0.01
Q3 25
$0.67
$0.01
Q2 25
$1.62
$0.06
Q1 25
$2.78
$0.03
Q4 24
$0.06
Q3 24
$0.05
Q2 24
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AII
AII
GDYN
GDYN
Cash + ST InvestmentsLiquidity on hand
$222.0M
$327.5M
Total DebtLower is stronger
$618.0K
Stockholders' EquityBook value
$337.0M
$530.1M
Total Assets
$1.2B
$605.0M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AII
AII
GDYN
GDYN
Q1 26
$327.5M
Q4 25
$222.0M
$342.1M
Q3 25
$171.9M
$338.6M
Q2 25
$259.6M
$336.8M
Q1 25
$236.4M
$325.5M
Q4 24
$334.7M
Q3 24
$231.3M
Q2 24
$256.0M
Total Debt
AII
AII
GDYN
GDYN
Q1 26
Q4 25
$618.0K
Q3 25
$721.0K
Q2 25
$824.0K
Q1 25
$926.0K
Q4 24
Q3 24
Q2 24
Stockholders' Equity
AII
AII
GDYN
GDYN
Q1 26
$530.1M
Q4 25
$337.0M
$542.1M
Q3 25
$315.9M
$537.7M
Q2 25
$301.9M
$532.2M
Q1 25
$186.1M
$517.4M
Q4 24
$517.8M
Q3 24
$400.2M
Q2 24
$388.4M
Total Assets
AII
AII
GDYN
GDYN
Q1 26
$605.0M
Q4 25
$1.2B
$612.9M
Q3 25
$1.4B
$613.2M
Q2 25
$1.6B
$608.9M
Q1 25
$1.1B
$590.9M
Q4 24
$592.2M
Q3 24
$477.3M
Q2 24
$443.6M
Debt / Equity
AII
AII
GDYN
GDYN
Q1 26
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AII
AII
GDYN
GDYN
Operating Cash FlowLast quarter
$138.2M
Free Cash FlowOCF − Capex
$133.2M
FCF MarginFCF / Revenue
195.6%
Capex IntensityCapex / Revenue
7.4%
Cash ConversionOCF / Net Profit
6.62×
TTM Free Cash FlowTrailing 4 quarters
$216.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AII
AII
GDYN
GDYN
Q1 26
Q4 25
$138.2M
$9.9M
Q3 25
$-7.5M
$7.0M
Q2 25
$27.4M
$14.4M
Q1 25
$68.1M
$9.4M
Q4 24
$7.1M
Q3 24
$9.2M
Q2 24
$10.7M
Free Cash Flow
AII
AII
GDYN
GDYN
Q1 26
Q4 25
$133.2M
$6.1M
Q3 25
$-11.9M
$2.9M
Q2 25
$26.9M
$10.2M
Q1 25
$68.0M
$6.0M
Q4 24
$4.4M
Q3 24
$5.9M
Q2 24
$8.0M
FCF Margin
AII
AII
GDYN
GDYN
Q1 26
Q4 25
195.6%
5.7%
Q3 25
-19.2%
2.8%
Q2 25
36.1%
10.1%
Q1 25
94.6%
6.0%
Q4 24
4.4%
Q3 24
6.8%
Q2 24
9.7%
Capex Intensity
AII
AII
GDYN
GDYN
Q1 26
Q4 25
7.4%
3.6%
Q3 25
7.2%
3.9%
Q2 25
0.6%
4.1%
Q1 25
0.2%
3.3%
Q4 24
2.6%
Q3 24
3.7%
Q2 24
3.2%
Cash Conversion
AII
AII
GDYN
GDYN
Q1 26
Q4 25
6.62×
32.34×
Q3 25
-0.57×
5.92×
Q2 25
1.00×
2.73×
Q1 25
1.79×
3.21×
Q4 24
1.56×
Q3 24
2.15×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons