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Side-by-side financial comparison of Xiao-I Corp (AIXI) and Ellington Credit Co (EARN). Click either name above to swap in a different company.

Xiao-I Corp is the larger business by last-quarter revenue ($11.5M vs $6.1M, roughly 1.9× Ellington Credit Co). Ellington Credit Co runs the higher net margin — -32.6% vs -263.9%, a 231.2% gap on every dollar of revenue.

Xiao-i is a Chinese cognitive artificial intelligence enterprise founded in 2001.

Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.

AIXI vs EARN — Head-to-Head

Bigger by revenue
AIXI
AIXI
1.9× larger
AIXI
$11.5M
$6.1M
EARN
Higher net margin
EARN
EARN
231.2% more per $
EARN
-32.6%
-263.9%
AIXI

Income Statement — Q2 FY2025 vs Q3 FY2025

Metric
AIXI
AIXI
EARN
EARN
Revenue
$11.5M
$6.1M
Net Profit
$-30.4M
$-2.0M
Gross Margin
58.1%
Operating Margin
-254.9%
-35.6%
Net Margin
-263.9%
-32.6%
Revenue YoY
1528.9%
Net Profit YoY
-116.1%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AIXI
AIXI
EARN
EARN
Q2 25
$11.5M
Q4 24
$6.1M
Q3 24
$4.8M
Q2 24
$33.0M
$3.9M
Q2 23
$26.5M
Q1 23
$-372.0K
Q4 22
$2.5M
Q3 22
$5.2M
Net Profit
AIXI
AIXI
EARN
EARN
Q2 25
$-30.4M
Q4 24
$-2.0M
Q3 24
$5.4M
Q2 24
$-15.5M
$-815.0K
Q2 23
$-18.8M
Q1 23
$2.3M
Q4 22
$11.7M
Q3 22
$-13.7M
Gross Margin
AIXI
AIXI
EARN
EARN
Q2 25
58.1%
Q4 24
Q3 24
Q2 24
64.5%
Q2 23
77.3%
Q1 23
Q4 22
Q3 22
Operating Margin
AIXI
AIXI
EARN
EARN
Q2 25
-254.9%
Q4 24
-35.6%
Q3 24
Q2 24
-45.0%
-22.8%
Q2 23
-51.5%
Q1 23
Q4 22
Q3 22
Net Margin
AIXI
AIXI
EARN
EARN
Q2 25
-263.9%
Q4 24
-32.6%
Q3 24
114.6%
Q2 24
-47.2%
-20.9%
Q2 23
-70.9%
Q1 23
-628.2%
Q4 22
476.7%
Q3 22
-263.5%
EPS (diluted)
AIXI
AIXI
EARN
EARN
Q2 25
Q4 24
Q3 24
Q2 24
$-0.64
Q2 23
$-0.80
Q1 23
Q4 22
Q3 22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AIXI
AIXI
EARN
EARN
Cash + ST InvestmentsLiquidity on hand
$5.0M
$31.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$193.7M
Total Assets
$82.4M
$824.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AIXI
AIXI
EARN
EARN
Q2 25
$5.0M
Q4 24
$31.8M
Q3 24
$25.7M
Q2 24
$1.8M
$118.8M
Q2 23
$4.7M
Q1 23
$36.7M
Q4 22
$34.8M
Q3 22
$25.4M
Stockholders' Equity
AIXI
AIXI
EARN
EARN
Q2 25
Q4 24
$193.7M
Q3 24
$191.6M
Q2 24
$146.1M
Q2 23
$525.1K
Q1 23
$115.0M
Q4 22
$112.4M
Q3 22
$103.0M
Total Assets
AIXI
AIXI
EARN
EARN
Q2 25
$82.4M
Q4 24
$824.1M
Q3 24
$752.3M
Q2 24
$87.6M
$933.5M
Q2 23
$51.3M
Q1 23
$1.1B
Q4 22
$1.1B
Q3 22
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AIXI
AIXI
EARN
EARN
Operating Cash FlowLast quarter
$-2.3M
$4.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AIXI
AIXI
EARN
EARN
Q2 25
$-2.3M
Q4 24
$4.4M
Q3 24
$3.2M
Q2 24
$2.7M
Q2 23
Q1 23
$-2.4M
Q4 22
$4.2M
Q3 22
$4.2M
Cash Conversion
AIXI
AIXI
EARN
EARN
Q2 25
Q4 24
Q3 24
0.60×
Q2 24
Q2 23
Q1 23
-1.02×
Q4 22
0.36×
Q3 22

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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