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Side-by-side financial comparison of Xiao-I Corp (AIXI) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $11.5M, roughly 1.2× Xiao-I Corp). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -263.9%, a 273.7% gap on every dollar of revenue.

Xiao-i is a Chinese cognitive artificial intelligence enterprise founded in 2001.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

AIXI vs RVSB — Head-to-Head

Bigger by revenue
RVSB
RVSB
1.2× larger
RVSB
$14.0M
$11.5M
AIXI
Higher net margin
RVSB
RVSB
273.7% more per $
RVSB
9.8%
-263.9%
AIXI

Income Statement — Q2 FY2025 vs Q3 FY2026

Metric
AIXI
AIXI
RVSB
RVSB
Revenue
$11.5M
$14.0M
Net Profit
$-30.4M
$1.4M
Gross Margin
58.1%
Operating Margin
-254.9%
12.4%
Net Margin
-263.9%
9.8%
Revenue YoY
10.4%
Net Profit YoY
11.8%
EPS (diluted)
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AIXI
AIXI
RVSB
RVSB
Q4 25
$14.0M
Q3 25
$13.6M
Q2 25
$11.5M
$13.3M
Q1 25
$12.9M
Q4 24
$12.7M
Q3 24
$12.8M
Q2 24
$33.0M
$12.2M
Q1 24
$9.0M
Net Profit
AIXI
AIXI
RVSB
RVSB
Q4 25
$1.4M
Q3 25
$1.1M
Q2 25
$-30.4M
$1.2M
Q1 25
$1.1M
Q4 24
$1.2M
Q3 24
$1.6M
Q2 24
$-15.5M
$966.0K
Q1 24
$-3.0M
Gross Margin
AIXI
AIXI
RVSB
RVSB
Q4 25
Q3 25
Q2 25
58.1%
Q1 25
Q4 24
Q3 24
Q2 24
64.5%
Q1 24
Operating Margin
AIXI
AIXI
RVSB
RVSB
Q4 25
12.4%
Q3 25
10.2%
Q2 25
-254.9%
11.7%
Q1 25
11.3%
Q4 24
12.4%
Q3 24
15.5%
Q2 24
-45.0%
10.0%
Q1 24
-47.5%
Net Margin
AIXI
AIXI
RVSB
RVSB
Q4 25
9.8%
Q3 25
8.1%
Q2 25
-263.9%
9.2%
Q1 25
8.9%
Q4 24
9.7%
Q3 24
12.2%
Q2 24
-47.2%
7.9%
Q1 24
-34.7%
EPS (diluted)
AIXI
AIXI
RVSB
RVSB
Q4 25
$0.07
Q3 25
$0.05
Q2 25
$0.06
Q1 25
$0.05
Q4 24
$0.06
Q3 24
$0.07
Q2 24
$-0.64
$0.05
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AIXI
AIXI
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$5.0M
$28.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$164.2M
Total Assets
$82.4M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AIXI
AIXI
RVSB
RVSB
Q4 25
$28.6M
Q3 25
$32.8M
Q2 25
$5.0M
$34.2M
Q1 25
$29.4M
Q4 24
$25.3M
Q3 24
$31.0M
Q2 24
$1.8M
$27.8M
Q1 24
$23.6M
Stockholders' Equity
AIXI
AIXI
RVSB
RVSB
Q4 25
$164.2M
Q3 25
$163.5M
Q2 25
$162.0M
Q1 25
$160.0M
Q4 24
$158.3M
Q3 24
$160.8M
Q2 24
$155.9M
Q1 24
$155.6M
Total Assets
AIXI
AIXI
RVSB
RVSB
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$82.4M
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$87.6M
$1.5B
Q1 24
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AIXI
AIXI
RVSB
RVSB
Operating Cash FlowLast quarter
$-2.3M
$-506.0K
Free Cash FlowOCF − Capex
$-736.0K
FCF MarginFCF / Revenue
-5.2%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AIXI
AIXI
RVSB
RVSB
Q4 25
$-506.0K
Q3 25
$16.8M
Q2 25
$-2.3M
$-697.0K
Q1 25
$8.3M
Q4 24
$2.2M
Q3 24
$764.0K
Q2 24
$5.4M
Q1 24
$12.8M
Free Cash Flow
AIXI
AIXI
RVSB
RVSB
Q4 25
$-736.0K
Q3 25
$16.4M
Q2 25
$-773.0K
Q1 25
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
AIXI
AIXI
RVSB
RVSB
Q4 25
-5.2%
Q3 25
120.1%
Q2 25
-5.8%
Q1 25
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
AIXI
AIXI
RVSB
RVSB
Q4 25
1.6%
Q3 25
2.9%
Q2 25
0.6%
Q1 25
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
0.9%
Q1 24
62.0%
Cash Conversion
AIXI
AIXI
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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