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Side-by-side financial comparison of Xiao-I Corp (AIXI) and UNION BANKSHARES INC (UNB). Click either name above to swap in a different company.

UNION BANKSHARES INC is the larger business by last-quarter revenue ($14.1M vs $11.5M, roughly 1.2× Xiao-I Corp).

Xiao-i is a Chinese cognitive artificial intelligence enterprise founded in 2001.

Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.

AIXI vs UNB — Head-to-Head

Bigger by revenue
UNB
UNB
1.2× larger
UNB
$14.1M
$11.5M
AIXI

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
AIXI
AIXI
UNB
UNB
Revenue
$11.5M
$14.1M
Net Profit
$-30.4M
Gross Margin
58.1%
Operating Margin
-254.9%
Net Margin
-263.9%
Revenue YoY
6.3%
Net Profit YoY
EPS (diluted)
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AIXI
AIXI
UNB
UNB
Q4 25
$14.1M
Q3 25
$14.5M
Q2 25
$11.5M
$13.2M
Q1 25
$12.7M
Q4 24
$13.2M
Q3 24
$11.0M
Q2 24
$33.0M
$12.2M
Q1 24
$11.6M
Net Profit
AIXI
AIXI
UNB
UNB
Q4 25
Q3 25
$3.4M
Q2 25
$-30.4M
$2.4M
Q1 25
$2.5M
Q4 24
Q3 24
$1.3M
Q2 24
$-15.5M
$2.0M
Q1 24
$2.4M
Gross Margin
AIXI
AIXI
UNB
UNB
Q4 25
Q3 25
Q2 25
58.1%
Q1 25
Q4 24
Q3 24
Q2 24
64.5%
Q1 24
Operating Margin
AIXI
AIXI
UNB
UNB
Q4 25
Q3 25
Q2 25
-254.9%
Q1 25
Q4 24
Q3 24
Q2 24
-45.0%
Q1 24
Net Margin
AIXI
AIXI
UNB
UNB
Q4 25
Q3 25
23.7%
Q2 25
-263.9%
18.1%
Q1 25
19.7%
Q4 24
Q3 24
12.0%
Q2 24
-47.2%
16.5%
Q1 24
20.9%
EPS (diluted)
AIXI
AIXI
UNB
UNB
Q4 25
$0.59
Q3 25
$0.75
Q2 25
$0.52
Q1 25
$0.55
Q4 24
$0.65
Q3 24
$0.29
Q2 24
$-0.64
$0.45
Q1 24
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AIXI
AIXI
UNB
UNB
Cash + ST InvestmentsLiquidity on hand
$5.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.9M
Total Assets
$82.4M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AIXI
AIXI
UNB
UNB
Q4 25
Q3 25
Q2 25
$5.0M
Q1 25
Q4 24
Q3 24
Q2 24
$1.8M
Q1 24
Stockholders' Equity
AIXI
AIXI
UNB
UNB
Q4 25
$80.9M
Q3 25
$77.7M
Q2 25
$71.3M
Q1 25
$70.1M
Q4 24
$66.5M
Q3 24
$72.3M
Q2 24
$64.0M
Q1 24
$63.8M
Total Assets
AIXI
AIXI
UNB
UNB
Q4 25
$1.6B
Q3 25
$1.6B
Q2 25
$82.4M
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$87.6M
$1.4B
Q1 24
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AIXI
AIXI
UNB
UNB
Operating Cash FlowLast quarter
$-2.3M
$17.2M
Free Cash FlowOCF − Capex
$16.0M
FCF MarginFCF / Revenue
113.6%
Capex IntensityCapex / Revenue
8.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AIXI
AIXI
UNB
UNB
Q4 25
$17.2M
Q3 25
$9.7M
Q2 25
$-2.3M
$288.0K
Q1 25
$4.1M
Q4 24
$12.2M
Q3 24
$1.3M
Q2 24
$3.3M
Q1 24
$1.9M
Free Cash Flow
AIXI
AIXI
UNB
UNB
Q4 25
$16.0M
Q3 25
$9.6M
Q2 25
$-381.0K
Q1 25
$3.9M
Q4 24
$11.1M
Q3 24
$1.1M
Q2 24
$2.9M
Q1 24
$1.5M
FCF Margin
AIXI
AIXI
UNB
UNB
Q4 25
113.6%
Q3 25
65.9%
Q2 25
-2.9%
Q1 25
30.8%
Q4 24
83.8%
Q3 24
9.7%
Q2 24
23.8%
Q1 24
12.8%
Capex Intensity
AIXI
AIXI
UNB
UNB
Q4 25
8.9%
Q3 25
1.1%
Q2 25
5.1%
Q1 25
1.1%
Q4 24
8.1%
Q3 24
1.9%
Q2 24
2.7%
Q1 24
3.3%
Cash Conversion
AIXI
AIXI
UNB
UNB
Q4 25
Q3 25
2.83×
Q2 25
0.12×
Q1 25
1.62×
Q4 24
Q3 24
0.97×
Q2 24
1.61×
Q1 24
0.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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