vs

Side-by-side financial comparison of ALICO, INC. (ALCO) and First Savings Financial Group, Inc. (FSFG). Click either name above to swap in a different company.

ALICO, INC. is the larger business by last-quarter revenue ($1.9M vs $1.5M, roughly 1.3× First Savings Financial Group, Inc.). First Savings Financial Group, Inc. runs the higher net margin — 350.2% vs -184.5%, a 534.7% gap on every dollar of revenue. On growth, First Savings Financial Group, Inc. posted the faster year-over-year revenue change (-0.7% vs -88.8%). First Savings Financial Group, Inc. produced more free cash flow last quarter ($78.3M vs $-6.0M). Over the past eight quarters, ALICO, INC.'s revenue compounded faster (-63.3% CAGR vs -70.2%).

Alico, Inc. is a holding company which owns Alico Citrus, one of the nation's largest citrus producers, and Alico Water Resources, a leading water storage and environmental services company. Alico, Inc. also owns major land holdings in Florida. In January 2024 Alico announced their intention to discontinue citrus crop operations due to citrus greening disease and weather damage. They intend to keep 75% of their land in agriculture through leasing to other agricultural operators.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

ALCO vs FSFG — Head-to-Head

Bigger by revenue
ALCO
ALCO
1.3× larger
ALCO
$1.9M
$1.5M
FSFG
Growing faster (revenue YoY)
FSFG
FSFG
+88.2% gap
FSFG
-0.7%
-88.8%
ALCO
Higher net margin
FSFG
FSFG
534.7% more per $
FSFG
350.2%
-184.5%
ALCO
More free cash flow
FSFG
FSFG
$84.2M more FCF
FSFG
$78.3M
$-6.0M
ALCO
Faster 2-yr revenue CAGR
ALCO
ALCO
Annualised
ALCO
-63.3%
-70.2%
FSFG

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ALCO
ALCO
FSFG
FSFG
Revenue
$1.9M
$1.5M
Net Profit
$-3.5M
$5.3M
Gross Margin
Operating Margin
-453.4%
Net Margin
-184.5%
350.2%
Revenue YoY
-88.8%
-0.7%
Net Profit YoY
62.0%
43.5%
EPS (diluted)
$-0.45
$0.76

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALCO
ALCO
FSFG
FSFG
Q4 25
$1.9M
Q3 25
$802.0K
$1.5M
Q2 25
$8.4M
$1.4M
Q1 25
$18.0M
$1.5M
Q4 24
$16.9M
$1.5M
Q3 24
$1.5M
Q2 24
$13.6M
$1.4M
Q1 24
$18.1M
$18.0M
Net Profit
ALCO
ALCO
FSFG
FSFG
Q4 25
$-3.5M
Q3 25
$5.3M
Q2 25
$-18.3M
$6.2M
Q1 25
$-111.4M
$5.5M
Q4 24
$-9.2M
$6.2M
Q3 24
$3.7M
Q2 24
$-2.0M
$4.1M
Q1 24
$-15.8M
$4.9M
Gross Margin
ALCO
ALCO
FSFG
FSFG
Q4 25
Q3 25
Q2 25
-334.4%
Q1 25
-832.6%
Q4 24
-48.8%
Q3 24
Q2 24
-31.5%
Q1 24
-100.2%
Operating Margin
ALCO
ALCO
FSFG
FSFG
Q4 25
-453.4%
Q3 25
Q2 25
-368.6%
Q1 25
-851.4%
Q4 24
-64.1%
Q3 24
Q2 24
-49.4%
Q1 24
-113.1%
32.1%
Net Margin
ALCO
ALCO
FSFG
FSFG
Q4 25
-184.5%
Q3 25
350.2%
Q2 25
-218.0%
441.1%
Q1 25
-619.5%
377.2%
Q4 24
-54.3%
424.0%
Q3 24
242.4%
Q2 24
-15.0%
295.8%
Q1 24
-87.3%
27.3%
EPS (diluted)
ALCO
ALCO
FSFG
FSFG
Q4 25
$-0.45
Q3 25
$0.76
Q2 25
$-2.39
$0.88
Q1 25
$-14.58
$0.79
Q4 24
$-1.20
$0.89
Q3 24
$0.53
Q2 24
$-0.27
$0.60
Q1 24
$-2.07
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALCO
ALCO
FSFG
FSFG
Cash + ST InvestmentsLiquidity on hand
$34.8M
$31.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$99.6M
$193.5M
Total Assets
$195.0M
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALCO
ALCO
FSFG
FSFG
Q4 25
$34.8M
Q3 25
$38.1M
$31.9M
Q2 25
$42.1M
$52.1M
Q1 25
$14.7M
$28.7M
Q4 24
$4.4M
$76.2M
Q3 24
$52.1M
Q2 24
$9.1M
$42.4M
Q1 24
$6.0M
$63.0M
Total Debt
ALCO
ALCO
FSFG
FSFG
Q4 25
Q3 25
$83.0M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$84.1M
Q1 24
$84.4M
Stockholders' Equity
ALCO
ALCO
FSFG
FSFG
Q4 25
$99.6M
Q3 25
$103.0M
$193.5M
Q2 25
$111.7M
$183.8M
Q1 25
$130.2M
$179.2M
Q4 24
$241.8M
$176.0M
Q3 24
$177.1M
Q2 24
$269.5M
$168.0M
Q1 24
$271.7M
$165.1M
Total Assets
ALCO
ALCO
FSFG
FSFG
Q4 25
$195.0M
Q3 25
$201.5M
$2.4B
Q2 25
$210.6M
$2.4B
Q1 25
$243.2M
$2.4B
Q4 24
$397.6M
$2.4B
Q3 24
$2.5B
Q2 24
$414.6M
$2.4B
Q1 24
$416.8M
$2.4B
Debt / Equity
ALCO
ALCO
FSFG
FSFG
Q4 25
Q3 25
0.81×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
0.31×
Q1 24
0.31×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALCO
ALCO
FSFG
FSFG
Operating Cash FlowLast quarter
$-5.5M
$79.1M
Free Cash FlowOCF − Capex
$-6.0M
$78.3M
FCF MarginFCF / Revenue
-315.6%
5199.5%
Capex IntensityCapex / Revenue
25.8%
58.4%
Cash ConversionOCF / Net Profit
15.01×
TTM Free Cash FlowTrailing 4 quarters
$51.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALCO
ALCO
FSFG
FSFG
Q4 25
$-5.5M
Q3 25
$20.1M
$79.1M
Q2 25
$23.4M
$6.5M
Q1 25
$-32.8M
Q4 24
$-7.6M
$177.0K
Q3 24
$91.2M
Q2 24
$1.0M
$-655.0K
Q1 24
$7.7M
Free Cash Flow
ALCO
ALCO
FSFG
FSFG
Q4 25
$-6.0M
Q3 25
$14.6M
$78.3M
Q2 25
$22.8M
$6.5M
Q1 25
$-32.9M
Q4 24
$-10.6M
$-347.0K
Q3 24
$90.5M
Q2 24
$-3.4M
$-702.0K
Q1 24
$7.7M
FCF Margin
ALCO
ALCO
FSFG
FSFG
Q4 25
-315.6%
Q3 25
1823.2%
5199.5%
Q2 25
272.3%
462.7%
Q1 25
-2258.8%
Q4 24
-62.8%
-23.6%
Q3 24
5974.9%
Q2 24
-24.9%
-51.0%
Q1 24
42.6%
Capex Intensity
ALCO
ALCO
FSFG
FSFG
Q4 25
25.8%
Q3 25
686.3%
58.4%
Q2 25
6.8%
0.5%
Q1 25
8.7%
Q4 24
17.9%
35.7%
Q3 24
45.1%
Q2 24
32.4%
3.4%
Q1 24
0.0%
Cash Conversion
ALCO
ALCO
FSFG
FSFG
Q4 25
Q3 25
15.01×
Q2 25
1.05×
Q1 25
-5.97×
Q4 24
0.03×
Q3 24
24.84×
Q2 24
-0.16×
Q1 24
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons