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Side-by-side financial comparison of ALAMO GROUP INC (ALG) and Fair Isaac (FICO). Click either name above to swap in a different company.

Fair Isaac is the larger business by last-quarter revenue ($512.0M vs $373.6M, roughly 1.4× ALAMO GROUP INC). Fair Isaac runs the higher net margin — 30.9% vs 4.2%, a 26.8% gap on every dollar of revenue. On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs -3.0%). Fair Isaac produced more free cash flow last quarter ($173.9M vs $69.9M). Over the past eight quarters, Fair Isaac's revenue compounded faster (8.6% CAGR vs -6.3%).

The Alamo Drafthouse Cinema is an American cinema chain founded in 1997 in Austin, Texas, which is famous for serving dinner and drinks during the film, as well as its strict policy of requiring its audiences to maintain proper cinema-going etiquette. Sony Pictures Experiences acquired the chain in June 2024.

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

ALG vs FICO — Head-to-Head

Bigger by revenue
FICO
FICO
1.4× larger
FICO
$512.0M
$373.6M
ALG
Growing faster (revenue YoY)
FICO
FICO
+19.4% gap
FICO
16.4%
-3.0%
ALG
Higher net margin
FICO
FICO
26.8% more per $
FICO
30.9%
4.2%
ALG
More free cash flow
FICO
FICO
$104.0M more FCF
FICO
$173.9M
$69.9M
ALG
Faster 2-yr revenue CAGR
FICO
FICO
Annualised
FICO
8.6%
-6.3%
ALG

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ALG
ALG
FICO
FICO
Revenue
$373.6M
$512.0M
Net Profit
$15.5M
$158.4M
Gross Margin
22.7%
83.0%
Operating Margin
6.0%
45.7%
Net Margin
4.2%
30.9%
Revenue YoY
-3.0%
16.4%
Net Profit YoY
-44.8%
3.8%
EPS (diluted)
$1.28
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALG
ALG
FICO
FICO
Q4 25
$373.6M
$512.0M
Q3 25
$420.0M
$515.8M
Q2 25
$419.1M
$536.4M
Q1 25
$390.9M
$498.7M
Q4 24
$385.3M
$440.0M
Q3 24
$401.3M
$453.8M
Q2 24
$416.3M
$447.8M
Q1 24
$425.6M
$433.8M
Net Profit
ALG
ALG
FICO
FICO
Q4 25
$15.5M
$158.4M
Q3 25
$25.4M
$155.0M
Q2 25
$31.1M
$181.8M
Q1 25
$31.8M
$162.6M
Q4 24
$28.1M
$152.5M
Q3 24
$27.4M
$135.7M
Q2 24
$28.3M
$126.3M
Q1 24
$32.1M
$129.8M
Gross Margin
ALG
ALG
FICO
FICO
Q4 25
22.7%
83.0%
Q3 25
24.2%
82.3%
Q2 25
25.8%
83.7%
Q1 25
26.3%
82.4%
Q4 24
23.8%
80.1%
Q3 24
25.1%
80.3%
Q2 24
26.0%
80.3%
Q1 24
26.2%
80.0%
Operating Margin
ALG
ALG
FICO
FICO
Q4 25
6.0%
45.7%
Q3 25
8.9%
46.0%
Q2 25
11.2%
48.9%
Q1 25
11.4%
49.3%
Q4 24
8.9%
40.8%
Q3 24
10.0%
43.4%
Q2 24
10.4%
42.5%
Q1 24
11.0%
44.9%
Net Margin
ALG
ALG
FICO
FICO
Q4 25
4.2%
30.9%
Q3 25
6.0%
30.1%
Q2 25
7.4%
33.9%
Q1 25
8.1%
32.6%
Q4 24
7.3%
34.7%
Q3 24
6.8%
29.9%
Q2 24
6.8%
28.2%
Q1 24
7.5%
29.9%
EPS (diluted)
ALG
ALG
FICO
FICO
Q4 25
$1.28
$6.61
Q3 25
$2.10
$6.41
Q2 25
$2.57
$7.40
Q1 25
$2.64
$6.59
Q4 24
$2.33
$6.14
Q3 24
$2.28
$5.44
Q2 24
$2.35
$5.05
Q1 24
$2.67
$5.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALG
ALG
FICO
FICO
Cash + ST InvestmentsLiquidity on hand
$309.7M
$162.0M
Total DebtLower is stronger
$190.7M
$3.2B
Stockholders' EquityBook value
$1.1B
$-1.8B
Total Assets
$1.6B
$1.9B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALG
ALG
FICO
FICO
Q4 25
$309.7M
$162.0M
Q3 25
$244.8M
$134.1M
Q2 25
$201.8M
$189.0M
Q1 25
$200.3M
$146.6M
Q4 24
$197.3M
$184.3M
Q3 24
$140.0M
$150.7M
Q2 24
$118.5M
$156.0M
Q1 24
$121.8M
$135.7M
Total Debt
ALG
ALG
FICO
FICO
Q4 25
$190.7M
$3.2B
Q3 25
$194.4M
$3.1B
Q2 25
$198.1M
$2.8B
Q1 25
$201.8M
$2.5B
Q4 24
$205.5M
$2.4B
Q3 24
$209.2M
$2.2B
Q2 24
$278.6M
$2.1B
Q1 24
$306.5M
$2.0B
Stockholders' Equity
ALG
ALG
FICO
FICO
Q4 25
$1.1B
$-1.8B
Q3 25
$1.1B
$-1.7B
Q2 25
$1.1B
$-1.4B
Q1 25
$1.1B
$-1.1B
Q4 24
$1.0B
$-1.1B
Q3 24
$1.0B
$-962.7M
Q2 24
$979.7M
$-829.3M
Q1 24
$956.6M
$-735.7M
Total Assets
ALG
ALG
FICO
FICO
Q4 25
$1.6B
$1.9B
Q3 25
$1.6B
$1.9B
Q2 25
$1.6B
$1.9B
Q1 25
$1.5B
$1.8B
Q4 24
$1.5B
$1.7B
Q3 24
$1.5B
$1.7B
Q2 24
$1.5B
$1.7B
Q1 24
$1.5B
$1.7B
Debt / Equity
ALG
ALG
FICO
FICO
Q4 25
0.17×
Q3 25
0.17×
Q2 25
0.18×
Q1 25
0.19×
Q4 24
0.20×
Q3 24
0.21×
Q2 24
0.28×
Q1 24
0.32×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALG
ALG
FICO
FICO
Operating Cash FlowLast quarter
$75.1M
$174.1M
Free Cash FlowOCF − Capex
$69.9M
$173.9M
FCF MarginFCF / Revenue
18.7%
34.0%
Capex IntensityCapex / Revenue
1.4%
0.0%
Cash ConversionOCF / Net Profit
4.84×
1.10×
TTM Free Cash FlowTrailing 4 quarters
$146.9M
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALG
ALG
FICO
FICO
Q4 25
$75.1M
$174.1M
Q3 25
$65.5M
$223.7M
Q2 25
$22.7M
$286.2M
Q1 25
$14.2M
$74.9M
Q4 24
$79.1M
$194.0M
Q3 24
$96.3M
$226.5M
Q2 24
$33.2M
$213.3M
Q1 24
$1.1M
$71.0M
Free Cash Flow
ALG
ALG
FICO
FICO
Q4 25
$69.9M
$173.9M
Q3 25
$53.1M
$219.5M
Q2 25
$15.7M
$284.4M
Q1 25
$8.2M
$72.8M
Q4 24
$73.1M
$193.2M
Q3 24
$88.4M
$224.7M
Q2 24
$28.8M
$211.6M
Q1 24
$-5.5M
$67.0M
FCF Margin
ALG
ALG
FICO
FICO
Q4 25
18.7%
34.0%
Q3 25
12.6%
42.6%
Q2 25
3.8%
53.0%
Q1 25
2.1%
14.6%
Q4 24
19.0%
43.9%
Q3 24
22.0%
49.5%
Q2 24
6.9%
47.2%
Q1 24
-1.3%
15.4%
Capex Intensity
ALG
ALG
FICO
FICO
Q4 25
1.4%
0.0%
Q3 25
3.0%
0.8%
Q2 25
1.7%
0.3%
Q1 25
1.5%
0.4%
Q4 24
1.6%
0.2%
Q3 24
2.0%
0.4%
Q2 24
1.1%
0.4%
Q1 24
1.6%
0.9%
Cash Conversion
ALG
ALG
FICO
FICO
Q4 25
4.84×
1.10×
Q3 25
2.58×
1.44×
Q2 25
0.73×
1.57×
Q1 25
0.45×
0.46×
Q4 24
2.82×
1.27×
Q3 24
3.51×
1.67×
Q2 24
1.17×
1.69×
Q1 24
0.03×
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ALG
ALG

Wholegood Units$293.2M78%
Parts$61.6M16%
Other Revenue$18.9M5%

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

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