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Side-by-side financial comparison of Allegiant Travel CO (ALGT) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Qfin Holdings, Inc. is the larger business by last-quarter revenue ($731.2M vs $595.5M, roughly 1.2× Allegiant Travel CO). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 5.4%, a 22.2% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs 1.3%).

Allegiant Air, styled as allegiant, is an American low-cost airline headquartered in Las Vegas, Nevada. The airline focuses on serving leisure traffic from small and medium-sized cities which it considers to be underserved, using an ultra low-cost business model with minimal inclusions in fares and a greater number of add-on fees.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

ALGT vs QFIN — Head-to-Head

Bigger by revenue
QFIN
QFIN
1.2× larger
QFIN
$731.2M
$595.5M
ALGT
Higher net margin
QFIN
QFIN
22.2% more per $
QFIN
27.5%
5.4%
ALGT
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
1.3%
ALGT

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ALGT
ALGT
QFIN
QFIN
Revenue
$595.5M
$731.2M
Net Profit
$31.9M
$201.2M
Gross Margin
Operating Margin
11.2%
32.7%
Net Margin
5.4%
27.5%
Revenue YoY
7.6%
Net Profit YoY
114.8%
EPS (diluted)
$1.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALGT
ALGT
QFIN
QFIN
Q4 25
$595.5M
Q3 25
$494.1M
$731.2M
Q2 25
$617.9M
$728.1M
Q1 25
$616.8M
$646.4M
Q4 24
$553.6M
Q3 24
$489.0M
$622.7M
Q2 24
$594.5M
$572.4M
Q1 24
$579.9M
$575.2M
Net Profit
ALGT
ALGT
QFIN
QFIN
Q4 25
$31.9M
Q3 25
$-43.6M
$201.2M
Q2 25
$-65.2M
$241.6M
Q1 25
$32.1M
$247.6M
Q4 24
$-216.2M
Q3 24
$-36.8M
$256.3M
Q2 24
$13.7M
$189.4M
Q1 24
$-919.0K
$160.7M
Operating Margin
ALGT
ALGT
QFIN
QFIN
Q4 25
11.2%
Q3 25
-5.5%
32.7%
Q2 25
-10.9%
41.0%
Q1 25
10.5%
42.1%
Q4 24
-47.7%
Q3 24
-5.4%
52.4%
Q2 24
5.9%
47.7%
Q1 24
2.7%
32.8%
Net Margin
ALGT
ALGT
QFIN
QFIN
Q4 25
5.4%
Q3 25
-8.8%
27.5%
Q2 25
-10.5%
33.2%
Q1 25
5.2%
38.3%
Q4 24
-39.1%
Q3 24
-7.5%
41.2%
Q2 24
2.3%
33.1%
Q1 24
-0.2%
27.9%
EPS (diluted)
ALGT
ALGT
QFIN
QFIN
Q4 25
$1.82
Q3 25
$-2.41
Q2 25
$-3.62
Q1 25
$1.73
Q4 24
$-12.12
Q3 24
$-2.05
Q2 24
$0.75
Q1 24
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALGT
ALGT
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$805.7M
$6.5B
Total DebtLower is stronger
$1.7B
Stockholders' EquityBook value
$1.1B
$24.3B
Total Assets
$4.2B
$61.4B
Debt / EquityLower = less leverage
1.60×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALGT
ALGT
QFIN
QFIN
Q4 25
$805.7M
Q3 25
$956.7M
$6.5B
Q2 25
$842.8M
$5.3B
Q1 25
$878.6M
$8.6B
Q4 24
$781.1M
Q3 24
$759.3M
$4.3B
Q2 24
$791.9M
$6.3B
Q1 24
$809.9M
$5.3B
Total Debt
ALGT
ALGT
QFIN
QFIN
Q4 25
$1.7B
Q3 25
$1.8B
Q2 25
$1.8B
Q1 25
$1.7B
Q4 24
$1.6B
Q3 24
$1.8B
Q2 24
$1.7B
Q1 24
$1.8B
Stockholders' Equity
ALGT
ALGT
QFIN
QFIN
Q4 25
$1.1B
Q3 25
$1.0B
$24.3B
Q2 25
$1.1B
$24.1B
Q1 25
$1.1B
$23.1B
Q4 24
$1.1B
Q3 24
$1.3B
$22.9B
Q2 24
$1.3B
$22.6B
Q1 24
$1.3B
$22.1B
Total Assets
ALGT
ALGT
QFIN
QFIN
Q4 25
$4.2B
Q3 25
$4.4B
$61.4B
Q2 25
$4.4B
$59.8B
Q1 25
$4.5B
$55.6B
Q4 24
$4.4B
Q3 24
$4.8B
$47.0B
Q2 24
$4.9B
$47.0B
Q1 24
$4.9B
$47.4B
Debt / Equity
ALGT
ALGT
QFIN
QFIN
Q4 25
1.60×
Q3 25
1.76×
Q2 25
1.68×
Q1 25
1.57×
Q4 24
1.48×
Q3 24
1.36×
Q2 24
1.30×
Q1 24
1.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALGT
ALGT
QFIN
QFIN
Operating Cash FlowLast quarter
$112.2M
$351.4M
Free Cash FlowOCF − Capex
$90.4M
FCF MarginFCF / Revenue
15.2%
Capex IntensityCapex / Revenue
3.7%
Cash ConversionOCF / Net Profit
3.51×
1.75×
TTM Free Cash FlowTrailing 4 quarters
$75.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALGT
ALGT
QFIN
QFIN
Q4 25
$112.2M
Q3 25
$-6.1M
$351.4M
Q2 25
$92.2M
$366.0M
Q1 25
$191.4M
$386.6M
Q4 24
$84.4M
Q3 24
$17.3M
$338.0M
Q2 24
$68.9M
$269.9M
Q1 24
$167.8M
$271.2M
Free Cash Flow
ALGT
ALGT
QFIN
QFIN
Q4 25
$90.4M
Q3 25
$-121.7M
Q2 25
$-10.5M
Q1 25
$116.9M
Q4 24
$24.0M
Q3 24
$-28.7M
Q2 24
$7.0M
Q1 24
$35.9M
FCF Margin
ALGT
ALGT
QFIN
QFIN
Q4 25
15.2%
Q3 25
-24.6%
Q2 25
-1.7%
Q1 25
19.0%
Q4 24
4.3%
Q3 24
-5.9%
Q2 24
1.2%
Q1 24
6.2%
Capex Intensity
ALGT
ALGT
QFIN
QFIN
Q4 25
3.7%
Q3 25
23.4%
Q2 25
16.6%
Q1 25
12.1%
Q4 24
10.9%
Q3 24
9.4%
Q2 24
10.4%
Q1 24
22.7%
Cash Conversion
ALGT
ALGT
QFIN
QFIN
Q4 25
3.51×
Q3 25
1.75×
Q2 25
1.52×
Q1 25
5.96×
1.56×
Q4 24
Q3 24
1.32×
Q2 24
5.03×
1.43×
Q1 24
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ALGT
ALGT

Airrelatedrevenue$307.1M52%
Scheduled Service Revenue$267.1M45%
Cobrand Revenue$21.3M4%
Other$1.0K0%

QFIN
QFIN

Segment breakdown not available.

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