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Side-by-side financial comparison of Alignment Healthcare, Inc. (ALHC) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
UPBOUND GROUP, INC. is the larger business by last-quarter revenue ($1.2B vs $1.0B, roughly 1.2× Alignment Healthcare, Inc.). UPBOUND GROUP, INC. runs the higher net margin — 1.7% vs -1.1%, a 2.7% gap on every dollar of revenue. On growth, Alignment Healthcare, Inc. posted the faster year-over-year revenue change (44.4% vs 10.9%). UPBOUND GROUP, INC. produced more free cash flow last quarter ($24.0M vs $-55.4M). Over the past eight quarters, Alignment Healthcare, Inc.'s revenue compounded faster (26.9% CAGR vs 4.5%).
Alignment Healthcare, Inc. is a U.S.-based healthcare provider offering Medicare Advantage plans for seniors. It adopts a value-based care model, partnering with local providers to deliver personalized coordinated medical services, prescription drug coverage and supplemental benefits to members across multiple U.S. states.
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
ALHC vs UPBD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.0B | $1.2B |
| Net Profit | $-11.0M | $19.7M |
| Gross Margin | — | 49.0% |
| Operating Margin | -1.0% | 4.8% |
| Net Margin | -1.1% | 1.7% |
| Revenue YoY | 44.4% | 10.9% |
| Net Profit YoY | 64.6% | -36.3% |
| EPS (diluted) | $-0.04 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.0B | $1.2B | ||
| Q3 25 | $993.7M | $1.2B | ||
| Q2 25 | $1.0B | $1.2B | ||
| Q1 25 | $926.9M | $1.2B | ||
| Q4 24 | $701.2M | $1.1B | ||
| Q3 24 | $692.4M | $1.1B | ||
| Q2 24 | $681.3M | $1.1B | ||
| Q1 24 | $628.6M | $1.1B |
| Q4 25 | $-11.0M | $19.7M | ||
| Q3 25 | $3.7M | $13.2M | ||
| Q2 25 | $15.7M | $15.5M | ||
| Q1 25 | $-9.1M | $24.8M | ||
| Q4 24 | $-31.1M | $31.0M | ||
| Q3 24 | $-26.4M | $30.9M | ||
| Q2 24 | $-24.0M | $33.9M | ||
| Q1 24 | $-46.5M | $27.7M |
| Q4 25 | — | 49.0% | ||
| Q3 25 | — | 48.3% | ||
| Q2 25 | — | 49.4% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 47.1% | ||
| Q3 24 | — | 47.8% | ||
| Q2 24 | — | 49.4% | ||
| Q1 24 | — | 48.3% |
| Q4 25 | -1.0% | 4.8% | ||
| Q3 25 | 0.8% | 4.5% | ||
| Q2 25 | 2.2% | 4.4% | ||
| Q1 25 | -0.6% | 5.3% | ||
| Q4 24 | -3.2% | 7.3% | ||
| Q3 24 | -2.8% | 6.6% | ||
| Q2 24 | -2.7% | 7.5% | ||
| Q1 24 | -6.5% | 5.6% |
| Q4 25 | -1.1% | 1.7% | ||
| Q3 25 | 0.4% | 1.1% | ||
| Q2 25 | 1.5% | 1.3% | ||
| Q1 25 | -1.0% | 2.1% | ||
| Q4 24 | -4.4% | 2.9% | ||
| Q3 24 | -3.8% | 2.9% | ||
| Q2 24 | -3.5% | 3.2% | ||
| Q1 24 | -7.4% | 2.5% |
| Q4 25 | $-0.04 | $0.35 | ||
| Q3 25 | $0.02 | $0.22 | ||
| Q2 25 | $0.07 | $0.26 | ||
| Q1 25 | $-0.05 | $0.42 | ||
| Q4 24 | $-0.15 | $0.55 | ||
| Q3 24 | $-0.14 | $0.55 | ||
| Q2 24 | $-0.13 | $0.61 | ||
| Q1 24 | $-0.25 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $604.2M | $120.5M |
| Total DebtLower is stronger | $323.2M | — |
| Stockholders' EquityBook value | $179.3M | $695.7M |
| Total Assets | $1.1B | $3.3B |
| Debt / EquityLower = less leverage | 1.80× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $604.2M | $120.5M | ||
| Q3 25 | $644.1M | $107.0M | ||
| Q2 25 | $503.8M | $106.8M | ||
| Q1 25 | $479.5M | $107.3M | ||
| Q4 24 | $470.6M | $60.9M | ||
| Q3 24 | $381.0M | $85.1M | ||
| Q2 24 | $363.7M | $82.5M | ||
| Q1 24 | $301.7M | $84.8M |
| Q4 25 | $323.2M | — | ||
| Q3 25 | $322.7M | — | ||
| Q2 25 | $322.3M | — | ||
| Q1 25 | $321.9M | — | ||
| Q4 24 | $321.4M | — | ||
| Q3 24 | $212.0M | — | ||
| Q2 24 | $211.7M | — | ||
| Q1 24 | $162.0M | — |
| Q4 25 | $179.3M | $695.7M | ||
| Q3 25 | $161.9M | $687.3M | ||
| Q2 25 | $141.0M | $685.5M | ||
| Q1 25 | $108.1M | $679.2M | ||
| Q4 24 | $99.9M | $629.0M | ||
| Q3 24 | $114.5M | $611.8M | ||
| Q2 24 | $123.7M | $596.3M | ||
| Q1 24 | $130.9M | $578.3M |
| Q4 25 | $1.1B | $3.3B | ||
| Q3 25 | $1.1B | $3.2B | ||
| Q2 25 | $1.0B | $3.1B | ||
| Q1 25 | $895.6M | $3.0B | ||
| Q4 24 | $782.1M | $2.6B | ||
| Q3 24 | $692.3M | $2.6B | ||
| Q2 24 | $716.3M | $2.6B | ||
| Q1 24 | $633.2M | $2.6B |
| Q4 25 | 1.80× | — | ||
| Q3 25 | 1.99× | — | ||
| Q2 25 | 2.29× | — | ||
| Q1 25 | 2.98× | — | ||
| Q4 24 | 3.22× | — | ||
| Q3 24 | 1.85× | — | ||
| Q2 24 | 1.71× | — | ||
| Q1 24 | 1.24× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-50.4M | $41.6M |
| Free Cash FlowOCF − Capex | $-55.4M | $24.0M |
| FCF MarginFCF / Revenue | -5.5% | 2.0% |
| Capex IntensityCapex / Revenue | 0.5% | 1.5% |
| Cash ConversionOCF / Net Profit | — | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | $113.1M | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-50.4M | $41.6M | ||
| Q3 25 | $144.6M | $118.4M | ||
| Q2 25 | $29.1M | $7.8M | ||
| Q1 25 | $16.6M | $137.7M | ||
| Q4 24 | $-8.7M | $-61.9M | ||
| Q3 24 | $26.2M | $106.2M | ||
| Q2 24 | $23.5M | $15.0M | ||
| Q1 24 | $-6.2M | $45.4M |
| Q4 25 | $-55.4M | $24.0M | ||
| Q3 25 | $139.1M | $97.9M | ||
| Q2 25 | $21.1M | $-10.4M | ||
| Q1 25 | $8.4M | $127.2M | ||
| Q4 24 | $-18.0M | $-74.0M | ||
| Q3 24 | $16.9M | $88.3M | ||
| Q2 24 | $11.8M | $613.0K | ||
| Q1 24 | $-17.4M | $33.6M |
| Q4 25 | -5.5% | 2.0% | ||
| Q3 25 | 14.0% | 8.4% | ||
| Q2 25 | 2.1% | -0.9% | ||
| Q1 25 | 0.9% | 10.8% | ||
| Q4 24 | -2.6% | -6.9% | ||
| Q3 24 | 2.4% | 8.3% | ||
| Q2 24 | 1.7% | 0.1% | ||
| Q1 24 | -2.8% | 3.1% |
| Q4 25 | 0.5% | 1.5% | ||
| Q3 25 | 0.6% | 1.8% | ||
| Q2 25 | 0.8% | 1.6% | ||
| Q1 25 | 0.9% | 0.9% | ||
| Q4 24 | 1.3% | 1.1% | ||
| Q3 24 | 1.3% | 1.7% | ||
| Q2 24 | 1.7% | 1.3% | ||
| Q1 24 | 1.8% | 1.1% |
| Q4 25 | — | 2.11× | ||
| Q3 25 | 38.77× | 8.96× | ||
| Q2 25 | 1.86× | 0.50× | ||
| Q1 25 | — | 5.56× | ||
| Q4 24 | — | -2.00× | ||
| Q3 24 | — | 3.44× | ||
| Q2 24 | — | 0.44× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
