vs
Side-by-side financial comparison of Allstate (ALL) and Better Home & Finance Holding Co (BETR). Click either name above to swap in a different company.
Allstate is the larger business by last-quarter revenue ($17.3B vs $1.2M, roughly 14551.2× Better Home & Finance Holding Co). Allstate runs the higher net margin — 22.1% vs -3349.0%, a 3371.1% gap on every dollar of revenue. On growth, Allstate posted the faster year-over-year revenue change (5.1% vs -71.1%). Allstate produced more free cash flow last quarter ($2.9B vs $-57.6M). Over the past eight quarters, Allstate's revenue compounded faster (6.6% CAGR vs -35.0%).
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance; other personal ...
Bajaj Finance Limited (BFL) is an Indian deposit-taking non-banking financial company (NBFC-UL) headquartered in Pune. It has 110.64 million customers and holds assets under management worth ₹462,250 crore (US$55 billion), as of September 2025.
ALL vs BETR — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $17.3B | $1.2M |
| Net Profit | $3.8B | $-39.9M |
| Gross Margin | — | — |
| Operating Margin | — | -3376.8% |
| Net Margin | 22.1% | -3349.0% |
| Revenue YoY | 5.1% | -71.1% |
| Net Profit YoY | 98.8% | 32.6% |
| EPS (diluted) | $14.24 | $-2.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $17.3B | $1.2M | ||
| Q3 25 | $17.3B | $2.8M | ||
| Q2 25 | $16.6B | $3.3M | ||
| Q1 25 | $16.5B | $4.0M | ||
| Q4 24 | $16.5B | $4.1M | ||
| Q3 24 | $16.6B | $3.1M | ||
| Q2 24 | $15.7B | $2.9M | ||
| Q1 24 | $15.3B | $2.8M |
| Q4 25 | $3.8B | $-39.9M | ||
| Q3 25 | $3.7B | $-39.1M | ||
| Q2 25 | $2.1B | $-36.3M | ||
| Q1 25 | $595.0M | $-50.6M | ||
| Q4 24 | $1.9B | $-59.2M | ||
| Q3 24 | $1.2B | $-54.2M | ||
| Q2 24 | $331.0M | $-41.4M | ||
| Q1 24 | $1.2B | $-51.5M |
| Q4 25 | — | -3376.8% | ||
| Q3 25 | — | -1403.7% | ||
| Q2 25 | — | -1096.2% | ||
| Q1 25 | — | -1250.9% | ||
| Q4 24 | — | -1428.3% | ||
| Q3 24 | — | -1761.7% | ||
| Q2 24 | — | -1428.7% | ||
| Q1 24 | — | -1822.8% |
| Q4 25 | 22.1% | -3349.0% | ||
| Q3 25 | 21.7% | -1408.9% | ||
| Q2 25 | 12.7% | -1099.1% | ||
| Q1 25 | 3.6% | -1254.5% | ||
| Q4 24 | 11.7% | -1437.5% | ||
| Q3 24 | 7.2% | -1765.8% | ||
| Q2 24 | 2.1% | -1435.8% | ||
| Q1 24 | 8.0% | -1827.9% |
| Q4 25 | $14.24 | $-2.52 | ||
| Q3 25 | $13.95 | $-2.56 | ||
| Q2 25 | $7.76 | $-2.39 | ||
| Q1 25 | $2.11 | $-3.33 | ||
| Q4 24 | $7.07 | $-3.92 | ||
| Q3 24 | $4.33 | $-3.58 | ||
| Q2 24 | $1.13 | $-2.74 | ||
| Q1 24 | $4.46 | $-3.41 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9B | $203.4M |
| Total DebtLower is stronger | $7.5B | — |
| Stockholders' EquityBook value | $30.6B | $37.2M |
| Total Assets | $119.8B | $1.5B |
| Debt / EquityLower = less leverage | 0.24× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9B | $203.4M | ||
| Q3 25 | $8.7B | $205.8M | ||
| Q2 25 | $9.6B | $221.5M | ||
| Q1 25 | $6.5B | $228.0M | ||
| Q4 24 | $4.5B | $264.9M | ||
| Q3 24 | $7.0B | $262.1M | ||
| Q2 24 | $5.3B | $378.8M | ||
| Q1 24 | $4.3B | $482.6M |
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
| Q4 25 | $30.6B | $37.2M | ||
| Q3 25 | $27.5B | $41.9M | ||
| Q2 25 | $24.0B | $76.6M | ||
| Q1 25 | $22.1B | $-102.1M | ||
| Q4 24 | $21.4B | $-58.2M | ||
| Q3 24 | $20.9B | $388.0K | ||
| Q2 24 | $18.6B | $44.9M | ||
| Q1 24 | $18.6B | $76.3M |
| Q4 25 | $119.8B | $1.5B | ||
| Q3 25 | $120.4B | $1.4B | ||
| Q2 25 | $115.9B | $1.2B | ||
| Q1 25 | $115.2B | $1.0B | ||
| Q4 24 | $111.6B | $913.1M | ||
| Q3 24 | $113.7B | $845.2M | ||
| Q2 24 | $108.4B | $957.9M | ||
| Q1 24 | $105.2B | $841.6M |
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.0B | $-57.3M |
| Free Cash FlowOCF − Capex | $2.9B | $-57.6M |
| FCF MarginFCF / Revenue | 16.7% | -4833.4% |
| Capex IntensityCapex / Revenue | 0.5% | 28.9% |
| Cash ConversionOCF / Net Profit | 0.78× | — |
| TTM Free Cash FlowTrailing 4 quarters | $9.9B | $-167.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0B | $-57.3M | ||
| Q3 25 | $3.3B | $4.2M | ||
| Q2 25 | $1.9B | $-56.3M | ||
| Q1 25 | $2.0B | $-57.2M | ||
| Q4 24 | $1.7B | $-106.0M | ||
| Q3 24 | $3.2B | $-10.6M | ||
| Q2 24 | $2.4B | $-220.6M | ||
| Q1 24 | $1.7B | $-42.8M |
| Q4 25 | $2.9B | $-57.6M | ||
| Q3 25 | $3.2B | $4.0M | ||
| Q2 25 | $1.9B | $-56.7M | ||
| Q1 25 | $1.9B | $-57.4M | ||
| Q4 24 | $1.7B | $-106.5M | ||
| Q3 24 | $3.1B | $-11.7M | ||
| Q2 24 | $2.3B | $-221.8M | ||
| Q1 24 | $1.6B | $-43.3M |
| Q4 25 | 16.7% | -4833.4% | ||
| Q3 25 | 18.8% | 143.0% | ||
| Q2 25 | 11.3% | -1719.2% | ||
| Q1 25 | 11.4% | -1424.0% | ||
| Q4 24 | 10.0% | -2584.9% | ||
| Q3 24 | 18.9% | -382.7% | ||
| Q2 24 | 14.7% | -7699.9% | ||
| Q1 24 | 10.6% | -1536.4% |
| Q4 25 | 0.5% | 28.9% | ||
| Q3 25 | 0.3% | 8.6% | ||
| Q2 25 | 0.0% | 12.3% | ||
| Q1 25 | 0.6% | 5.0% | ||
| Q4 24 | 0.3% | 11.4% | ||
| Q3 24 | 0.4% | 38.6% | ||
| Q2 24 | 0.4% | 43.7% | ||
| Q1 24 | 0.3% | 16.8% |
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 3.30× | — | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | — | ||
| Q2 24 | 7.13× | — | ||
| Q1 24 | 1.37× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
