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Side-by-side financial comparison of Allstate (ALL) and TRUPANION, INC. (TRUP). Click either name above to swap in a different company.
Allstate is the larger business by last-quarter revenue ($17.3B vs $376.9M, roughly 46.0× TRUPANION, INC.). On growth, TRUPANION, INC. posted the faster year-over-year revenue change (11.7% vs 5.1%). Allstate produced more free cash flow last quarter ($2.9B vs $25.3M). Over the past eight quarters, TRUPANION, INC.'s revenue compounded faster (11.0% CAGR vs 6.6%).
The Allstate Corporation, together with its subsidiaries, provides property and casualty, and other insurance products in the United States and Canada. The company operates through Allstate Protection; Protection Services; Allstate Health and Benefits; and Run-off Property-Liability segments. The Allstate Protection segment offers private passenger auto and homeowners insurance; specialty auto products, including motorcycle, trailer, motor home, and off-road vehicle insurance; other personal ...
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
ALL vs TRUP — Head-to-Head
Income Statement — Q4 2025 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $17.3B | $376.9M |
| Net Profit | $3.8B | — |
| Gross Margin | — | 17.3% |
| Operating Margin | — | 1.9% |
| Net Margin | 22.1% | — |
| Revenue YoY | 5.1% | 11.7% |
| Net Profit YoY | 98.8% | — |
| EPS (diluted) | $14.24 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $17.3B | $376.9M | ||
| Q3 25 | $17.3B | $366.9M | ||
| Q2 25 | $16.6B | $353.6M | ||
| Q1 25 | $16.5B | $342.0M | ||
| Q4 24 | $16.5B | $337.3M | ||
| Q3 24 | $16.6B | $327.5M | ||
| Q2 24 | $15.7B | $314.8M | ||
| Q1 24 | $15.3B | $306.1M |
| Q4 25 | $3.8B | — | ||
| Q3 25 | $3.7B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $595.0M | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $331.0M | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | — | 17.3% | ||
| Q3 25 | — | 16.4% | ||
| Q2 25 | — | 15.5% | ||
| Q1 25 | — | 14.9% | ||
| Q4 24 | — | 15.7% | ||
| Q3 24 | — | 15.1% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | — | 11.8% |
| Q4 25 | — | 1.9% | ||
| Q3 25 | — | 1.6% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | -0.4% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | -1.7% | ||
| Q1 24 | — | -2.0% |
| Q4 25 | 22.1% | — | ||
| Q3 25 | 21.7% | — | ||
| Q2 25 | 12.7% | — | ||
| Q1 25 | 3.6% | — | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 7.2% | — | ||
| Q2 24 | 2.1% | — | ||
| Q1 24 | 8.0% | — |
| Q4 25 | $14.24 | $0.13 | ||
| Q3 25 | $13.95 | $0.13 | ||
| Q2 25 | $7.76 | $0.22 | ||
| Q1 25 | $2.11 | $-0.03 | ||
| Q4 24 | $7.07 | $0.04 | ||
| Q3 24 | $4.33 | $0.03 | ||
| Q2 24 | $1.13 | $-0.14 | ||
| Q1 24 | $4.46 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9B | $370.7M |
| Total DebtLower is stronger | $7.5B | $101.8M |
| Stockholders' EquityBook value | $30.6B | $383.9M |
| Total Assets | $119.8B | $915.0M |
| Debt / EquityLower = less leverage | 0.24× | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9B | $370.7M | ||
| Q3 25 | $8.7B | $348.5M | ||
| Q2 25 | $9.6B | $319.6M | ||
| Q1 25 | $6.5B | $321.8M | ||
| Q4 24 | $4.5B | $307.4M | ||
| Q3 24 | $7.0B | $293.1M | ||
| Q2 24 | $5.3B | $277.2M | ||
| Q1 24 | $4.3B | $275.2M |
| Q4 25 | $7.5B | $101.8M | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | $127.5M | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
| Q4 25 | $30.6B | $383.9M | ||
| Q3 25 | $27.5B | $368.6M | ||
| Q2 25 | $24.0B | $355.5M | ||
| Q1 25 | $22.1B | $333.7M | ||
| Q4 24 | $21.4B | $323.3M | ||
| Q3 24 | $20.9B | $320.2M | ||
| Q2 24 | $18.6B | $305.8M | ||
| Q1 24 | $18.6B | $303.4M |
| Q4 25 | $119.8B | $915.0M | ||
| Q3 25 | $120.4B | $880.2M | ||
| Q2 25 | $115.9B | $847.8M | ||
| Q1 25 | $115.2B | $837.2M | ||
| Q4 24 | $111.6B | $806.9M | ||
| Q3 24 | $113.7B | $816.1M | ||
| Q2 24 | $108.4B | $795.9M | ||
| Q1 24 | $105.2B | $789.5M |
| Q4 25 | 0.24× | 0.27× | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | 0.39× | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.0B | $29.3M |
| Free Cash FlowOCF − Capex | $2.9B | $25.3M |
| FCF MarginFCF / Revenue | 16.7% | 6.7% |
| Capex IntensityCapex / Revenue | 0.5% | 1.0% |
| Cash ConversionOCF / Net Profit | 0.78× | — |
| TTM Free Cash FlowTrailing 4 quarters | $9.9B | $75.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0B | $29.3M | ||
| Q3 25 | $3.3B | $29.2M | ||
| Q2 25 | $1.9B | $15.0M | ||
| Q1 25 | $2.0B | $16.0M | ||
| Q4 24 | $1.7B | $23.7M | ||
| Q3 24 | $3.2B | $15.3M | ||
| Q2 24 | $2.4B | $6.9M | ||
| Q1 24 | $1.7B | $2.4M |
| Q4 25 | $2.9B | $25.3M | ||
| Q3 25 | $3.2B | $23.9M | ||
| Q2 25 | $1.9B | $12.0M | ||
| Q1 25 | $1.9B | $14.0M | ||
| Q4 24 | $1.7B | $21.8M | ||
| Q3 24 | $3.1B | $13.4M | ||
| Q2 24 | $2.3B | $4.0M | ||
| Q1 24 | $1.6B | $-631.0K |
| Q4 25 | 16.7% | 6.7% | ||
| Q3 25 | 18.8% | 6.5% | ||
| Q2 25 | 11.3% | 3.4% | ||
| Q1 25 | 11.4% | 4.1% | ||
| Q4 24 | 10.0% | 6.5% | ||
| Q3 24 | 18.9% | 4.1% | ||
| Q2 24 | 14.7% | 1.3% | ||
| Q1 24 | 10.6% | -0.2% |
| Q4 25 | 0.5% | 1.0% | ||
| Q3 25 | 0.3% | 1.4% | ||
| Q2 25 | 0.0% | 0.8% | ||
| Q1 25 | 0.6% | 0.6% | ||
| Q4 24 | 0.3% | 0.6% | ||
| Q3 24 | 0.4% | 0.6% | ||
| Q2 24 | 0.4% | 0.9% | ||
| Q1 24 | 0.3% | 1.0% |
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 3.30× | — | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | — | ||
| Q2 24 | 7.13× | — | ||
| Q1 24 | 1.37× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
